How to use unemployment insurance? What is the use of buying unemployment insurance, and how to use

1. The meaning of unemployment insurance

Unemployment insurance refers to the system enforced by the state through legislation, established by the society in a centralized manner, and provided material assistance to workers whose lives are temporarily interrupted due to unemployment. It is an important part of the social security system and one of the main items of social insurance.

2. Components of unemployment insurance

Unemployment insurance** consists of the following:

1) Unemployment insurance premiums paid by urban enterprises and public institutions and employees of urban enterprises and public institutions;

2) Interest on unemployment insurance**;

3) financial subsidies;

4) Other funds included in unemployment insurance** in accordance with the law.

3. Conditions for the use of unemployment insurance

1. Participate in unemployment insurance in accordance with the regulations, and the employer and the person have fulfilled the obligation to pay contributions in accordance with the provisions for one year; (1)

2. Interruption of employment not due to one's own will;

3. Have been registered as unemployed and have job search requirements.

During the period of receiving unemployment insurance money, an unemployed person shall enjoy other unemployment insurance benefits at the same time in accordance with regulations.

4. For employees who have participated in unemployment insurance for more than 3 years in accordance with the law and obtained vocational qualification certificates or vocational skill level certificates in the current year, they can apply for skill upgrading subsidies for insured employees, and the required funds shall be paid from unemployment insurance according to regulations.

5. After an employee of an urban enterprise or institution becomes unemployed, he or she shall promptly go to the designated social insurance agency to register as unemployed with the certificate of termination or dissolution of labor relations issued by the unit. Unemployment insurance benefits are calculated from the date of unemployment registration. Unemployment insurance premiums are paid monthly by social insurance agencies.

The social insurance agency shall issue a document for the unemployed person to receive unemployment insurance money, and the unemployed person shall collect unemployment insurance money at a designated bank with the document.

4. The period of use of unemployment insurance

If the unit to which an unemployed person belongs and himself or herself have paid contributions for less than one year in accordance with the regulations before becoming unemployed, the maximum period for receiving unemployment insurance money is one month; If the cumulative period of payment is less than one year, the maximum period for receiving unemployment insurance money is one month; If the cumulative payment period is more than one year, the maximum period for receiving unemployment insurance money is one month. If a person becomes unemployed again after re-employment, the payment period shall be recalculated, and the period for receiving unemployment insurance money may be combined with the period for which unemployment insurance money should have been received but not yet received in the previous unemployment, but the maximum period shall not exceed one month.

The standard of unemployment insurance money shall be determined by the people of the provinces, autonomous regions and municipalities directly under the Central Government at a level lower than the local minimum wage standard and higher than the minimum subsistence security standard for urban residents.

5. Conditions for cessation of receiving unemployment insurance

1. Re-employed;

2. Those who should be conscripted for military service;

3. Those who have emigrated abroad;

4. Enjoy the basic pension insurance benefits;

5. Those who have been sentenced to prison for execution or have been subjected to re-education through labor;

6. Refusing to accept the work introduced by the department or institution designated by the local people without a legitimate reason;

7. There are other circumstances stipulated by laws and administrative regulations.

Citations. Unemployment Insurance Regulations**People's Republic of China**.

How to get it? Quite simply, as long as these three conditions are met, you can go to the local social security bureau to apply for it. First, you must pay unemployment insurance for one year before becoming unemployed. Second, it is not a matter of personal volition. Thirdly, unemployment registration was completed.

We paid unemployment insurance, not only to receive unemployment benefits, but also the following three benefits. 1. Free medical care during unemployment. 2. Maternity expenses may continue to be reimbursed during the period of unemployment. 3. Re-employment training and opportunities.

Usage: Unemployed persons under unemployment insurance can receive unemployment insurance benefits from unemployment insurance** if they are eligible.

Role of Unemployment Insurance:

1. Guarantee basic life

After the worker becomes unemployed, he has no economic income** and has difficulties in life, and unemployment insurance provides unemployment insurance money to the unemployed to ensure their basic livelihood, so that they can survive normally and maintain the reproduction of labor force.

2. Stable unemployed:

Because unemployment insurance guarantees the basic livelihood of workers through the issuance of unemployment insurance money, they have a certain income. Unemployment insurance provides livelihood security for the unemployed, and will not endanger society because they are unable to survive or seriously unbalance their psychology, which is conducive to maintaining social stability.

3. Promote the re-employment of the unemployed

Unemployment insurance is not only about issuing unemployment insurance benefits to the unemployed, but more importantly, it is more important for unemployment insurance institutions to attach importance to vocational training and job introduction, and to provide employment information, effective communication and direct promotion of reemployment. The promotion function of unemployment insurance is becoming more and more prominent, and the reemployment of the unemployed is promoted by increasing the proportion of reemployment training expenditure and establishing an employment-oriented mechanism in the state.

4. Rational allocation of labor

1) Due to the existence of unemployment insurance, the unemployed have obtained economic security when looking for new jobs, and have been exempted from worries, and the unemployed have the conditions to find jobs that are in line with their interests and abilities as much as possible, which is conducive to the rational allocation of labor;

2) Due to the existence of unemployment insurance, employers have reduced the economic and social pressures of rejecting redundant personnel, which is conducive to the formulation of rational and reasonable employment decisions by employers, and is also more conducive to the rational allocation of labor.

Paying unemployment insurance does not mean that you can enjoy unemployment benefits, and some people have not enjoyed unemployment benefits for decades, and there are conditions for enjoying unemployment benefits.

First, they must have paid unemployment insurance for more than one year.

Second, it is not the person who interrupts the work on his own initiative.

Third, only those who have registered as unemployed, participated in employment training, and have the desire to find employment can receive unemployment benefits.

The purpose of paying unemployment insurance is to ensure that employees are given appropriate economic subsidies when they are temporarily unable to live after their contracts are terminated by the employer, resulting in difficulties in their lives. If you do not pay unemployment insurance, you will not be able to receive unemployment benefits after becoming unemployed.

Summary. Unemployment insurance is provided by the Social Security Administration.

Unemployment insurance is provided by the Social Security Administration.

In principle, unemployed persons who meet the following conditions at the same time shall receive unemployment insurance arrears and enjoy other unemployment insurance benefits in accordance with the provisions of these Regulations: (1) The employer and the person have fulfilled their payment obligations in accordance with the provisions for one year;

2) Interruption of employment not due to the person's will; (3) Those who have already completed unemployment registration in accordance with the legal procedures and order; (4) Those who have job search requirements, are willing to accept vocational training, and are interested in job introductions.

Unemployed persons in urban areas who meet the conditions for receiving unemployment insurance money shall be subject to decay within 60 days from the date on which the labor (employment) contract is terminated or the work relationship is terminated from the end of the user.

The company holds the unemployed person's documents and the certificate of termination of the labor contract or the termination of the work relationship, registers the unemployment with the social insurance business agency, goes through the procedures for receiving unemployment insurance money, and uses the household registration booklet, ID card, and 3 1-inch slammed crownless socks in the next step of processing.