What is the loss of unemployment insurance benefits if you do not receive 10

The process of receiving unemployment benefits is as follows:

1. The insured unit shall issue two copies of the Certificate of Dissolution (Termination) of Labor Relations, one to the Unemployment Insurance Center and the other to the Labor Dispute Arbitration Commission of the Labor and Social Security Bureau for the record.

2. The Unemployment Insurance Center shall conduct a strict investigation and verification of the situation on the basis of the Certificate of Dissolution (Termination) of Labor Relations issued by the insured unit (the unemployed person shall bring the labor contract signed with the unit), and shall issue two copies of the Registration Form for Application for Unemployment Insurance and one copy of the Registration Form for Unemployment and Job Seekering.

3. The unemployed person should conscientiously fill in all the columns on the front of the "Unemployment Insurance Application Registration Form", and ask the family planning relationship receiving unit to affix the seal in the space of the opinion of the receiving unit of the family planning relationship at the back of the place. Fill out the "Job Hunting Registration Form" carefully.

4. Pay three one-inch color photos and a copy of the unemployed person's ID card.

To receive unemployment benefits, you need to prepare the following documents:

Bring your ID card;

Proof of dissolution or termination of employment relationship with the employer;

Unemployment insurance payment booklet, proof of payment and 1 recent 1-inch photograph.

To sum up, if a worker meets the above conditions, he or she can go to the district-level labor and social security department at the place of household registration or temporary residence to apply for unemployment insurance benefits.

According to Article 14 of the Regulations on Unemployment Insurance, an unemployed person who meets the following conditions may receive unemployment insurance money: (1) he or she has participated in unemployment insurance in accordance with the regulations, and his or her employer and himself have fulfilled the obligation to pay contributions for one year or more in accordance with the regulations; (2) Interruption of employment not due to the person's will; (3) Those who have been registered as unemployed and have requirements for job seeking.

Unemployment insurance benefits will not be forfeited as follows:

1. Unemployment benefits will not be invalid if they are not paid. Unemployment benefits are accountable, and it doesn't matter if you don't receive them, and you can't receive them if you have a job after you go to work, and you can only receive them when you are unemployed for reasons other than your own;

2. The unemployment benefit is paid into the bank account handled by the social security on a monthly basis, and there is no problem of expiration. However, during the period of receiving unemployment benefits, Sun Ruduan should participate in training as required, otherwise he may be suspended from receiving unemployment benefits. The purpose of unemployment insurance benefits is to cover the basic living needs of the unemployed.

Unemployment Benefit Receiving Process:

1. Bring the unemployment certificate presented by the enterprise to the social security center to apply for the unemployment certificate and apply for unemployment benefits;

2. Submit the unemployment certificate and personal ID card and other relevant materials, and you can receive unemployment benefits after passing the review.

Conditions for receiving unemployment benefits:

1. The employer pays unemployment insurance for employees;

2. The employer has paid unemployment insurance for the employee for more than one year;

3. Interrupting employment without one's will;

4. The unemployed person has been registered as unemployed and has a job search requirement.

Legal basisArticle 17 of the Regulations on Unemployment Insurance.

If an unemployed person has paid contributions for one year but less than five years in his or her employer and in person before becoming unemployed, the maximum period for receiving unemployment insurance money is 12 months;

If the cumulative payment period is 5 years but less than 10 years, the maximum period for receiving unemployment insurance benefits is 18 months;

If the cumulative payment period is more than 10 years, the maximum period for receiving unemployment insurance benefits is 24 months;

If a person becomes unemployed again after re-employment, the payment period shall be recalculated, and the period for receiving unemployment insurance money may be combined with the period for receiving unemployment insurance money that should have been received but not yet received in the previous unemployment, but the maximum period shall not exceed 24 months.

Legal Analysis: There is no impact if you don't claim it. Unemployment insurance money refers to the basic living expenses paid by unemployment insurance agencies to eligible unemployed persons in accordance with the law, and is a temporary compensation for the loss of wage income by unemployed persons during the period of unemployment.

