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Xueba talks about insurance, focusing on insurance product evaluation! Here's a comparison table between Corning and popular critical illness insurance
To you who know this when you see this.
Chinese life has always been popular among the people, so is its ace product Corning good? Last night, I pored over Corning's terms and wrote a detailed review:Big brother Chinese Shou shot again, Corning got it, and the guarantee was all there?
You only know when you see it!
You can take a look.
1. What are Corning's safeguard responsibilities?
2. What is commendable about Corning Critical Illness Insurance?
1. Sufficient protection: Back to the most basic protection design, minor and critical illnesses can be paid once each, not only the types of minor illnesses have reached 50, but also 7 specific major illnesses have been added, and an additional 50% of the sum insured can be paid, and the protection is basically sufficient;
2. There are many service outlets. Chinese Life has been established for many years, has a strong offline service team, and even some very remote towns can find Chinese Life service outlets;
3. The insurance age is wider than that of similar products, and you can apply for insurance from 0 to 60 years old;
3. What are the disadvantages of Corning Critical Illness Insurance?
To tell the truth, Corning still has a lot to criticize, such as the proportion of minor illness compensation is not up to the level of excellent critical illness insurance, and the current market has a minimum of 30% of the minor illness compensation ratio of many critical illness insurance, and even 45% has started, but Corning only pays 20%, which is slightly lower. In addition, although there are a lot of diseases covered, there are still some shortcomings, including other more serious shortcomingsIs Corning Critical Illness Insurance for Chinese Life worth buying? What are the pros and cons?
In this article, you can take a closer look.
In addition to Corning, I also compared the hot-selling critical illness insurance products of major companies on the market this year, and because there are too many highlights, I will put out the condensed version of the content, you can check out this articleHeavy! A list of the top 10 popular critical illness insurance policies worth buying in 2020
The ten critical illness insurances in it are all hot-selling on the market and can be used as a reference.
That's all for me"Corning Critical Illness Insurance! I had a critical illness before I bought the insurance! You can get compensation after two years of insurance"All of them, I hope it helps you! Hope!
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You say a two-year indefensibility clause, right? Although there is a provision in this article, but before the insurance has suffered from a major illness, that completely deviates from the integrity of the insurance, it is estimated that the court will also sentence you to lose the lawsuit, don't listen to the salesman's misleading.
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Those with a pre-existing medical condition are not eligible for a claim.
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Didn't find your version of the article.
I don't know how.
But insurance is when you sign a contract with the insurance company, act according to the contract, and pay for what the contract says. If you feel that you should pay and he thinks that he should not pay, you can arbitrate or litigate.
In the case of disease, it is necessary to meet the definition of disease in the article. In the case of a death claim, you will need to provide a death certificate. What materials are also written.
Some complex cases may require more supporting materials. However, if you believe that you have provided sufficient materials, and it is unreasonable for him to ask you for other materials, you can also arbitrate or litigate.
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Summary. Based on the supplementary information you have provided, I understand that the Corning Life Insurance you have purchased has the following conditions:- The coverage period is 10 years- The premium has been paid in full- The sum insured is 100,000 yuan- You are currently suffering from a critical illness within the scope of the policyIn this case, if you meet the critical illness claim conditions stipulated in the policy, you can get the insurance benefit:
The insurance company will review the medical certificate and other materials provided by you to confirm that your illness is within the scope of the policy. If it is confirmed, the full amount of insurance can be paid 100,000 yuan. In addition to this, you may also want to pay attention to the exclusion clause in your policy to see if there are any exclusions from coverage.
I bought Corning Life Insurance for 10 years and have paid it all over, and now I have a disease in the insurance regulations critical illness now.
Hello. I bought life insurance for critical illness for ten years.
The sum insured is 10,000. You've been buying insurance for ten years, and if you get a critical illness, you can get the benefits.
How many. How much is the insurance money?
Is it 10,000 to give 10,000 for the sum insured.
You're buying an insurance amount of 10,000, right?
Based on the supplementary information you provided, I understand that the Corning Life Insurance you purchased has the following conditions:- The coverage period is 10 years- The premium has been paid in full- The sum insured is 100,000 yuan- You are currently suffering from a critical illness within the scope of the policyIn this case, if you meet the critical illness claim conditions stipulated in the policy regulations, the insurance benefit you can get is: 100,000 yuan of the sum insured will be paid in fullThe insurance company will review and confirm that your illness is within the scope of the policy based on the medical certificate and other materials you provide.
If it is confirmed, the full amount of insurance can be paid 100,000 yuan. In addition to this, you may also want to pay attention to the exclusion clause in your policy to see if there are any exclusions from coverage.
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Summary. Cervical Cancer (Surgery, Chemotherapy, Radiotherapy), Breast Cancer (Surgery, Chemotherapy, Radiotherapy), Lung Cancer (Surgery, Chemotherapy, Radiotherapy), Esophageal Cancer (Surgery, Chemotherapy, Radiotherapy), Gastric Cancer (Surgery, Chemotherapy, Radiotherapy), Rectal Cancer (Surgery, Chemotherapy, Radiotherapy), Colon Cancer (Surgery, Chemotherapy, Radiotherapy Diabetes, Hyperthyroidism (Surgery**, Iodine 131**, Internal Medicine**), Acute Myocardial Infarction (Thrombolysis**, Intervention**), Cerebral Infarction (Drugs**), Childhood Congenital Heart Disease, Childhood Acute Leukemia, Chronic myeloid leukemia, major psychosis, end-stage renal disease.
I am a special financial consultant of the platform, I have seen your question, and I am correcting the answer to the acorn, it will take about 3 minutes, please wait a while.
Major diseases include: cervical cancer (surgery, chemotherapy, radiotherapy), liquid breast cancer (surgery, chemotherapy, radiotherapy), lung cancer (surgery, chemotherapy, radiotherapy), esophageal cancer (surgery, chemotherapy, radiotherapy), gastric cancer (surgery, chemotherapy, radiotherapy), rectal cancer (surgery, chemotherapy, radiotherapy), colon cancer (surgery, chemotherapy, radiotherapy), colon cancer (surgery, chemotherapy, radiotherapy), hyperthyroidism (surgery**, iodine 131**, internal medicine**), acute myocardial infarction (thrombolysis**, intervention**), cerebral infarction (medicine grip wheel**) ), pediatric congenital heart disease, pediatric acute leukemia, chronic myeloid leukemia, severe mental illness, end-stage renal disease (inpatient** and outpatient dialysis).
Cervical cancer (surgery, chemotherapy, radiotherapy), breast cancer (surgery, chemotherapy, radiotherapy), lung cancer (surgery, chemotherapy, radiotherapy), esophageal cancer (surgery, chemotherapy, radiotherapy), rapid gastric cancer (surgery, chemotherapy, radiotherapy), rectal cancer (surgery, chemotherapy, radiotherapy), colon cancer (surgery, chemotherapy, radiotherapy), colon cancer (surgery, chemotherapy, radiotherapy, diabetes, hyperthyroidism (surgery**, iodine 131**, internal medicine**), acute myocardial infarction (thrombolysis**, intervention**), cerebral infarction (drugs**), children model digging congenital heart disease, Childhood acute leukemia, chronic myeloid leukemia, severe psychosis, end-stage renal disease.
Thank you for the consultation, I hope I can help you <>
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