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Hello, 1. Postal Savings Bank of China is exempt from handling fees for transfers between personal accounts in the same city within the bank; Inter-provincial and non-local transfers between personal accounts within the bank: 5 yuan for transactions with a transaction amount of less than 10,000 yuan (including 10,000 yuan); 10 yuan for 10,000 yuan to 100,000 yuan (including 100,000 yuan); 15 yuan for 100,000 yuan to 500,000 yuan (including 500,000 yuan); 20 yuan for 500,000 yuan to 1 million yuan (including 1 million yuan); Each transaction of more than 1 million yuan shall be counted as thousandths, and the maximum shall not exceed 200 yuan; The inter-provincial and inter-provincial non-local transfer between personal accounts within the bank shall not be higher than the standard for inter-provincial and non-local transfer between personal accounts within the bank; When handling the above-mentioned business through online banking, mobile banking, TV banking and other relevant electronic channels, the preferential treatment fee of each channel will be discounted according to the corresponding preferential proportion; 2. Cash deposit and remittance to personal account is free of charge in the same city; The amount will be charged in other places, with a maximum of 50 yuan; The account is free of charge for remittance to the personal account in the same city, and the amount of remittance in other places is less than 10,000 yuan (including 10,000 yuan) and 5 yuan for each transaction, 10 yuan for each transaction above 10,000 yuan to 100,000 yuan, 15 yuan for each transaction above 100,000 yuan to 500,000 yuan, 20 yuan for each transaction above 500,000 yuan to 1 million yuan, and 0.2/10,000 of the amount of remittance for each transaction above 1 million yuan, with a maximum of 200 yuan. 1% of the transaction amount of remittance by address, the minimum is 2 yuan, the maximum is 50 yuan, and the mantissa of the transaction amount is less than 1 yuan, which is calculated as 1 yuan; 1% of the transaction amount of crypto remittance, the minimum is 2 yuan, the maximum is 50 yuan, and the mantissa of the transaction amount is less than 1 yuan.
Hope mine is helpful to you.
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Fees are charged across cities, provinces, and banks.
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Hello, the Postal Savings Bank of China's account inter-provincial and non-local transfer between personal accounts: 5 yuan for transactions with a transaction amount of less than 10,000 yuan (including 10,000 yuan); 10 yuan for 10,000 yuan to 100,000 yuan (including 100,000 yuan); 15 yuan for 100,000 yuan to 500,000 yuan (including 500,000 yuan); 20 yuan for 500,000 yuan to 1 million yuan (including 1 million yuan); Each transaction of more than 1 million yuan shall be counted as thousandths, and the maximum shall not exceed 200 yuan; When handling the above-mentioned business through online banking, mobile banking, TV banking and other relevant electronic channels, the preferential treatment fee of each channel will be discounted according to the corresponding preferential proportion; Hope mine is helpful to you.
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Postal Savings Bank inter-provincial and non-local transfers: if the transaction amount is less than 10,000 yuan (including 10,000 yuan), a handling fee of 5 yuan will be charged for each transaction, if the transaction amount is between 10,000 yuan and 100,000 yuan (including 100,000 yuan), a handling fee of 10 yuan will be charged for each transaction, if the transaction amount is between 100,000 yuan and 500,000 yuan (including 500,000 yuan), a handling fee of 15 yuan will be charged for each transaction, and if the transaction amount is between 500,000 yuan and 1 million yuan (including 1 million yuan), a handling fee of 20 yuan will be charged for each transaction. 0.02/1000 of the transaction amount for each transaction of more than 1 million yuan, with a maximum of 200 yuan.
At present, the Postal Savings Bank of China has implemented a 50% discount on the transfer fee of postal online banking.
At present, the handling fee charged for inter-bank transfer is the same as that for intra-bank inter-provincial and non-local transfers, and also enjoys a 50% discount.
Inter-city and intra-provincial non-local transfers: At present, the handling fee standard for intra-intra-provincial inter-city non-local transfers is not higher than the counter transaction fee, that is, not more than 5/1000 of the transaction amount, with a minimum of 2 yuan and a maximum of 20 yuan, and the current postal online banking transfer fee also enjoys a 50% discount.
Mobile banking transfers are free of charge.
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It will be charged at 5/1000 of the amount you remit, with a minimum of 5 yuan and a maximum of 50 yuan.
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100 yuan is charged for one yuan, and so on, 500 yuan is charged for 5 yuan.
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Inter-provincial and non-local transfers between personal accounts within the bank:
5 yuan for transactions with a transaction amount of less than 10,000 yuan (including 10,000 yuan);
10 yuan for 10,000 yuan to 100,000 yuan (including 100,000 yuan);
15 yuan for 100,000 yuan to 500,000 yuan (including 500,000 yuan);
20 yuan for 500,000 yuan to 1 million yuan (including 1 million yuan);
Each transaction of more than 1 million yuan shall be counted as thousandths, and the maximum shall not exceed 200 yuan;
The inter-provincial and inter-provincial non-local transfer between personal accounts within the bank shall not be higher than the standard for inter-provincial and non-local transfer between personal accounts within the bank;
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Postal Savings Bank, peer transfer is free of charge.
In order to provide better and more convenient financial services and actively practice inclusive finance, the Postal Savings Bank will waive transfer transaction fees from January 1, 2017
Postal Savings Bank personal account through counters, ATMs, personal online banking, mobile banking and other channels between personal accounts in different places within the bank and personal accounts to corporate accounts transfer and remittance transactions (excluding cash remittance).
