Who can make me a plan for a Chinese life and a happy life

Hello, happy to serve you. Take a look at our Fulman Life Insurance, which has been discontinued. Fuman Life is also about to be discontinued, so I'll make a plan for you to see.

Accidents, medical treatment, critical illness, and education funds are not any.

Hello! The Chinese have stopped holding a happy life! Fortune Life Insurance (Participating) can be purchased for more than 28 days and under 55 years old. Immediate delivery, high return, ten escort protection. Yunnan Yuxi will be closed on December 10th!

Hello, Happy Life is now out of sale. There is a blessing for a lifetime, three times a year, that is, it is handed over, which can be used for education, and it can also be used for the elderly. For specific plans, please discuss further.

Hello, thank you for your support and love, Marvel has long been discontinued, and Fuman will also be discontinued soon. Fuman is a happy upgrade product. Fast return and high security. May you have it soon and be full of happiness.

Hello: Pacific Insurance Company has [Datang Life] [Baby Health] You can prefer.

Hello, it is recommended to understand the wisdom baby of Taikang Life.

Hello: Are you mistaken, the insurance has been discontinued, you should dare to say a happy life.

Whoever introduces you will let whoever makes a plan for you, and if you can't even make a plan, can you still trust him?

Hello! (1) What is your cousin's need for protection for his son? (2) What is your cousin's ability to pay? (How much does it cost annually?) ）

What kind of protection do you want to give your child, and do you have any specific ideas, such as the direction of protection, regular or lifelong, the number of years of payment, and budget considerations.

You can learn about Ping An has auspicious stars to send treasures.

This insurance has been discontinued. Is there a mistake in the name?

Hello, glad to answer for you.

Coverage for a lifetime.

Any person who is more than 30 days old and under 60 years old and in good health can be insured by himself or a person who has an insurance interest in him or herself as the policyholder.

Insurance Liability. During the insurance period of this contract, the following insurance liabilities:

1. From the effective date of this contract to the corresponding date of the effective date of the year when the insured reaches the age of 74, if the insured survives, the company shall pay the care annuity according to the following provisions every year on the corresponding date of the effective date of this contract:

Nursing Care Annuity Basic Sum Insured Period (Number of Years) 1%.

2. On the effective date of the year when the insured survives to the age of 75, the Company shall pay the maturity insurance benefit in accordance with the following provisions, and this contract shall be terminated.

Maturity Premium, Basic Sum Insured, Contribution Period (Number of Years).

3. If the insured dies due to illness within two years from the effective date of this contract (or reinstatement), the company shall pay the death insurance benefit according to the insurance premium paid (excluding interest), and this contract shall be terminated; In the event of the death of the Insured due to accidental injury or death due to illness two years after the effective date (or reinstatement) of this contract, the Company shall pay the death benefit according to the following provisions, and this contract shall be terminated.

Death Benefit Basic Sum Insured Number of years of premium payment at the time of death 110%.

If you are satisfied, please ask us.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

As far as medical coverage is concerned, this plan is acceptable. However, in terms of family and security, the programme has many shortcomings.

First of all, it is necessary to look at the age of the insured person and ensure that the family breadwinner is the focus of protection. Secondly, it is necessary to combine the family income, if the total family income is not high, and you spend so much, it is irresponsible for the family and yourself. The final piece of advice is that insurance must be insured, even if the income is low.

Your plan is not bad, the key depends on what kind of family it is for.

No one is going to do it for you online, believe it or not?

Hello, Happy Life is a long-term financial product, and the income is still very considerable in the long run. Let me introduce you, I hope it can help you:

1.Looking at the terms, it stipulates how many years to receive a survival pension (that is, the number of money to be returned each time), which is given according to the percentage of the insured amount, not according to the premium paid.

2.Dividends are there every year, but they don't come to you, you don't see it, and now the dividends are in the big account of the insurance company, and if you don't receive it, you can still compound interest and accumulate it, and you are not in a hurry to use the money to put it inside. In addition, there should be a corresponding business person in the insurance company, and you should send you a dividend notice every year, and if you don't receive it, it just means that they haven't done their job properly.

3.For long-term insurance, it is better to look at the long-term benefits, the money is paid, it is regarded as a deposit for the insured, don't think about returning, you can borrow, it is 70% of the cash value.

If you want to be detailed, please refer to baidu, this is just my personal intuitive point of opinion, above.

