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Education insurance (taken at the age of 25), which can ensure that the child has a certain amount of capital accumulation when participating in the work, additional outpatient medical treatment (also called minor illness medical treatment), usually the child's bumps and general diseases can be reimbursed, hospitalization allowance, if once hospitalized, so that the total reimbursement ratio is close to about 80%.
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The sooner you buy your child's insurance, the better. Just like my baby was just a full month, I bought him Bank of China Samsung's Jiahui Education Annuity, which belongs to the financial management type. From now on, you will be able to pay for your child's education and further education by the time she goes to college.
Critical illness insurance and premium waivers are quite complete.
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Hello! Glad to serve you! First of all, you should consider giving your daughter a type of insurance, safe Xinsheng + critical illness early payment + healthy life + accident can provide basic protection for your children, and secondly, you should consider the education fund for your children, now seven years old in a blink of an eye to fifteen or sixteen to go to high school and college These expenses are relatively not a small amount of money for ordinary families are a large expense; Here are two reference cases for you, I hope it can help you refer to:
1,000 yuan per month for parents to love and accompany their children. More than 2,000 yuan to solve the basic medical problems of children.
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First of all, do you buy insurance for children when both adults are fully covered? The order of the family's protection financial plan is adults first and then children, and adults are the greatest protection for children! Second, if you want to protect your 7-year-old daughter, you can start from the medical insurance plan and education fund, our Xincheng Baokang Children's Plan Insurance and Zhichuang Future Universal Insurance Education Fund are two products with medical protection, such as pre- and post-hospitalization outpatient services, accidental medical treatment, hospitalization fee subsidies, etc., Zhichuang Future has flexible payment, stable financial management income guarantee, and a function of exempting the policyholder, which is a product that protects children and protects adults!
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Hello: Due to the serious inflation now, the first choice to buy insurance must be participating insurance, according to your needs of the favorite Fuman Jinsheng insurance is very suitable for you. It is a combination of various functions such as low premium, high protection, comprehensive protection and high income, integrating accident, critical illness, pension, education, medical protection and premium waiver, and financial management.
The security of funds and the lifelong cash flow can effectively resist inflation, which not only meets the needs of children's education funds, but also has a high amount of protection, and can also avoid debts and taxes, preserve assets, and facilitate the needs of asset inheritance and pension. Truly achieve hospitalization allowance plus financial management, a number of functions to ensure the future, supplementary medical claims quickly, value-added pension benefits for three generations! If you are interested, you can refer to my blog or case, or you can also get in touch with me directly, and I will use my professional knowledge to make you a few detailed plans according to your specific situation for your reference.
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Hello! For 7-year-old children, buy basic accident and critical illness medical protection first, which is the most important issue to be considered; Low payment, high protection! One critical illness plus one inpatient and accident medical combination, so that accidental outpatient, illness hospitalization, and critical illness surgery have comprehensive coverage! At the same time, in terms of education, you can choose the kind of special education savings products, and the kind of supplement that you receive to ensure the early growth of your children before your children go to college and get married, and you can not consider them in the medium and long term!
After all, there are too many product portfolios, and your family income is not very clear, and the premium budget also needs to be communicated!
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Medical insurance, with additional accidents.
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Hello friends, seven-year-old children are more suitable to buy a health protection insurance package, you can refer to our company's "Fu Shou Ankang Whole Life Comprehensive Protection Plan": Fu Shou Ankang Whole Life Insurance, protection for life, annual dividends, can be used as a supplement to the pension, the amount of insurance increases every year, including death and high disability liability, can be attached to critical illness insurance, hospitalization medical medical insurance and accident insurance, this combination does not pay much, about 200 yuan per month has a very comprehensive protection; You are welcome to contact me for more information, the insurance premium can be controlled within your budget, and I will be happy to serve you! Reference:
Longevity Life Health Insurance Plan.
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Hello: 1. It is recommended to improve the most basic cooperative medical care first. 2. The order of commercial insurance should be accident insurance, hospitalization medical critical illness insurance, life insurance, and financial management.
