Why has the inter bank transfer from Minsheng Bank to Shanghai Pudong Development Bank not arrived i

Hello, what channel are you through to make the transfer, you can first refer to the following arrival time, if the arrival time is exceeded, the information is correct, there is no refund, it is recommended that you contact the receiving bank to assist you in inquiry.

ATM transfers are divided into same-name transfers and other non-same-name transfers.

1.Transfer under the same name: You transfer money to your own account and receive it in real time; The Bank's credit card transfer is real-time;

2.Non-same-name transfer: According to the requirements of the People's Bank of China, your transfer to other individuals will be processed within 24 hours after the transfer of funds will be processed, and the transferred funds and handling fees will be frozen during this period.

If you transfer the wrong account or have any objection, you can apply for the cancellation of the business within 24 hours after handling the business by calling 95568 to transfer to manual or going to the counter of our bank.

There are three types of transfer methods: real-time transfer-out, ordinary transfer-out and next-day transfer-out in personal online banking, mobile banking and over-the-counter inter-bank transfer

1.Real-time transfer-out: (1) Internet banking interconnection:

The upper limit of a single transaction is 50,000 yuan, which can be operated 7 24 hours a day, and generally arrives in real time. (2) When the transfer amount of personal online banking is greater than 50,000 (inclusive) and less than 1 million (inclusive), and when the transfer amount of mobile banking is greater than 50,000 (inclusive) and less than 200,000 (inclusive), you can use the "Minsheng Express" remittance channel, which will generally arrive in 30 seconds;

2.Ordinary transfer-out: Remittance includes large-value real-time payment, small-value real-time payment, and intra-city exchange.

1) Large-amount real-time payment: the starting point of the amount is currently 50,000 yuan, and the acceptance time is from 20:30 to 17:00 on the day before the statutory working day

15. Generally 5 minutes to an hour to arrive; (2) Small real-time payment: a single transaction is capped at 50,000 yuan, and during holidays (weeks.)

6. Sundays and statutory holidays, from 0:00 on holidays to 24:00 at the end of holidays) The upper limit is adjusted to 500,000 yuan, which can be operated 24 hours a day, and generally arrives in half an hour to 2 hours;

3.Next-day transfer-out: Automatically select the best remittance route for customers to transfer out, and the transfer-out time will start in the early morning of the next day according to different remittance queues, and the large-value remittance will be transferred out after 8:30 a.m. on the next day (working day).

Note: The specific crediting time depends on the other bank.

The reasons why the transfer from Minsheng Bank to other banks has not been received may be as follows:

1.The beneficiary's information is incorrect;

2.Transfer out on the next day after the selected transfer method;

3.The large and small remittances are not real-time arrivals, and there is a certain amount of time to arrive;

4.Our bank has remitted to the other party's bank, and the other party has a time limit for crediting;

5.Other or third-party platform reasons (such as system upgrades, failures, etc.).

If you don't receive your account within 24 hours after transferring money from SPD Bank, there may be one of the following reasons:

1.Bank system failure: If the banking system fails, it can cause a delay in the arrival of a transfer, which is usually repaired and restored in a timely manner.

2.Transfer Account Error: If you enter the wrong beneficiary account information when making the transfer, the transfer may also be returned and you will need to do it again.

3.Bank approval: If your transfer request is not approved by the bank, it may also cause a delay in the arrival of the transfer and further verification is required.

4.Transfer amount exceeds the limit: If your transfer amount exceeds the bank's limit, you may need to do it in batches, or contact the bank's customer service to apply for an increase in the limit.

If you encounter the above situation before you go blind, it is recommended that you contact the customer service of SPD Bank in time to obtain a detailed solution.

Inter-bank transfer and remittance is a kind of business that transfers and remits RMB or foreign currency to the corporate or individual accounts opened in other banks in China. You don't have to travel between banks to deposit and withdraw cash, and you can transfer funds through a variety of channels. To use online banking ICBC and other banks to transfer and remittance, you must first register for financial @ personal online banking, and go to the business outlets to open online banking external transfer permissions, and apply for the use of U shield.

Use online banking to transfer money between ICBC and other banks. For foreign currency inter-bank remittance at business outlets, apply for foreign exchange remittance at our foreign exchange business outlets, and fill in the "Mail Transfer Voucher". In addition, it is worth mentioning that in general, the staff will remind you that the other party will arrive in the account within 1 to 3 working days, and the actual situation is generally within 1-2 hours, but there are also special situations, which also depend on the receipt of the other party's bank.

If it is more than 3 working days and the other party has not received the money, it is possible that the money has been returned to the original card, indicating that the information is filled in incorrectly, and you can check whether the original card has returned the money. According to the relevant regulations of the People's Bank of China, the service time for transfer and remittance between ICBC and other banks is 9:00 17:00 every working day

00。ICBC and other banks will charge a handling fee of 1% of the transfer and remittance amount, with a minimum of 1 yuan and a maximum of 50 yuan. Please pay attention to the following regulations of the State Administration of Foreign Exchange when handling foreign exchange remittances:

1. The name of the beneficiary of the foreign exchange remittance must be the same as the name of the remitter, or the immediate family member of the remitter. If the name of the beneficiary is inconsistent with the name of the remitter, the supporting documents of "the beneficiary and the remitter are immediate family members" shall be presented, and the "immediate family" includes "spouse, father (mother) and son (daughter)", and the supporting documents are as follows: 1

If the payee and the remitter are in the same household register, the household registration book shall be presented. 2.If the beneficiary and the remitter are not in the same household register, a notarization or certification document issued by the notary department or the police station or other competent authority proving that the payee and the remitter are indeed immediate family members shall be presented.

2. The nature of your foreign exchange remittance receiving account and payment account in the same city must be the same, that is, "banknote account to banknote account, remittance account to remittance account", that is, "the nature of banknotes and remittance before and after the transfer of funds remains unchanged".

Minsheng Bank's mobile banking inter-bank transfers will arrive at the account from time to time, and the handling fee will be reduced and exempted in Shenyang until May 31.

Generally, it will arrive in less than half an hour.