Hello, I also want to ask about insurance, 09 years in September to buy my child life of a happy life, five years, 10,000 a year, pay three years want to surrender the policy, how much can be refunded?

You can check with your insurance salesman or your local insurance company.

15% of the sum insured will be paid every three years, which means that it will not be paid until August 2011. The more than 400 you receive every year should be an annual dividend every year, until the age of 75, I have a friend who is also happy for a lifetime!

This product will return money every year, 5% of the insured amount, you pay 5,000, and you will return more than 200 yuan every year. In addition, there are annual dividends, the amount of dividends is uncertain, and the performance of the insurance company is linked, you can call the insurance company ** to inquire about the dividends. You can withdraw the money for rebates and dividends every year, or you may not receive it, and if you don't receive the money, you will accumulate interest in the insurance company.

The insurance period of a happy life should be until the age of 75, 5 years is only the payment period, and after the expiration of the 5-year payment period, there must be a loss in surrender, and the loss is very large (estimated loss of 50%), and it is not recommended to surrender the policy. If the policy is surrendered, the cash value of the policy and the sum of the refund, dividends, and accumulated interest-bearing interest will be refunded, and there will be no much refund. For the exact amount of money, you can call the insurance company** for inquiry.

Happy Life is a type of dividend insurance that saves money and returns it in the same year. The amount to be refunded is 1% of the sum insured * the number of years of payment. The basic insurance amount of 5000 for a 0-year-old man is 7620, that is, the annual return amount is 381 yuan.

A total of 75 times, if all in cash, you can take a total of 381 * 75 = 28575 yuan plus 7620 * 5 (basic insurance * payment years) If the annual return is not taken out and put in the accumulation of interest, if you take it out when it expires, you can get a total of 100,000 to 200,000 yuan. In addition, it also enjoys variable dividends every year, and dividends can also be accumulated. As for whether you will lose money when you surrender the policy after five years, you can compare it according to the cash value table attached to the back of the insurance contract plus the total rebates and dividends received in five years, and generally speaking, you will lose money.

It is recommended to hold. If the money is not bad, you can take out the refund, and it is not recommended to surrender the policy. If you really need the 25,000 after 25 years, you can return it then.

ps: Basically, insurance companies want to protect the capital without calculating dividends, it generally takes 23-25 years to protect the capital, if you don't believe it, you can compare different products of different companies. This is a personal experience).

I hope my answer will be helpful to you.

In addition to returns and dividends, there is nothing else to take, this is a financial pension product, ready for retirement in the future!

According to the provisions of China's insurance law, the salesman should explain the surrender and income in detail when the customer handles it, otherwise it is a phenomenon of misleading customers in violation of regulations, and the company will terminate the contract!

You can get the rebate from the first year of payment, and you can receive it until you are 60 years old, and you can get the maturity payment after the expiration of the period, which is quite cost-effective! You will not be compensated after five years, but it is recommended that you do not return, just save an pocket money for your baby.

Dividends are settled based on the distribution of investment income of insurance companies, and the insurance regulatory commission stipulates that insurance companies should distribute 70% of their annual income to customers. Of course, the dividends in the first few years are not high, and the compound interest will increase in the future, but it depends on whether it is annual compound interest or monthly compound interest, Pacific Savings Dividend Insurance is daily interest, monthly compound interest, compound interest 12 times a year. Three returns per year, one fixed interest, one floating dividend, and one compound interest increase.

Pacific is the first batch to settle in the Shanghai Free Trade Zone this year, and the income is linked to the income of the free trade zone, which is of greater benefit to customers.

This is the cash value dividend, that is, the insurance premium paid is 10,000 yuan, deducting the salesman's salary, the insurance company's expenses and the cost of insurance protection! The rest of the money will be divided! So that's all!

Therefore, when you buy insurance in the future, you can consider the sum insured dividend, which may be better!

Dividends are determined based on the insurer's distributable profit for the previous year.

The law stipulates that insurance companies must take out no less than 70% of the distributable surplus of the previous year to pay dividends to customers of participating policies. In other words, the more profit the insurance company makes, the more dividends it pays, and the less or less it loses, the less or no dividends.

Dividends are calculated based on the cash value of the policy, not on the basis of contributions.

Dividends are uncertain, and no one can calculate what the future profit of the insurance company will be.