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After the down payment is paid, the creditor goes to the vehicle management office to get a vehicle mortgage to lend the loan, and picks up the car, usually 2-3 days.
The down payment for a loan to buy a car must be paid before picking up the car:
Usually, the down payment of a bank loan to buy a car is generally 40%.
Outstanding loan terms can be 30%.
Auto finance company loans can have a minimum down payment of up to 20%.
Car loan process:
First of all, the borrower needs to prepare the ID card, proof of residence, proof of employment, proof of loan purpose and other supporting materials, go to the bank, fill out an application form, and fill in a contract.
Then, wait for the bank's pre-loan qualification investigation and approval. If the borrower meets the loan conditions stipulated by the bank, the bank will notify the borrower to fill in some loan** documents. If the loan applied by the borrower requires mortgage or guarantee, it is also necessary to sign a guarantee contract, a mortgage contract, and go through the mortgage registration procedures; If you are dealing with an unsecured loan, you do not need to enter into such a contract.
Second, banks issue loans to borrowers. Generally, the bank will issue the loan after the approval is completed within 2 to 3 weeks or 1 month, and the loan can be disbursed in 1 day at the earliest.
Finally, the borrower gives the down payment to the car dealer and picks up the car with the passbook and the bill of lading issued by the bank.
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There are many different situations.
Some require a good license plate on the car, issue a certificate and complete the mortgage before picking up the car.
Some can pick up the car as long as they pay the down payment and get insurance.
Some can pick up the car as long as they pay the down payment and sign the guarantee contract.
It depends on the specific requirements of the bank or guarantor company you are borrowing from.
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After taking out a loan to buy a car and paying a down payment, go to the DMV to register a vehicle mortgage, and basically go to the 4S store to pick up the car in about 3 days.
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No, you can pick up the car the same day after the down payment is paid.
However, compared to buying a car with full payment, it is indeed a bit troublesome to buy a car with a loan. For consumers to buy a car with a ** of 100,000 yuan, if consumers want to take out a loan to buy a car, they must first get the qualification for a loan to buy a car, and they must apply for a car loan to the bank.
At the same time, the consumer is also required to submit an application.
Credit questionnaire and other relevant information, and then the bank investigates and approves the relevant information, and after the bank approves it, the consumer goes to the relevant 4S store to sign a contract with the bank.
After the bank disburses the loan, the consumer even needs to apply for the proof that the bank's bank card has been posted to the 4S store. It can be seen that many consumers who are afraid of trouble and want to save trouble will choose to buy a car in full.
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Hello dear <>, happy to answer for you. Why wait a few days to pick up the car after paying the down payment. The reason why you can't pick up the car immediately after paying the down payment is because you have to apply for a loan after paying the down payment, for example, after the down payment is in place, you can generally drive the car out after the loan procedures are complete.
2. Check the condition of the vehicle. When buying a car, even if it is a loan to buy a car, the 4S shop must verify the condition of the car to ensure that there is no problem with the quality of the vehicle and the paint, mainly for the 4S store to have a good reputation. 3. Apply for insurance and other items.
When buying a new car, you need compulsory traffic insurance to apply for insurance, which also takes a few days to be able to handle the state reform. How long does it take to pick up the car after receiving the down payment, which is generally 2 3 days or even within a week, mainly depending on the work efficiency of the 4S shop where you buy a car. There are also some 4S shops, because the processing is relatively fast, it may be able to pick up the car on the same day or the second day.
Flowers amuse Yu] <>
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Summary. Dear, hello, I took out a loan to buy a car, paid a down payment, and I could pick up the car after 3 days. The whole process of a car loan is as follows:
1.Borrowers should prepare their ID cards, residence certificates, work certificates, loan purpose certificates and other relevant documents and materials in advance, so that they can be handled smoothly. 2.
The creditor goes to the bank to fill out the relevant application form and sign a contract. Wait for the bank's qualification investigation and approval. After approval, the bank will issue the loan to the borrower.
