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1. Location. The apartment pays attention to the living environment and the perfect and convenient transportation, so it will be located in the core area of the city where the transportation and economy are relatively prosperous and developed;
Ordinary houses pay more attention to education and medical care, so as to facilitate long-term residence.
2. Real estate property rights.
Commercial apartments are generally commercial land, so the real estate property rights are only 40 years; If it is a commercial apartment on a mixed-use land, the property right is 50 years; In the case of residential apartments, the real estate property rights of apartments that belong to residential land are 70 years;
Ordinary dwellings are generally in the nature of residential land, and the real estate property rights are 70 years.
3. Water and electricity bills.
Utilities for commercial apartments are charged according to commercial standards, and utility bills are higher; For apartments on residential land, the water and electricity charges are calculated according to civil water and electricity;
The water and electricity bills of ordinary houses are calculated according to ordinary civil water and electricity, which is relatively low.
4. House type. Commercial apartments are generally based on large single rooms, lofts, and SOHO duplexes, and there are also a small number of one-bedroom and two-bedroom apartments.
Ordinary houses are mainly family living, and generally have more than 2-3 bedrooms.
5. Down payment ratio.
Commercial apartments generally have a down payment of 50%;
The down payment for an ordinary house is generally more than 30%.
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The differences are as follows: **High. First of all, apartments are usually built on commercial land, although they are used for living, on the surface, ** are ** lower than residential buildings, but in fact ** are not low.
Lighting may be poor. Because there are no clear regulations on the lighting of apartments, many tools are not designed with this in mind, so many apartments have poor lighting.
Utility bills are higher than those of ordinary houses. As mentioned earlier, usually apartments are for commercial purposes, although there are different classifications, but most apartments pay the utility bills according to the merchant's water and electricity bills.
Settlement is still a problem of commercial use, compared with ordinary houses, this is also a major disadvantage of apartments, ordinary houses can be settled, children can go to school according to the area, so as to study nearby, but apartments can not be settled.
Property rights, as we all know, are generally 70 years for residential properties, while apartment property rights are relatively much shorter, like ordinary shops, most of them are only 40 years.
Loans, ordinary residential loans are relatively low, and you can use provident fund loans, so that the loan interest rate will be lower, while apartments cannot use provident fund loans, and the repayment period is relatively small, generally up to 10 years, and the most important thing is that the down payment generally requires 50%.
So finally remind everyone that if you don't have any special living requirements and uses, it's better to buy a house. **Low, able to settle down, low water and electricity bills save living costs, property rights are still 30 years longer, and the repayment pressure is relatively small.
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There are 4 differences.
Different uses. Apartments of a commercial nature can be registered as office space, but cannot be moved into the household registration; Residential apartments can be occupied, but they cannot register office space.
The service life is different. In Conghua, the commercial term is 40 years, and the residential term is 70 years, and some have been unfinished for many years before the sale, and these service years must be deducted, such as commercial, which has been unfinished for 10 years, and you buy it after 10 years, then your service life is only 30 years.
The cost of use is different. The deed tax of commercial condominiums is charged at 3%, and the utility bills and management fees are also charged according to commercial standards; The deed tax of residential apartments is charged according to the civil standard, and the water and electricity charges are charged according to the civil standard.
The business value is different. Commercial apartments have a higher commercial value, and the unit price is usually 1,000 to 2,000 yuan more than that of residential apartments. If you want to take out a mortgage with a bank, the appraised value of two properties with the same total value will be much higher than that of the latter.
My community property and house cat to find a house cooperation, if you have any questions to the property consultation, I don't know if there is so the community has cooperation, you can go to the property to ask.
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1. The specified service life is different.
The service life of an apartment is much shorter than that of an ordinary house, according to the relevant regulations, the service life of an ordinary house can reach 70 years, but the service life of an apartment can only reach 40 or 50 years, so if the buyer buys an apartment but does not buy an ordinary house, it will be less than 20 years of living time, and the problem after the expiration of the property right should be considered.
