What kind of card should I get? What is the best bank card?

It's good to run CCB's Dragon Card Savings Card or Yao Ming Card, and I've been using it. Or the Peony Card of ICBC is OK, and you can handle it with your ID card.

CITIC and Postal Savings have no annual fees for their debit cards, and there are no small account management fees.

If you have these two banks in your local area, you can make a deposit with your card number, but you will be charged a fee for non-local deposits.

You can go to ICBC to apply for a pig Fu card There is no handling fee for deposits in different places, and of course the withdrawal in this city is not to be said However, some provinces and cities have gradually canceled this policy All of them are handling fees ICBC is the most calculating bank! (It's actually called the bank around the people).

Let's get an ABC passbook (with a card), the ABC is available all over the country. Other banks are not necessarily, and many counties do not have ICBC.

Then let your parents take the passbook, you take the card.

Parents, use the passbook to save money, you can take the card at any time to withdraw money conveniently. The processing fee is also very small.

ICBC's is okay, look at what others say, the reputation is good.

You can withdraw money at ATMs with your memory card.

If you shop online, you need to take your memory card and ID card to activate this function.

First of all, this has to be decided according to your own situation, if you are in an ordinary city, it is recommended to choose a debit card of a state-owned commercial bank (such as Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, China Bank, etc.), they have many outlets, many self-service equipment (there are ATMs, there are also deposit machines), and it is convenient to access and withdraw.

If you are in a big city such as Beijing, Shanghai and Guangzhou, you can choose a joint-stock bank, such as China Merchants Bank, Minsheng Bank, Shanghai Pudong Development Bank, etc., only set up in larger cities, and it may not be convenient to use in small and medium-sized cities.

If you live in a rural or rural area, it is recommended that you use a bank card such as the Agricultural Union and the Postal Savings Bank.

There are ATMs, and there are deposit machines).

Of course, there is also a management fee, which is generally lower than the minimum deposit of 500 yuan, and may be charged 3-5 yuan per quarter. However, the management fee of each bank may be different, and the general card application fee is 10 quick money, which is not charged when you apply for a card, and will be automatically deducted for you when you deposit money.

There are also according to their actual situation, if it is a student who has no financial ability, it is recommended to apply for a savings card Parents can put the front into their own card, and wechat can also be transferred.

If you are an adult with a fixed occupation and a certain salary, you can apply for a credit card (credit card).

If you travel a lot for business or go far away, it is recommended to apply for a free debit card for withdrawals.

Extended information: If you need to apply for an ABC savings card, you need to provide your valid ID card and a copy to apply for a Golden Harvest Debit Card at any ABC outlet across the country. No more than 4 debit cards (including supplementary cards and sleep cards) opened by the same customer in ABC, of which no more than 1 debit card for similar customers;

If the customer has held 4 or more debit cards in ABC before, ABC shall not open or activate a new debit card for him/her, and the debit card that has already been opened can continue to be used normally. Except for social security cards, medical security cards, military security cards, and debit cards that have been cancelled.

If a Chinese citizen under the age of 16 residing in China applies for an Agricultural Bank of China Savings Card, he or she shall apply for it by his guardian**, and present the guardian's valid identity document, the account user's resident ID card or household registration booklet, and the supporting materials (household registration booklet, birth certificate, street certificate, etc.) proving the guardianship relationship.

Hello, glad to answer for you. The choice of salary card can be any bank, mainly depending on which bank your company chooses as the basic account, which is chosen by the company, and individuals cannot choose it for the time being.

Questions. Our company does not require this, will the salary card have an impact on the future mortgage?

When taking out a mortgage, the bank needs to look at the flow of your salary card, which determines the amount of your loan, any bank, mainly the flow of your salary card.

The bank needs to look at the salary card for a year, and see if your salary and income certificate are enough.

Questions. Which bank has a better mortgage rate?

Which bank is convenient to apply for a mortgage now, and the interest rate is low?

Hello, the mortgage interest rate is the same, the bank is not the main factor, it depends on whether you are a commercial loan or a provident fund loan or the first and second homes.

Questions. Oooh.

Thank you. In addition, the real estate agent of the house you are buying is cooperating with which bank, and you can generally only borrow from the cooperative bank.

Generally speaking, the four major banks are fine! Bank of China, China Construction Bank, Industrial and Commercial Bank of China, Postal Bank, Agricultural Bank of China!

The bank card is also a savings card, which can be handled in the three major banks, such as industry and commerce, China Construction Bank, and Agricultural Bank of China, and the service is very good. Which bank card is better depends on which bank is closer to you, and it is more convenient for you to do things.

It mainly depends on what business you need to handle? Generally speaking, the Agricultural Bank of China and the Postal Bank have the most people, and if you open a company, you will handle the Industrial and Commercial Bank and the Construction Bank

It is better not to apply for a credit card, it will be better to apply for a savings card, because credit cards are mainly used to borrow from banks, and everyone generally uses bank cards to store their own money, and do not apply for credit cards unless necessary.

