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If it is a credit card, you can choose according to your needs, and you can take a look at the card introduction when you apply for it.
Credit Card Application Requirements:
1. Be at least 18 years old;
2. Hold a valid ID card;
3. No bad credit record;
4. Have a certificate of fixed work;
5. Proof of income stamped with the financial seal of the unit;
6. Other proof of financial resources, such as bank deposits, real estate, automobiles, **, debts, etc.;
7. Certificate of social endowment insurance;
8. Provide two contact persons.
The first 3 conditions must be met, as far as possible to provide 4-8 supporting materials, which can contain the following information, optionally as much as possible, to ensure that the review is successfully passed and the amount of information is increased.
Materials and documents to be provided at the time of application:
1. For domestic residents, only need to provide: a completed and signed application form, identity document, residence certificate, income certificate;
2. Foreigners and Hong Kong, Macao and Taiwan residents also need to provide: Residence Permit for Foreigners (the reason for residence must be employment) or Employment Permit for Foreigners from Hong Kong, Macao and Taiwan;
3. If you are a private owner, in addition to the above information, you also need to provide: a copy of the industrial and commercial business license showing the applicant's name, business name and start date.
If you want to apply for a credit card with a relatively large amount, you need to provide proof of good economic strength, such as: a copy of the real estate certificate, a copy of the car driving license; Bank loan account (good credit, overdue for no more than 60 days) or a copy of the deposit certificate, etc.
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1.China under 16:
1) The guardian shall issue the valid identity documents of the ** person and the ** person, as well as the proof of the guardian relationship or the official documents issued by the people's court and relevant departments to designate a person to open an account.
2) The bank account opened by the guardian can retain the real-name authentication mobile phone number of the guardian or depositor.
2.Domestic 16-18 years old:
I can do it with a valid ID card or by my guardian. If it is handled by my guardian, I need to present two valid ID cards and a valid guardianship certificate. You need to reserve your guardian's or save my real-name authentication mobile phone number.
3.Over 18 years old in China: I need to open an account at any China Merchants Bank outlet with a valid resident ID card or temporary resident ID card (Changsha Branch does not support temporary ID card for the time being).
To apply for a China Merchants Bank credit card, the most important conditions are to be at least 18-60 years old (foreigners are 25-60 years old), and have a stable job and income. The necessary application documents are "Copy of Identification" and "Certificate of Employment". Other financial documents (such as copies of real estate certificates, car driving licenses, bank fixed deposit certificates, etc.)
It will be more conducive to the successful issuance of cards.
There are generally three channels for credit card processing of China Merchants Bank:
The first way: go to the bank, explain to the bank and business staff that you want to apply for a credit card, and fill in the form under the guidance of the staff. Then, under the guidance of the staff, the various certificates can be copied to the staff.
The second type: go **. Generally, you will come across some credit card institutions in some large supermarkets or some large stores**. The method is the same as the first one. Usually they will use a digital camera to take pictures of the supporting documents, so there is no need for photocopies.
Both of the above should be prepared:
1.Original ID card.
2.A copy of the front and back of the ID card.
3.Proof of income (pay slip or certificate issued by the company).
4.Proof of employment (work badges, badges, company passes, etc.) ).
5.Proof of financial resources (proof of financial resources such as a house, car, etc.).
The third option: online booking. Visit the official website of China Merchants Bank Credit Card. Process (take ThinkPad X13 Ryzen laptop, Windows 10 as an example):
1.Log in to China Merchants Bank Credit Card Online Banking and select your favorite card;
2.Click on "Credit Card Application";
3.Choose the right application process. At present, China Merchants Bank has set up two application processes for new customers and existing customers;
4.Fill in your personal information so that your request can be approved;
5.Submit the CMB credit card application, CMB will review the appointment information and generally notify the processing result within 7 working days.
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China Merchants Bank can apply for a savings card in the following two ways:
1. Apply for a card at the point of network destruction:
The applicant can apply for a savings card by bringing a valid ID card to a nearby China Merchants Bank branch and filling in the information under the guidance of the salesman.
2. Mobile banking card:
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As long as the cardholder successfully applies for the China Merchants Bank credit card he needs, the user can enjoy the rights and benefits brought by the card itself. Among the conditions for many banks in China to apply for a card, China Merchants Bank is also a bank with a low threshold for companies to set up basic accounts.
The process of applying for a savings card is as follows:
Users can apply for a savings card under **, and users can bring their ID cards, driving permits, work permits, personal property certificates and other materials to China Merchants Bank outlets to handle relevant business.
In addition, cardholders can also apply for a savings card in this space. Before applying, applicants need to enter their personal information, log on to the official website of China Merchants Bank, and find "Savings Card" - "Online Application" on the homepage. Click on the jump page, select the type and card face of the debit card you want to apply for, simply fill in the appointment information online, and wait for the bank's review.
In short, there are two main ways for China Merchants Bank to apply for a savings card: online and online. In addition, no matter which card applicant chooses, no fee will be charged. As long as the cardholder has successfully applied for a savings card from China Merchants Bank and received the savings card, he or she can use the card to activate it at any branch of China Merchants Bank.
If you are over 16 years old but under 18 years old, you can apply for a bank card at the bank with your ID card and a copy or your account book and a copy, but you are not allowed to open online banking; Under the age of 16, in the presence of a guardian, you can only apply for a bank card with your household registration book or ID card, and online banking is not allowed to be opened. China's banks basically uniformly stipulate that you must be at least 18 years old to handle online banking business. Customers under the age of 18 must be handled by a guardian**.
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