3. Adults are the best insurance for children, don't ignore the protection of adults themselves, especially the economic pillars of the family can be bought first, such as critical illness insurance, accident insurance, and life insurance protection. 4. It is recommended that adults protect the premise and consider the savings of education funds when the economy allows. There are traditional dividend insurance according to the regular return of children in high school, college, entrepreneurship and other stages, and there is also an investment-based life insurance, which is a flexible withdrawal, flexible payment, and adjustable insurance amount, and you can consult for details.
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Hello, friend. Congratulations on being very insurance conscious. The younger the age at which you buy insurance, the better.
7-year-old children can do comprehensive protection plans: medical treatment, critical illness, accident, accidental medical treatment, education funds, wedding funds, and start-up funds are all areas that should be considered. This is based on your actual needs and priorities.
The final solution can be designed according to your actual needs. The amount and length of time to pay are up to you. Welcome to add QQ or ** to discuss in detail.
We are happy to provide you with professional services.
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There is no such thing as the best insurance, the right one is the best.
It is recommended to choose a dividend-paying product with low payment, high protection, fixed payment, and increasing protection, so as to treat the sick and provide for the elderly without illness. While having protection, you can also protect against inflation.
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Hello: The child is 7 years old, and you have to prepare for the future college expenses that you want to consider. The university education fund is a large amount of money that must be paid in the future (considering the problems such as the general goods and other problems, the university needs about 150,000 yuan for four years), so the university education insurance can be bought.
At present, the urgent need to solve the medical problem should be too high in hospital costs, and the protection of children is small, so medical insurance must be available. Happiness to the whole family!
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Hello! First of all, before you buy insurance, ask yourself why you want to buy it. What problem was it bought to solve?
If you really have a problem, can the insurance you buy help you? The product that solves the problem is a good product, and it doesn't have to be limited to what the product is. Secondly, it is recommended to improve the most basic medical insurance or rural cooperative medical care for children.
Dozens of dollars a year, which is more practical. Commercial insurance, critical illness insurance, accident insurance, and hospitalization medical insurance are all must-haves. For example:
0-2 years old, 360 yuan a year, 3-18 years old, 180 yuan a year, 30,000 yuan a year can have 30,000 yuan for critical illness, 100,000 yuan for inpatient medical treatment, 5,000 yuan for accidental medical treatment, 50,000 yuan for accidental death and accidental disability and disease death. Most of the medical problems can be solved. Adults are the best insurance for children, don't ignore the protection of adults themselves, especially the economic pillar of the family can be bought first, such as critical illness insurance, accident insurance, term life insurance, low premium and high protection, which is more meaningful than simply buying education funds with a trivial premium waiver.
Finally, if you have extra funds, you can consider buying some education funds, entrepreneurship and marriage funds, and do what you can, so as not to make the financial burden too heavy and affect the quality of daily life. Wishing the whole family a safe and healthy life! Daughters thrive!
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Hello! When buying insurance for your child, you must first understand what you want to solve for your child! If it is only medical or accidental, according to the actual situation of your family, how much money do you want to come up with and what kind of problems to solve, so that it is easy to make a plan, as little as a few hundred yuan, as much as tens of thousands of yuan can be done, you can contact me ** or qq!
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Hello! For children at this age, the main risks are accidents, health, and of course, the education allowance should also be considered. It is recommended to make an insurance combination of accident + critical illness + hospitalization medical allowance + education fund.
16 yuan per day, comprehensive care for a 0-year-old baby girl.
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Hello! It shows that you are a person with a strong sense of family responsibility. Before applying for insurance, you should understand the following basic principles:
First, adults first, then children. Parents are the greatest protection for their children, and when buying insurance, you can't reverse the priorities. Parents all over the world have the same heart, and everyone wants to give more to their children.