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Postal Savings Bank of China is exempt from handling fees for intra-bank transfers between personal accounts in the same city and city; Inter-provincial and non-local transfers between personal accounts within the bank:
5 yuan for transactions with a transaction amount of less than 10,000 yuan (including 10,000 yuan);
10 yuan for 10,000 yuan to 100,000 yuan (including 100,000 yuan);
15 yuan for 100,000 yuan to 500,000 yuan (including 500,000 yuan);
20 yuan for 500,000 yuan to 1 million yuan (including 1 million yuan);
Each transaction of more than 1 million yuan shall be counted as thousandths, and the maximum shall not exceed 200 yuan;
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It is the same for any bank, and the deposit and withdrawal fees and transfer fees of non-local peers are zero.
Because individuals can only open one type of account in a bank, in order to facilitate the needs of individuals in different places for production and life, the central bank has taken advantage of the trend to cancel the handling fees for deposits, withdrawals, and transfers of peers in other places. As of January 1, 2017, all banks have been free of charge. It is worth noting that at present, it is only for peers, and there is still a certain fee for inter-bank transactions.
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Withdrawing money from other places in the same place, the transfer fee is free. Whether it is deposits, withdrawals, transfers, or inter-bank transactions, relevant handling fees will be charged as usual.
Bank Transfer Method:
1. After confirming that the passbook account number and account name provided by the payee are correct, you can take the cash to the bank and deposit it directly into the payee's account;
2. Open an account in the bank, then fill in a wire transfer form, fill in the other party's receiving account number, account name, and bank name, and remit money from the account to the beneficiary.
3. You can directly remit money in cash and fill in a wire transfer form for remittance, but you must fill in the other party's receiving account number, account name, and bank name;
4. Open online banking, activate it online, and you can pay and transfer money online.
5. After the transfer is successful, you can confirm it to prevent the wrong account from being transferred to the wrong account or not arriving in the account, and you can contact the bank in time to deal with it.
There is no handling fee for inter-provincial transfers from postal banks.
On December 1, 2016, the People's Bank of China (PBOC) implemented new regulations: no handling fee will be charged for non-local bank transfers, and no handling fee will be charged for non-local transfers by the same bank; ATM transfers can be reversed within 24 hours.
Postal Savings Bank does not charge fees for non-local deposits and withdrawals.
On December 1, 2016, the People's Bank of China (PBOC) implemented new regulations: no handling fee will be charged for non-local bank transfers, and no handling fee will be charged for non-local transfers by the same bank; ATM transfers can be reversed within 24 hours.
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1. Inter-provincial and non-local transfers between personal accounts within the bank of Postal Savings Bank of China: 5 yuan for transactions with a transaction amount of less than 10,000 yuan (including 10,000 yuan); 10 yuan for 10,000 yuan to 100,000 yuan (including 100,000 yuan); 15 yuan for 100,000 yuan to 500,000 yuan (including 500,000 yuan); 20 yuan for 500,000 yuan to 1 million yuan (including 1 million yuan); Each transaction of more than 1 million yuan shall be counted as thousandths, and the maximum shall not exceed 200 yuan; 2. When handling the above business through online banking, mobile banking, TV banking and other relevant electronic channels, the preferential proportion of the corresponding handling fee of each channel will be discounted;
Postal bank card transfer fee standard: less than 10,000 yuan: 3 yuan; 10,000 yuan to 50,000 yuan:
$5; Inter-bank transfer: 1% of the transfer amount (minimum 5 yuan, maximum 50 yuan). When handling the above-mentioned business through online banking, mobile banking, TV banking and other relevant electronic channels, the preferential treatment fee of each channel will be discounted according to the corresponding preferential proportion;
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Hello, the Postal Savings Bank of China is exempt from handling fees for transfers between personal accounts in the same city within the bank; Inter-provincial and non-local transfers between personal accounts within the bank: 5 yuan for transactions with a transaction amount of less than 10,000 yuan (including 10,000 yuan); 10 yuan for 10,000 yuan to 100,000 yuan (including 100,000 yuan); 15 yuan for 100,000 yuan to 500,000 yuan (including 500,000 yuan); 20 yuan for 500,000 yuan to 1 million yuan (including 1 million yuan); Each transaction of more than 1 million yuan shall be counted as thousandths, and the maximum shall not exceed 200 yuan; The inter-provincial and inter-provincial non-local transfer between personal accounts within the bank shall not be higher than the standard for inter-provincial and non-local transfer between personal accounts within the bank; From April 1, 2012 to April 30, 2012, preferential treatment fees will be charged at RMB 5 per transaction for inter-provincial and non-local transfers between personal accounts within the bank, inter-provincial and non-local transfers between personal accounts within the bank, inter-provincial and non-local transfers between personal accounts and corporate accounts, and counter inter-bank remittances (through the large and small payment system of the People's Bank of China) in the form of account transfers, as well as transfers from personal accounts to personal accounts and from personal accounts to corporate accounts in the domestic remittance business. When handling the above-mentioned business through relevant electronic channels such as online banking, mobile banking, and TV banking, during and after the above-mentioned preferential period, the preferential treatment will be carried out according to the corresponding preferential proportion of the handling fee of each channel.
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The Postal Savings Bank does not charge for inter-city transfers and remittances within the province. Only inter-provincial transfer remittance and inter-bank remittance collection, and April 1-30 are unified 5 yuan handling fee, no matter how much money you send, starting in May, 10,000-100,000 yuan or less, 10,000-100,000 10 yuan, 100,000-500,000 15 yuan, 500,000-1 million 20 yuan, more than 1 million according to two thousandths, up to 200 yuan.
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It is recommended not to use peer transfers, I have a comparison, the credit union is the cheapest, the same is 3000, with the bank's handling fee, with the credit union, the interbank will be cheaper. I heard that credit unions accept up to 5,000.