Legal basis: Article 11 of the "Regulations on Unemployment Insurance" The insurance of the azakandha industry must be deposited in the special financial account of social security opened by the financial department in the state-owned commercial bank, and the management of revenue and expenditure shall be carried out in two lines, and the financial department shall supervise it in accordance with the law. The unemployment insurance for the deposit and settlement of the bank and the purchase of treasury bonds in accordance with the provisions of the state shall be calculated according to the deposit interest rate of urban and rural residents and the interest on treasury bonds in the same period, respectively.

Interest on unemployment insurance** is incorporated into unemployment insurance**. Unemployment insurance funds are earmarked for special purposes and must not be diverted for other purposes, and must not be used to balance fiscal revenues and expenditures.

There is no such thing as suffering a loss or talking about not suffering a loss if you do not receive unemployment benefits. If you don't get unemployment benefits, you can still apply for unemployment benefits. However, as long as the employee resigns before he resigns, there will be no problem of unemployment, because after the worker reaches the statutory retirement age, he or she will not be able to receive unemployment insurance benefits.

In addition, after receiving unemployment benefits, there will be a record on the file, which may have a certain impact on the future job search. Receiving unemployment benefits means that personal social security has long been interrupted, which may affect future pension insurance.

There are several reasons why unemployment benefits should be received cautiously:

1. Reason 1: If you receive unemployment benefits, it means that you are unemployed, which affects the pension insurance payment period. However, according to the latest policy, during the period of receiving unemployment insurance benefits, the recipient can pay the pension insurance by himself, so that the payment period will not be interrupted;

2. Reason 2: When you receive unemployment benefits normally, it will be recorded in the file, but there are no consequences, but if you are unemployed and receive unemployment benefits because of bad personal influence, it may have an impact on your next job.

1. A part of the monthly unemployment allowance received by the unemployed will be used to pay the medical reimbursement of the employee and be automatically deducted from the unemployment benefit. If you don't want your social security to be interrupted, you can participate in the insurance as a flexible employee or a freelance employee, and you only need to pay a separate pension insurance. However, not all regions are able to pay pension insurance when receiving unemployment benefits, so it is best to avoid cutting off pension insurance in order to receive a meager unemployment benefit.

This will affect the annual payment of pensions and the deficit limit;

2. The record of receiving unemployment benefits will be recorded in the file, if the unemployment benefits are received because of personal bad reasons, it may have a certain impact on the next job;

3. The standard of unemployment allowance varies from place to place, generally between 70% and 90% of the local minimum wage, and there are also fixed standards, and the current national minimum wage standard is 2480 in Shanghai.

Legal basis

Article 16 of the Regulations on Unemployment Insurance Urban enterprises and public institutions shall promptly issue certificates of termination or dissolution of labor relations to unemployed persons, inform them of their right to enjoy unemployment insurance benefits in accordance with regulations, and report the list of unemployed persons to the social insurance agency for the record within 7 days from the date of termination or dissolution of labor relations.

After an employee of an urban enterprise or institution becomes unemployed, he or she shall, with the certificate of termination or dissolution of labor relations issued by the unit for him, promptly go to the designated social insurance agency to register as unemployed.

Unemployment insurance benefits are calculated from the date of unemployment registration.

Unemployment insurance premiums are paid monthly by social insurance agencies.

The social insurance agency shall issue a document for the unemployed person to receive unemployment insurance money, and the unemployed person shall collect unemployment insurance money at a designated bank with the document.

If a worker who has left his job and has not received unemployment insurance money, he can still enjoy it cumulatively next time, and if he has an unemployment certificate and does not receive unemployment insurance money again, the payment time shall be recalculated, and the period for receiving unemployment insurance money shall be calculated together with the period of unemployment insurance money that should have been received but has not yet been received in the previous unemployment, and the maximum shall not exceed 24 months. An unemployed person who meets the following conditions shall receive unemployment insurance money from unemployment insurance**: (1) the employer and himself have paid unemployment insurance premiums for one year before becoming unemployed; (2) Interruption of employment not due to the person's will; (3) Those who have already registered as unemployed and have requirements to seek employment.

Legal basisArticle 45 of the Full Text of the Social Insurance Law of the People's Republic of China An unemployed person who meets the following conditions shall receive unemployment insurance money from unemployment insurance**: (1) the employer and the person who have paid unemployment insurance premiums for one year before becoming unemployed; (2) Interruption of employment not due to one's own will; (3) Those who have already registered as unemployed and have requirements to seek employment.