But only insurance, parents themselves insure more, and the insurance is sufficient, is the embodiment of love for children. Parents don't have insurance, and children can't be covered. Only buying insurance for children is the biggest misunderstanding of Chinese families.
Second, protect first, then manage money. Third, the order of insurance is generally as follows: accident, medical treatment, critical illness, and education fund.
Fourth, it is not necessary to buy it all at once, accident insurance can be bought by the whole family, and other types of insurance can be purchased for the breadwinner of the family according to economic conditions, and then gradually improved. Fifth, the annual premium expenditure of the family is 10-20% of the annual household income. In addition, it should be noted that there is no good or bad type of insurance, only suitable and unsuitable.
The first step is to establish the correct concept of insurance and understand the correct insurance knowledge. In terms of commercial insurance, the priority of children's insurance should be accident and medical health insurance, and the most essential function of insurance is protection, and children's accidents and medical health should be considered in the first place. Education insurance is similar to compulsory savings, and the amount of insurance depends on the financial affordability of each family and the amount of money they have.
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Hello! First of all, apply for the children's urban residents' medical insurance, and the other 7-year-old children should have school insurance, with these two things, the basic medical security is there! It would be even better to buy some additional commercial insurance for critical illness insurance and wealth management products!
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Hello! Let's improve the social security for the child first, you can do it in the community, and then use the commercial insurance to make a supplement, which is about medical care, and at the same time, you can also save some education for the child**, help the child establish a cash flow equal to its life, and it is also the eternal love of parents for their children!
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Hello: 7 years old to go to school, the school has a social insurance, other with commercial insurance to assist in solving, now we recommend the Sunshine Insurance Company product "Sunshine Life Wealth Dual Account Children's Insurance Universal" can solve the critical illness education fund, wedding money, entrepreneurship fund.
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Hello! 7-year-old children should be ready for children's medical insurance, buy some critical illness insurance, accident insurance, education** these types of insurance, these are not in conflict with children's medical insurance, is a powerful supplement to children's medical insurance, when you need help, you can click on my avatar and contact me.
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Hello, 7-year-old children, I suggest that you can buy some financial management of some insurance products, there is a case below, you can refer to it, but also welcome your call, here on behalf of all the staff of the company wish you good health and family happiness.
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Hello, thank you for your attention to sunflowers, 7-year-old children can buy regular dividend insurance, 15 or 20 years, can solve the child's wedding or entrepreneurship funds, you can refer to my case, thank you. Reference: Auspicious Supreme regular dividends, 10 years old and 15 years,
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Hello! Health insurance is the first choice for insurance. You should first complete the most basic social medical protection, then purchase critical illness insurance and accident insurance, and finally consider the baby's education and wedding funds. I hope mine can help you.
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Hello, this is specific to your specific situation, at this time, the income will not be very good when you buy education funds! It is recommended to only buy critical illness insurance and medical insurance, do not buy the rest, and use the limited money to buy insurance for adults.
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Improve social security first, then apply for accident insurance, critical illness insurance, and improve children's medical protection. Education insurance is subject to availability. Secondly, parents are the insurance of their children, so the insurance of adults is more important than that of children.
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Social security is the foundation There is also social medical insurance or rural cooperative medical care for children. In addition, purchase a commercial insurance policy to protect your child from an accidental illness and save money for your child's education.
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Hello, if the child does not have other insurance, the first consideration is the child's medical care, (accidental medical treatment, critical illness, hospitalization medical treatment) followed by education, if you have more information, please consult me, I hope to help you.
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Hello: 7-year-olds don't know what you want to solve with insurance? Every commodity is actually used to solve problems, and insurance is to solve the risk problem in the course of our life.
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Hello! According to your own economic situation, you should first give your baby universal medical insurance, and then buy some school insurance for your baby, and then buy critical illness or education from the insurance company. Detailed QQ contact.
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Hello! Children first improve social security. Commercial insurance is critical illness and accident insurance, followed by education**. Reference: Angel Carefree Wisdom Multi-Star Health Education Program.
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