Is there a kind of fund that sells capital protection, with at least 3 interest per month?

Hello! The so-called principal-protected ** is a currency ** or a bond **.

Because in the current economic situation, these two ** are not likely to fall, on the contrary, the yield is slightly higher than the deposit rate. The yield of 10,000 copies in 7 days is above 3%.

There are still such **, and many people buy it, hoping that the return is not very high, but the risk is small can buy this.

For example, Yinhua Capital Protection, Huaxia and other ** companies have withdrawn from this type**.

Hope it helps!

If there is such a high-yield capital protection product, you will definitely not be able to buy it.

If you buy **type**, it is risky, and you may lose money. Buying currencies and bonds is sound and risk-free. However, with an interest rate of 3% per month, it is not possible.

Golden Axe**Q&A Network Professional-Real-Time-Authoritative].

Hello, you are talking about currencies ** and bonds ** interest is generally above 3% because the interest rate of the bank is all year.

Golden Axe**Q&A Network Professional-Real-Time-Authoritative].

There are currencies and bonds, while currencies and bonds are less risky. But the annual income is around 4 to 6 points. But if you can keep 3 points a month, it's very high in a year, and it shouldn't be there.

Golden Axe**Q&A Network Professional-Real-Time-Authoritative].

Hello, the currency ** can meet the requirements you said, there is a need to consult me, the Yangtze River ** wishes you a happy investment.

Golden Axe**Q&A Network Professional-Real-Time-Authoritative].

Your understanding is correct, there are many wealth management products in banks now, and most of them are higher than 3%, because the bank's annual interest rate is 3% (the floating interest rate is higher than the benchmark interest rate), so it is very appropriate to do this. However, there is a point that bank wealth management products have a fundraising period, for example, one week is the fundraising period, and no interest is accrued during this period. In addition, there will be a time difference of a few days when you withdraw it at maturity, and it will not arrive in real time.

It will be inconvenient if you have to calculate the practical funds accurately. If 200,000 funds are managed for a month, assuming that the interest rate is 4%, then the monthly income is 657 yuan (30 days).

To buy financial products, it is better to understand**.

Pocket money? How much do you want per month? **The average monthly increase is only 3%, if you want 100 yuan of pocket money, then you must invest 6666 yuan.

**The emphasis is on long-term holding, and the handling fee ranges from 2%, and only if you hold it for more than 3 years, you will be exempted from handling fee. If you invest and take it out on a monthly basis, you will definitely lose money, because the money you earn is not enough to pay the handling fee, so your idea is not feasible.

It's big institutions that invest your money. Theoretically, it can't be risk-free. But it's much less risky than if you did it yourself. If you want to earn some pocket money, you can consider investing in spot**. Details + I'll talk

Monthly regular investment**, it is impossible to guarantee that there will be a profit every month, there are risks, and any investment is risky.

If you want to make a profit every month and there is no risk, then you should make a fixed deposit, so that although the return is a bit low, at least there is no risk.

You can do ** regular investment, starting from 100 yuan per month, Huaxia company is good.

It is a medium and long-term investment, and there are several types of open-ended, such as currency, bond, principal guarantee and capital. Currency**No subscription and redemption fee, the income is equivalent to a half-year to one-year deposit, which can be redeemed at any time without losing money. The subscription and redemption fees of the bond type ** are relatively low, and the income is generally greater than that of the currency type, but there is also a risk of loss, and the loss will not be very large.

**type** subscription and redemption fees are the highest, **assets are**, ** when ** there is a risk of loss, but if ****, there is a profit. Through long-term investment, the average annual return of ** type ** is around 18% 20%, and the average annual return of bond type ** is 7% 10%.

Generally speaking, there are two types of open-ended** investments, single investments and regular fixed amounts. The so-called "fixed investment" refers to the investor's investment in a fixed amount (such as 1,000 yuan) at a fixed time every month (such as the 10th of each month) into a designated open-ended investment, similar to the bank's lump sum deposit and withdrawal method. Due to the low starting point and simple method of "fixed investment", it is also known as "small investment plan" or "lazy financial management".

**Regular fixed investment has the characteristics of similar to long-term savings, which can accumulate a lot, spread the investment cost evenly, and reduce the overall risk. It has the function of automatically increasing the weight on dips and reducing the size on highs, no matter how the market changes, you can always get a relatively low average cost, so regular fixed investment can smooth out the peaks and troughs of net worth and eliminate market volatility. As long as there is an overall growth in the selection, investors will get a relatively average return, and they no longer have to worry about the timing of entering the market.

Investment**type** to make a fixed investment is always an opportunity, but the determination to persevere to the end can see the effect.

There is no such thing in the sky! **All are risky!

But if you can last for 3 or 5 years, you will definitely make money!

If you buy a large company, you can consider a balanced or bond-type, and the risk is relatively low!

I bought Bosera Balance**, 07 years, **When it began to be popular, I invested 1000 per month, and now I have earned more than 6000 ha! After going through ** from more than 3,000 to more than 6,000, and then to more than 1,000, it is about 2,500 points back to now!

Hello, principal-protected type refers to a kind of investment tool with fixed income such as bonds and fixed deposits, which is roughly equal to the initial principal at the maturity date.

Duration] Different countries have different periods, such as 3 years in China, and even 7-12 years in other countries.

Features] Principal-protected type** has the following 3 characteristics:

1.Principal Protection: Investors can get a principal guarantee at maturity.

2.Semi-closed: During the guaranteed period, investors can only obtain the guarantee of capital preservation if they redeem it on the maturity date.