The approval time is usually within 1 month, and the loan can be disbursed within 1 day at the earliest. 3.The borrower will hand over the down payment to the car dealer and go through the procedures for picking up the car with the passbook and the bill of lading issued by the bank, and as long as there is an existing car, the car can be picked up immediately.
If you take out a loan to buy a car, do you pay a down payment and pick up the car in a few days.
Dear, hello, I took out a loan to buy a car, paid a down payment, and it took 3 days to pick up the car. The whole process of the car loan is as follows:1
Borrowers should prepare their ID cards, residence certificates, work certificates, loan purpose certificates and other relevant documents and materials in advance, so that they can be handled smoothly. 2.The creditor goes to the bank to fill out the relevant application form and sign a contract.
Wait for the bank's qualification investigation and approval. After approval, the bank will issue the loan to the borrower. The approval time is usually within 1 month, and the loan can be disbursed within 1 day at the earliest.
Tease sedan 3The borrower will hand over the down payment to the car dealer and go through the procedures for picking up the car with the passbook and the bill of lading issued by the bank, and as long as there is an existing car, the car can be picked up immediately.
Will there be anything greasy in it?
Hello, dear, it's not greasy.
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Hello, nowadays life needs, car loans are very common. The way to buy a car with a loan can be much more discounted, which is mainly reflected in the loan interest. The lower the interest, the less fees you pay and the more money you save.
Loan object: The borrower must be a permanent resident of the place where the lending bank is located and have full capacity for civil conduct.
Loan conditions: The borrower has a stable occupation and the ability to repay the principal and interest of the loan, and has good credit; A third party who can provide recognizable assets as collateral or pledge, or a third party with sufficient solvency can act as a guarantor to repay the principal and interest of the loan and bear joint and several liability.
Loan amount: The maximum loan amount is generally not more than 80% of the purchase price of the car.
Loan term: The term of auto consumer loans is generally 1-3 years, and the longest is not more than 5 years.
Loan interest rate: Uniformly set by the People's Bank of China.
Loan repayment method: You can choose the one-time principal and interest repayment method and the installment repayment method (equal principal and interest, equal principal).
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Whether you buy a car in full or with a loan, you have to pick it up the next day, and why is that?
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Generally speaking, after paying the down payment, if there is an existing car on the day, you can pick up the car, you can refer to it.
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After paying the down payment, go to the DMV to apply for a vehicle mortgage registration and pick up the car, generally speaking, you can pick up the car within 3 working days.
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After paying the down payment, you need to go through a vehicle mortgage procedure, which can be handled by the 4S store, and the car can be driven home within two days.
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The borrower gives the down payment to the car dealer and picks up the car with the passbook and the bill of lading issued by the bank.
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About 10 days, and longer for popular cars.
The down payment is paid and the house can be refunded. After paying the down payment, you can ask to move out, but if you don't want to buy a house for your own reasons, you need to bear the liability for breach of contract when you check out. >>>More
The subscription agreement you signed should be the developer's internal contract, you can check out, but you have to see if there are liquidated damages in the contract, generally it will be 1/10,000 to 2/10,000, you can check out according to the situation. Then there is that you should not have signed online, then your contract is not filed with the real estate bureau, it should be easy to check out, don't be frightened by the developer, they are sideways, you can return it without breach of contract, and there is a way, I don't know if you bought the house that year, whether the house has appreciated now, if it appreciates, it is recommended to sell it directly, this knowledge is relatively large, not much to say, I hope it will help you.
Let me tell you that the situation you mentioned is not a gift and belongs to the joint property of the husband and wife, and the woman can recover the money. In addition, there are so many men in the world, do you have to be a third party who destroys other people's families? O man, he will not die unless he dies.
If you buy life insurance, you can only get 70% of it if you surrender it temporarily
**Huabei installment can have 0 down payment.