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It is recommended to use ** regular investment as a reserve for children's long-term education. The education economy on the market is basically education insurance, which is a dividend return insurance, with high investment costs and long-term returns that are not as good as regular investment.
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Don't educate**. Go to the bank and make a lump sum deposit.
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Children's education insurance is also a savings dividend insurance, the principle is to plant melons and get melons, and plant beans to get beans. The more you save and the higher the benefits, the more you will receive in the future, and the harder it is now, the easier it will be in the future. Your annual premium budget is around 6000 7000.
Then choose the insurance that pays for 10 years, has fixed interest, dividends, and compound interest every year. You can get to know the Pacific Ocean"Dongfanghong juvenile wisdom"Lifetime participating insurance. However, if you can choose to insure 10,000 per year and pay it in 5 years, the total cost is the same, but it will be more for the future income, although the annual cost is more, but the period is short, and it will be paid after a few years.
It will be easy in the future, and there are any good insurance products that can be planned.
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How old are you going to educate your child?
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Please pay attention to the growth of Xinchengyue: the first single in the baby's life, you can apply for insurance 7 days after birth, pay 10 years for 20 years, and return the premium paid as an education fund at the end of the term. In 20 years, 43 major illnesses have been covered, of which 10 major illnesses of children have been doubled; Accidental injury protection, 10 times the compensation for campus accidents; Serious illness hospitalization allowance, general hospitalization allowance; Adequate medical reimbursement for accidental injuries....Comprehensive care for growth....The policyholder and the insured are double exempted to ensure that the mission can be achieved!
Children's million sum assured, exclusive in the industry!
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Go to the bank to buy, the insurance company does not have the right to sell **, otherwise it is an illegal operation!
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The increasingly advanced education cost and the relatively concentrated form of high-quality educational resources have made many parents think of applying for a suitable education insurance for their children in advance, so as to prepare the economic foundation for their children to enjoy high-quality educational resources in the later stage. Therefore, it is necessary to purchase education insurance for your five-year-old child in a timely manner. I want to buy education** insurance for my child.
Education insurance, also known as children's education insurance, is for children in different stages of growth of the education needs to provide the corresponding insurance money, compared with other education fund reserves, it has both protection and income function, therefore, in the current majority of parents favor. Here are a few things you need to pay attention to before you apply for insurance:
1. The earlier the education insurance, the better, the earlier the insurance time, the more education funds accumulated, the less the annual payment, and the earlier the protection.
2. Combined with the actual protection needs of your child, comprehensively compare the relevant products of each insurance to choose.
3. If you plan to apply for insurance in our Huize.com, you only need to log in to our **, find your favorite product, click to buy, in addition, register as our member for free, you can also enjoy our member preferential policies. To buy education** insurance for your five-year-old child, you need to understand the above common sense of insurance. In addition, the choice of formal insurance platform is very important, as the largest insurance e-commerce platform in China, Huize.com will be committed to providing you with the best insurance plan and professional products.
Sunshine Journey Education Fund Insurance Plan (Participating) Benefits: *Junior High School, High School, University Education Benefits*Death Benefits*Special High-Incidence Illnesses - Insurance Illness Benefits: Minimum monthly cost of $100 iGrowth Children's Education Fund Protection Plan Benefits: * Growth Care Payment, Maturity Benefit, Death Benefit*Special Benefit*Special Premium Waiver Benefit, minimum monthly cost of $436.
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Hello: The education fund is based on how much money the child wants to prepare, and a certain premium of more than 10,000 yuan can meet the current education expenses. There are basically several types of children's insurance:
Critical illness, accidental medical treatment, education funds. 1. Critical illness: In order to prevent the child from suffering from a major illness when he is young, he spends too much money at home, but because the child is 18 years old, the maximum accumulation of liability insurance for death cannot be higher than 100,000 yuan, so when the child is less than 18 years old, it is more suitable to do the child's education, and the critical illness can be considered after the child is 18 years old.
2. Accidental medical treatment: children are more naughty when they are young, and there are often injuries caused by accidents, and accidental medical treatment is to reimburse this part of the expenses, such as: falling injuries, being injured by pets, etc.
3. Education fund: very useful, it is a special fund for children to go to school and marriage, pension expenses, now every parent wants to leave the most and the best things for their children, save some money for their children every year, so that children have their own accounts, and can be withdrawn at any time when the money is used, and accumulate interest when not in use. Recommend a few products for children's insurance:
1. Zhongying Life Insurance - Haoerlang 2, Huaxia Life Insurance - Tong Xinsuo 3, Haikang Life Insurance - Qian Duoduo 4, Life Insurance - Wealth 5, Great Wall Life Insurance - Sammo Hung Section B Because the child before the age of 18 is now, the maximum death insurance amount of the insurance is only 100,000.
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