This completely depends on your preference, of course, if it is used in general, there are no special requirements, there is no doubt that it is to apply for an ICBC card, ICBC has many outlets, and there are many ATM machines, which is easy to use.

The handling of bank cards mainly depends on the needs of investors themselves, and no bank is necessarily good. If you want to be stable and safe, have a wide range of business, large capital inflows and outflows, and often have cross-border business, it is recommended to apply for bank cards of the five major banks, after all, it is a state-owned commercial bank, and its business capabilities are relatively top in the industry.

Depending on what it is used for, if it is used for daily deductions such as water, electricity and gas, generally speaking, the Agricultural Bank of China or the Industrial and Commercial Bank of China is more popular.

It depends on what you're going to do, generally bank cards are OK, and the functions are the same!

Choose a bank to handle according to your needs. Because in terms of debit card function alone, it is similar for each bank.

You can get any bank card according to your convenience.

It depends on what bank is convenient for you.

You can handle it according to your personal needs and preferences, if you just use it to save money, you can do any kind of bank card, you can also consider the handling fee and annual fee for bank card, and then choose the right bank for you. If you want to apply for a regular card, you only need to provide your ID card.

1. Bank cards are generally divided into two types, the first is a credit card (also divided into credit cards and quasi-credit cards), and the second is a debit card (also divided into savings cards, debit cards, etc.). Generally, savings cards are used more, mainly for deposits and withdrawals; Credit cards have the function of overdraft, and you can generally spend first and repay later.

2. If it is only used to save money, you can do it by getting a savings card. There is only one kind of savings card, and you can learn about the fees for each bank's savings card, which mainly includes annual fees, cash withdrawal fees, loss reporting fees, small account management fees, loss reporting fees, transfer fees, etc.

3. If you want to apply for a credit card, you need to consider the annual fee charged by the bank credit card. The annual credit card fee of the general bank is basically about 100 yuan, and if you often use this credit card more than six times, you can basically waive the annual credit card fee.

Extended Materials. The four major banks in China include Bank of China, Agricultural Bank of China, China Construction Bank, and Industrial and Commercial Bank of China, also known as the **Big Four banks. The cost of applying for a debit card is:

Bank of China: The card application fee is 5 yuan, the annual fee is 10 yuan per year, there is no small account management fee, and the inter-bank withdrawal in the same city is 4 yuan per transaction.

Agricultural Bank of China: The card application fee is 5 yuan, the annual fee is 10 yuan per year, the small account management fee is 3 yuan per quarter if it is less than 300 yuan, and the inter-bank withdrawal in the same city is 2 yuan per transaction.

China Construction Bank: Bi Song's card fee is 5 yuan, the annual fee is 10 yuan per year, and the small account management fee is 3 yuan per quarter if it is less than 500 yuan, but this kind of account does not give interest.

Industrial and Commercial Bank of China: The card fee is 5 yuan, the annual fee is 10 yuan per year, the small account management fee is 3 yuan per quarter for less than 300 yuan, and the withdrawal is 2 yuan per transaction across Hu Fan Bank in the same city.

1. If you are in the city, it is recommended to choose a debit card from a state-owned commercial bank (such as ICBC, Agricultural Bank of China, China Construction Bank, Bank of China, etc.), which has many outlets, many self-service equipment (ATMs, and deposit machines), and easy access and withdrawal.

2. If you are in a rural area or township, it is recommended to use bank cards such as agricultural cooperatives and postal savings.

3. If you are in a big city, some joint-stock bank cards can also be selected, such as China Merchants Bank, Minsheng Bank, Shanghai Pudong Development Bank, etc., they generally only set up points in larger cities, and it may not be convenient to use them in small and medium-sized cities.

To apply for a bank card, it is mainly necessary to have many business outlets and many occasions to use it.

To have these two characteristics, then of course it is better to be 4 major banks, after all, the strength is strong, of course, there will be more business outlets, which may also be the advantage left over from the original.

As for the benefits of having more business outlets, it should be needless to say, after all, you can find outlets to handle business casually, which is convenient for you, right?

What bank card is better, in fact, the banks are national, our country is still relatively stable in this regard, but now the country is developing, there are also some places where private banks and foreign banks, of course, these banks and solid banks are not comparable, I personally think that the state is still strong insurance, such as the common bank, the construction bank, the agricultural bank has high credibility.

It depends on whether you have a credit card or a debit card.

If you want a savings card, you can choose several large state-owned banks, which have the advantage of having many outlets and making it easy to withdraw deposits.

In the case of credit cards, it still depends on the purpose of your application. Many banks have co-branded cards with merchants, and there are many preferential activities.

Hello! You can choose the four major state-owned businesses and some old banks, such as Bank of Communications, China Merchants Bank, Shanghai Pudong Development Bank, etc.

It is better to apply for a bank card of Bank of China, with more discounts and more convenient use.

Agricultural Bank of China, China Construction Bank, Industrial and Commercial Bank of China, ,...