3.Value-added potential: You can earn investment income while ensuring the safety of your principal.

Risk Disclosure: This information is partially organized according to the Internet and does not constitute any investment advice, investors should not replace their independent judgment with such information or make decisions based on such information alone, does not constitute any trading operation, and does not guarantee any returns. If you are doing it yourself, please pay attention to ** control and risk control.

Capital Protection**To protect the principal, it must be a subscription method and hold the entire personal insurance period, such as 2 or 3 years.

Those who come in halfway or redeem halfway are not guaranteed principal.

The characteristics of capital protection** determine that it is impossible for you to redeem it if you want to, and at the same time, you can also protect the principal.

However, the capital preservation ** is basically a low-risk product, and the return and risk are higher than that of currency**, pure debt**, lower than **type, and a mixture of partial stocks**.

So it's not necessary to buy capital preservation just for the sake of capital preservation, I bought it for a few years, but it turned out that I only padded the principal, and the interest couldn't catch up, is it interesting?

So you don't have to worry about when to intervene in capital preservation, but hope to have a good return, such as about 6-8% a year, and at the same time take a little bit of market risk, completely hate the risk, you can only go to the bank or buy currency**. In a bear market, bonds** can also lose money.

Yes, and very inappropriately.

This is because after you change the minimum payment, the remaining unpaid amount will be charged from the date the card is swiped, not from the date of repayment.

Moreover, the interest is compounded on a monthly basis, that is to say, the part that exceeds one month is calculated as the principal after the sum of the principal and interest, and then the interest is calculated.

So if you can repay the loan all at once, try to repay it in full.

Capital preservation is a kind of capital protection, but the return is a little larger and there is a certain risk. If you don't lose money, the return is higher than the regular interest, and if you lose the principal, it won't be less.

Capital protection is risk-free, expert financial management, it is mainly diversified investment in various investment instruments, such as foreign exchange, etc. Some wealth management companies give 15% annual returns, provided that more than 50,000 yuan can be invested, and it is a fixed year.

None of them came from the bank, they were from the company. Banks are just buying and selling.

Capital Preservation** usually requires that it cannot be redeemed for a certain period of time (e.g. 3 years). But we promise that we won't lose money when the time comes. But because of the capital preservation strategy, it may not be as profitable as those aggressive**.

One year of capital protection with a higher yield than a deposit**? That might be a bank's wealth management product. Generally not called **.

**It is not as you think, it is impossible to pay a fixed amount of money every month, and you will have to maintain its value. ** It is not much different from the first vote of the stock core, and the number of Li is less, all of which are risky to invest, and none of them can guarantee that you maintain your value. I am now investing in the insurance company with a fixed monthly investment, which can not only ensure safety, but also return the capital after 10 or 15 years, and have dividends every year.

Just in case you can take a look.

**If you have to choose**Money market base trace, the lowest risk of gold Secondly, if you can't bear the risk, you still have a short-term fixed deposit, and the state is short of it, and now it is the interest rate hike cycle, and it is not suitable to save a long time, and you can make a risk-free profit.

I want to preserve the value and buy the capital preservation**.

There are two kinds of guarantees, one is currency, and the other is capital preservation. Currency** does not even charge subscription and redemption fees, the liquidity is very high, the annualized return is 3%-5%, depending on the situation of the year, it is suitable for funds that need a certain amount of liquidity, but it is not convenient to deposit fixed deposits, rather than long-term investment appreciation. There are many kinds of capital protection, *** minimum return, *** 80%-100% of the principal is not lost, and there is no upper limit to profit, if you need it, you can go to Morningstar, good to buy** network check types.

Or go to a brokerage or bank for advice

Yes, currency** or bond**, maybe than; The yield is a little better than that of the deposit bank, but in the current situation, it generally cannot outperform inflation. In fact, it is still a loss.

Currency** and capital protection**.

Recommended currency**, the current return is about 5%.

Advantages: Currency** is mainly invested in interbank lending, central bank bills, low-risk investments, the income is equivalent to half a year to a year of deposits, can be redeemed at any time, will not lose money, without any fees. You can buy **to the bank or **company.

Banks can **many** company business, and the specific account opening can be handled by the bank wealth management counter. Now some ** companies also have **** trading. Generally, the benefit is about 2%, and the redemption is generally about T+2, which is still very convenient, and it is more flexible when buying currency, but the benefit is much higher than the bank's current account.

If the bank rate rises, the currency** will also rise.

Currency ** is principal-protected, but if you want to do this kind of risk-free financial management, it is recommended that you find a trust company, relatively speaking, the income is much higher than the bank, and it is also principal-guaranteed and risk-free, like a product sold by our company, with an annual income of 10% to 20%, and a fixed income of capital protection, the funds are deposited in ICBC or CCB, if you are interested, you can send me a letter or ask.

You can deposit it in the bank, you will always have interest, and you will not lose!! **There are risks, there is no risk** is really not as good as the bank's interest, these check the information to know, basically use money for financing, the interest rate is lower than the bank.

Currency** is risk-free, yields higher than demand deposits, and can be used as an alternative to demand deposits.

**It is not a fixed income, it is floating, the income of a year can be hundreds of percent if you invest well, and you may lose money if you don't invest well. The minimum one-time purchase is 1,000 yuan, and the minimum monthly investment is 200 yuan.

After buying, you don't need to pay again, the company will deduct the management fee from the inside, the annual management fee rate of China was originally that, with the expansion of the scale and the intensification of competition, the management fee has a tendency to gradually decrease, and now most of the management fees are usually deducted from the dividends and interest income of the company or from the assets, and are not charged to investors.