2. The cost of maintaining a house is different.
According to the relevant regulations, the nature of the apartment is commercial housing, so when paying the water and electricity bills, it will be charged according to the standard of commercial water and electricity, and the fees charged are more. However, the nature of ordinary houses is civil houses, and when paying water and electricity bills, they will be charged according to the standards of civil water and electricity, and the amount of fees is relatively small. In addition, the property management costs of a condominium will be much higher than that of a regular house, and buyers need to calculate these costs in advance.
3. The functionality of the house is different.
Ordinary houses are more practical, in order to meet the living needs of the occupants, so they do not put much thought into decoration, layout or style. But the apartment is different, the apartment pays more attention to comfort, and will pursue more diverse architectural styles and decoration styles on the basis of ensuring the basic living functions, and is more aesthetically pleasing.
4. The construction quality and construction standards are different.
Ordinary houses are generally family-based, so there are better requirements for building quality and building standards, because it is necessary to create a living environment that is comfortable for the majority of people. Condominiums may be occupied by one person, i.e. single apartments, so the requirements for building quality and building standards need to be discussed on a case-by-case basis.
5. Transaction fees are different.
For ordinary residences, if the house has been purchased for five years and is a rare house owned by the family, personal income tax and business tax can be exempted according to law. Since the apartment is a commercial housing, the provisions of the transaction tax will be different from that of ordinary residential houses of a civil nature, regardless of whether the house has been purchased for five years, you need to pay business tax and individual income tax according to law, but you can choose whether to levy the difference or the full amount.
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The main differences between apartments and ordinary houses are: 1. In terms of land tenure: the apartment is commercial, and the water and electricity bills are calculated according to commercial use, and the land use period is 50 years, and you cannot sign a household registration; Residential water and electricity charges are calculated on a civil basis, and the land use period is 70 years.
2. Purchase: The taxes and fees paid by the apartment and the land transfer fee are higher than that of the residence, so the sales of the apartment are slightly higher than that of the residence. 3. Location and use value:
The general feature of the apartment is that the location belongs to the central area, and it is generally a small apartment with full decoration; Residential properties exist in a variety of locations, generally with 2-3 bedrooms, and the total cost is higher than that of apartment-style houses, which are used as private ownership rather than investment.
Legal basisMeasures for Housing Registration
Article 86 Where the ownership of a house is transferred in accordance with law, and an application for registration of the transfer of ownership of the house is registered, the following materials shall be submitted: (1) an application for registration;
2) Proof of the applicant's identity;
3) Certificate of ownership of the house;
4) Proof of the right to use the homestead or the right to use the land for collectively owned construction;
5) Materials proving the transfer of ownership of the house;
6) Other necessary materials. Those who apply for registration of the transfer of ownership of villagers' houses shall also submit supporting materials proving that the rural collective economic organization has agreed to the transfer. Where a rural collective economic organization applies for registration of the transfer of ownership of a house, it shall also submit supporting materials with the consent of the villagers' meeting or the authorization of the villagers' meeting and the consent of the villagers' representative meeting.
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1. Difference in property rights:
Condominiums can be broadly divided into two types, which are residential-style apartments and business apartments. Among them, the nature of the land for ordinary apartments is residential land, and the property right is 70 years; The nature of the land for the business apartment is a comprehensive land, and the property right is 40 or 50 years;
The general property right of a dwelling is 70 years.
2. Loan differences.
The apartment is a product with no purchase limit or loan limit, with a down payment of 50%, no deep household or five-year social security, and no purchase restriction requirements; Housing is more complicated, first of all, the housing requirement is a deep household or social security for five consecutive years, and there is also a limited purchase requirement; The minimum down payment for a home is 30%.
3. Difference between school districts: Residences are generally able to move into the hukou, and with school districts; Most of the apartments are not allowed to move in, and no matter how close to the school is the property purchased, you will not be able to enjoy the nearest school.
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1. What is an apartment?
In fact, apartments are the most widely used form of real estate in commercial real estate, and its biggest feature is that it is suitable for business and living, mainly in house design, property management, and supporting facilities. Most of the apartments are public land in nature, and there are strict requirements and standards in terms of construction, such as no balconies, and planning spacing must be set in accordance with regulations.
2. What is the difference between an apartment and a house?
1. The term of property rights is different.
The most obvious difference between business and residential is the length of ownership. Although there is no restriction on the use of the house, the land property rights are used for a limited number of years. Generally, the tenure of land is divided into 40, 50 and 70 years, of which 40 years for commercial land, 50 years for industrial land and 70 years for residential land.
