What is the difference between a house and an apartment?

Hello, there are four differences between a house and an apartment:

1. The difference in the service life: the service life of the apartment and the house are different, generally speaking, the life of the house is 70 years, and the apartment is 50 years or 40 years. But there are also some apartments with a 70-year service life.

2. Different costs: The cost of apartments and residences is different, some apartments are for commercial purposes, and the water and electricity costs of these apartments belong to commercial water and electricity costs, which are more expensive than pure residences. However, some apartments are still civil water and electricity costs, which depends on how the developer's real estate project is established, and it also needs to look at local policies, regulations or notices, and the relevant policies may be slightly different depending on the city area.

3. Different property management: the nature of the planned land for the business apartment is the land for public facilities, the eaves of the building are controlled according to the public construction standards, the balcony shall not be set up outside the building, the planning spacing shall be implemented according to the public construction standards, and the corresponding supporting service facilities such as property management rooms shall be arranged in the apartment in accordance with the relevant regulations.

4. Different architectural design: the operating apartment shall be implemented in accordance with the public design standards, the non-residential technical specifications shall be implemented for the completion and acceptance of the project, the outdoor unit of the air conditioner of the residential apartment shall not be exposed, and the mixed apartment shall be equipped with an in-house air conditioner.

The biggest difference between apartments and houses lies in the division of property rights, the land nature of apartments belongs to commercial land, while the nature of residential land is residential land;

Loans, down payment policies.

Residential: 30% for the first set, 40% down payment for the second set, and the residential loan in Chongqing is not limited to purchase; The loan term is up to 30 years and CPF loans can be used;

Apartment: 50% down payment, no loan or purchase, 5% down payment. However, you can only borrow for 10 years, and you cannot use CPF loans.

Settlement and degree.

Residential: Eligible to settle down and have a degree.

Apartment: No settlement, no degree.

Term of land use right.

Residential: 70-year land use right;

Apartments: According to the nature of the land, commercial land is 40 years.

Taxes on second-hand transactions.

Residential: 1%-3% deed tax, the main transaction tax includes business tax and personal income tax;

Condominium: 3% deed tax, the main transaction tax includes business tax, personal income tax and land value-added tax.

Living costs such as water, electricity, etc.

Utility bills are higher than those of ordinary houses.

As mentioned earlier, usually apartments are for commercial purposes, although there are different classifications, but most apartments pay the utility bills according to the merchant's water and electricity bills.

The difference between an apartment and a house.

Hello, the main differences are as follows: 1. The difference between apartments and ordinary houses is that the property rights are different If you want to say what is the difference between houses and apartments, the most obvious is the property rights period; Although there is no restriction on the use of the house, the land property rights are used for a limited number of years. Generally, the tenure of land is divided into 40, 50 and 70 years, of which 40 years for commercial land, 50 years for industrial land and 70 years for residential land.

2. The difference between apartments and ordinary houses is that the water and electricity charges are different. The house belongs to the civil housing, and the water and electricity charges are charged according to the standard of civil water and electricity; The apartment belongs to the commercial residential cavity section, and the water and electricity bills are charged according to the standards of commercial water and electricity. In the long run, the utility bill for a home will be at least half of that of a condominium.

3. The difference between apartments and ordinary houses is that the comfort of living is also the difference between houses and apartments. Apartments, on the other hand, are usually two staircases and ten households, or even more, with many and cluttered people, and security and privacy are not well guaranteed. 4. The difference between apartments and ordinary houses is that the lighting conditions are different, it is reported that there are differences between houses and apartments in terms of lighting conditions, some apartments have no windows in the bathroom and kitchen, and the balcony is also an inner balcony, and the lighting conditions are not very good.

According to the provisions of the "Code for the Design of Residential Buildings", the residence must meet the relevant conditions such as sunshine and lighting, so most of today's residences are bright kitchens and bright bathrooms, and the lighting conditions are naturally much better than apartments. 5. The difference between apartments and ordinary houses is that there is a difference between houses and apartments in terms of settlement regulations, and apartments are projects built on commercial land, which are commercial in nature, so they cannot be settled. If it is a residential section, according to the different requirements of different regions, as long as certain conditions are met, the buyer can go through the settlement procedures.

6. The difference between an apartment and an ordinary house is the difference between the loan interest rate and the down payment When it comes to the difference between a house and an apartment, many people will think of the difference in the loan interest rate, because this will be encountered when buying a house. If you plan to take out a loan to buy an apartment, you need to follow the regulations of commercial housing, the down payment ratio is generally 50, and the loan interest rate will be relatively higher. If you are taking out a loan to buy a home, the down payment ratio is usually 20, but it varies depending on the region.

Can you invest in a house in Baigou in Xiong'an New District.

What is the nearest community in Xiong'an New Area?

Please wait for me to check it out.

Hello, the nearest is the cultural garden community of Rong County.

Difference between nature and property rights:Dwellings can only be built on residential land or commercial and residential land; Condominiums can be built on residential land or on land of other natures such as mixed-use land (commercial and residential), commercial land or educational land.

Secondly, the nature of the use of the building, whether the development company handles the property rights procedures for the owners according to the residential house or the apartment, the property right period of the residential house is 70 years, the property right of the residential apartment is also 70 years, and the property right of the business apartment is 40 years or 50 years according to the nature of the land, and the property right of the serviced apartment is 40 years according to the nature of the land.

Precautions for buying a home

If you have special requirements for the environment, supporting facilities and other community quality issues of the house you are buying, and therefore buy the house that the developer has announced and wondered, you must make a clear agreement on the relevant matters in the contract, otherwise, in the future, there will be problems in the evidence.

The developer changed the planning and design without authorization, and made arbitrary changes in supporting facilities, green space, floor area ratio, environmental facilities, etc., and changed the original green space in the community to other uses, some added new buildings, and some became parking lots. In order to avoid liability, developers often do not make an agreement on these issues when signing a contract with consumers, or some set traps in the agreement, and some even refuse to agree, which seriously infringes on the consumer's right to know and the right to fair trade.

1. Different lighting conditions:Some apartments have no windows in the bathroom and kitchen, and the balcony is also an internal balcony, so the lighting conditions are not very good. According to the provisions of the "Code for the Design of Residential Buildings", the house must be full of sunshine, lighting and other related conditions, so most of today's residences are bright kitchens and bathrooms, and the lighting conditions are naturally much better than apartments.

2. The purchase restriction policy is differentThe biggest advantage of the apartment is that there is no limit to the purchase, which is the reason why many consumers choose it. Buyers in cities with purchase restrictions do not need to consider their own qualifications to buy a house, and at the same time, business apartments do not occupy the quota for buying a house, and are not subject to the constraints of the first house.

However, housing is subject to restrictions on purchase, loans, and sales.

3. The purpose of planning and the nature of use are differentBusiness apartments can be used for commercial operations, and can also be used to live in Shiwang, which is of a commercial nature. Residential houses can only be used for living and are residential in nature.

How to distinguish between an apartment and a house? Apartments and houses.