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It should be five insurances and one housing fund, five insurances refer to medical care, pension, unemployment, maternity and work-related injuries, and one housing fund refers to the housing provident fund;
The payment of the five insurances and the housing provident fund is divided into two parts: individual payment and company payment;
The individual bears the part of the individual payment, and the amount to bear is related to the payment base (depending on the local social security regulations) and the payment ratio (the company chooses the ratio with reference to the local regulations), and the five insurances are generally more than 3 times that of the employee, plus all the employees pay by themselves to the employee's account;
The base and proportion of individual contributions to the housing provident fund and the company's payment are the same;
You said that the salary was deducted 550, there are several situations, one is that the above-mentioned payment base and payment ratio company is paid according to a larger number, which is less likely, because the corresponding company paid nearly 1700 yuan;
The second situation is that you have been employed for a period of time, and the company has not paid social security and provident fund for you, and the number of 550 may be two months of social security and housing provident fund;
Personally, I think the second one is quite likely, because I am also a monthly five insurances and one housing fund, and I personally pay more than 200.
I hope it helps.
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What are the three golds?
I've only heard of five insurances and one housing fund.
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Legal analysis: The proportion of the company's three pensions is: not according to the monthly salary, but according to the local labor and social security bureau announced every year to pay the social security premiums according to the local workers' monthly payment base.
1. For example, the endowment insurance is paid according to 20% of the payment base, the individual pays 8%, and the company pays 12%.
2. Medical insurance premiums shall be paid according to 10% of the payment base, 8% by the company and 2% by the individual.
3. Unemployment insurance is 1% for individuals and 2% for companies.
Legal basis: "The People's Republic of China and the National Social Insurance Law".
Article 4 Employers and individuals within the territory of the People's Republic of China who pay social insurance premiums in accordance with law have the right to inquire about payment records and records of individual rights and interests, and to request social insurance agencies to provide social insurance consultation and other related services.
Individuals who enjoy social insurance in accordance with the law have the right to supervise their own units' contributions.
Article 58 An employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If they fail to register for social insurance, the social insurance agency shall verify and approve the social insurance premiums they should pay.
Individually-owned businesses without employees who voluntarily participate in social insurance, part-time employees who do not participate in social insurance at the employer, and other flexibly employed persons shall apply to the social insurance agency for social insurance registration.
The State shall establish a nationwide unified personal social security number. An individual's social security number is a citizenship number.
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The three golds specifically refer to the unemployment security fund for the disabled, the arrears of wages security fund for Xiao Ming's enterprises, and the housing provident fund.
Among them, the unemployment security fund for the disabled is mainly to protect the rights and interests of the disabled, and is paid by the organs, organizations, enterprises, public institutions and private non-enterprise units that have not arranged for the employment of the disabled in accordance with the regulations. The scope of collection is the organs, groups, enterprises, public institutions, and private non-enterprise units within the administrative area of the city, and the proportion of disabled persons employed is less than the total number of employees in the unit.
The key to the arrears of wages for small enterprises is that when the enterprise pays the premiums, if there is a closure, bankruptcy or the escape of the "small boss", the arrears of employees' wages or social security premiums can apply for the advance payment of arrears of wages or social security premiums, according to the regulations, all employees registered in the administrative department for industry and commerce and pay social insurance premiums are not as fast as 300 employees, all need to pay arrears of wages security fees.
Housing provident fund is a long-term housing savings deposited by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their in-service employees.
Summary: The three golds refer to the unemployment security fund for the disabled, the arrears of wages for small enterprises, and the housing provident fund.
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1. The payment of three funds by the unit generally refers to maternity insurance, unemployment insurance and endowment insurance, which correspond to maternity insurance, unemployment insurance and endowment insurance in social security. Some units with better benefits, the three pensions may also refer to the housing provident fund, enterprise annuity and occupational annuity. In addition, the three golds may also refer to the housing provident fund, the arrears of wages for the elderly of small enterprises, and the unemployment security for the disabled.
2. Maternity insurance is the economic help that insured employees can obtain when they temporarily interrupt their work due to the birth of children, which mainly includes maternity allowance and maternity medical treatment.
3. Unemployment insurance money is a temporary compensation paid by the unemployment insurance agency to the unemployed after the insured workers have no salary income after becoming unemployed. To receive the surplus of unemployment benefits, it must be necessary to participate in unemployment insurance in accordance with the regulations, and the employer and the person have fulfilled the obligation to pay contributions in accordance with the provisions for one year; Interruption of employment not due to the person's will; Those who have already completed unemployment registration in accordance with the procedures prescribed by law; There are job search requirements, and you are willing to accept vocational training and employment introduction.
4. Pension insurance is the pension insurance treatment that insured employees can enjoy if they have paid pension insurance for more than 15 years and reached the statutory retirement age in Shizhou.
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The three golds refer to endowment insurance, unemployment insurance, and medical insurance.
"Five insurances and one housing fund" refers to five types of insurance, including endowment insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance;
"One gold" refers to the housing provident fund.
Individual employees shall pay into the housing provident fund in accordance with the regulations. "Housing provident fund is a "payable" item, which should be legally mandatory, and at the same time the payment also shows that it is an obligation.
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1. Pension: You can receive the corresponding treatment after the retirement age.
2 Medical: Hospitalization can be reimbursed for illness, and the money in the card can also buy medicine 3 Childbirth: female, reimbursed for giving birth. If a man or wife does not have maternity insurance, half of the cost will be reimbursed when she gives birth.
4. Work-related injury: Someone took the money after an accident.
5. Pension insurance can be paid intermittently, and if it has not been paid for 15 years, it can be extended until it is paid (the requirements vary from place to place); If he dies unexpectedly before receiving retirement benefits, the principal and interest of the money he paid will be returned to the legal heirs.
Of course, the policies vary from place to place, so it is recommended that you call 12333 for consultation, or go to a third-party insurance platform for consultation, such as Wobao.com.
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Hello, dear dear, I'm glad to answer for you Three gold refers to gold rings, gold earrings, and gold necklaces. In addition to the three golds, some other regions also have the custom of giving hardware, that is, adding two golds to the three golds, that is, gold bracelets and gold pendants. Marriage to gold jewelry is a long-standing custom in our country.
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