2. Property management is different.
The nature of the planned land for general apartments is public facilities, the eaves of the building shall be controlled according to the public construction standards, the balcony shall not be set up outside the building, the planning spacing shall be implemented according to the public construction standards, and the corresponding supporting service facilities such as property management rooms shall be arranged in the apartment in accordance with the relevant regulations, and the houses on residential land shall not be subject to relevant restrictions.
3. The charging standards for water and electricity are different.
The residence belongs to the civil housing, and the water and electricity charges are charged according to the standard of civil water and electricity; The apartment belongs to commercial housing, and the water and electricity bills are charged according to the standards of commercial water and electricity. In the long run, the utility bill for a home will be at least half of that of a condominium.
4. The living comfort is different.
The general residence is closed management, with a community environment and relatively stable personnel; Most of the apartments are open management, not only for living, but also for commercial use, with high personnel mobility, no community environment, and poor comfort; Residential tees, apartments are partially ventilated; The dwelling has a school with a divided area, which is transferable; The apartment is not necessarily, there may be indicators, and there is no after the transfer. It is worth mentioning that the loft apartment product is slightly modified in the decoration design of the house, and it is very likely that one room will become two bedrooms and two bedrooms will become three bedrooms.
5. The settlement regulations are different.
Condominiums are projects built on commercial land and are of a commercial nature, so they cannot be settled. If it is a residence, according to the different requirements of different regions, as long as certain conditions are met, the buyer can go through the settlement procedures.
6. Taxes and fees are different.
Taxes are also different for condominiums and homes, with the former paying more taxes than the latter. Take individual income tax as an example, if the family only has a residence and the purchase time is more than five years, it is exempt from individual income tax, but if the property sold is a non-residential property, it will have to pay individual income tax regardless of the situation.
7. The use function is different.
The apartment is not only residential, but also business-office. Many small businesses choose to work in commercial and residential buildings such as apartments, SOHOs, and lofts, which have a lower investment than office buildings, while residential buildings cannot be used for commercial offices and cannot register companies.
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What is the difference between a house and an apartment? What are the types of apartments?
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Condominium property rights are only 40 years, while residential property rights are 70 years.
The apartments are all commercial and residential, and some places cannot be settled, but residences can be settled.
Some apartments are not connected to natural gas, only water and electricity.
The water and electricity of the apartment are all commercial electricity, ** is relatively high, the water and electricity of the residence are cheaper, and the safety factor of the apartment is not very good, and the population is relatively messy.
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Lighting conditions are differentFrom the point of view of living, if buyers buy apartments to live in, because most of the apartments are not very good in lighting and permeability, even some commercial apartments have no windows in the bathrooms and kitchens, and the balconies are also internal balconies. However, according to the provisions of the "Code for the Design of Residential Buildings", the residence must meet the relevant conditions such as sunshine and lighting, so most of today's residences are bright kitchens and bathrooms, and the lighting conditions will be much better than that of commercial apartments.
Taxes and fees are different:In the process of buying a house, buyers need to pay taxes, whether it is buying a commercial apartment or an ordinary residence, they need to pay taxes. Condominiums and homes are subject to different taxes, with the former paying more taxes than the latter.
Take individual income tax as an example, if you meet the requirements of the family's only residence and the purchase time is more than five years, you are exempt from paying individual income tax, but if it is an apartment, you have to pay individual income tax regardless of the situation.
Advantages of buying an apartment
There are many areas where real estate has introduced a property market purchase restriction policy, which is only aimed at commercial residences. Therefore, there is no limit to the purchase of apartments and no restrictions on loans, which can meet some buyers who have no quota and three suites. This also provides convenience for some home buyers who are subject to purchase restrictions and loan restrictions.
However, there are a small number of areas where the purchase of a residential apartment will have a partial impact on the subsequent purchase of a residence.
The apartment area is not large, there are more functions and facilities, it can be divided up and down, independent households, and it can also be rented out as two floors in the later stage, and it can also be registered as a company.
The above content refers to Encyclopedia - Apartment Room.
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