Can you change money if it s broken? How to replace the money if it is damaged

You don't need to take a bank card or ID card to exchange cash for change. If the bank card is a VIP bank card, you can take the VIP bank card to get the number, so that there is no need to wait in line, because VIP customers can enjoy the bank's priority processing service. If it is an ordinary bank card, you can take the number directly at the smart machine at the door without taking the ordinary bank card, and then wait in line, and when the number comes, you can handle business with the staff at the counter.

However, when waiting in line, you can ask the bank staff in advance if the bank has the change you need, and whether it is sufficient. Avoid waiting for a long time at the bank, but things are not done properly, so as not to waste time.

No, because after you change it, no one wants it anymore.

You can go to the bank window to exchange it, and you can find the residual currency exchange.

Every bank can exchange the residual currency, as long as your residual currency meets the regulations.

Article 4 of the People's Bank of China's Measures for the Exchange of Defective and Defaced RMB stipulates: First, the residual currency exchanged must be able to distinguish the authenticity, and the remaining denomination should reach more than three-quarters (including three-quarters), and the mutilated and defaced RMB with designs and characters that can be connected as they are can be exchanged in full. Secondly, if the authenticity can be distinguished, the remaining denomination is between one-half (including one-half) and less than three-quarters, and the design and text can be connected as it is, and the mutilated or defaced RMB shall be exchanged at half of the amount.

Thirdly, if the amount of redemption is less than one cent, it will not be exchanged, and if five cents are exchanged at half of the amount, two cents will be redeemed. If it is stained with oil, chemicals, or other defects or defacements that affect the bank's ability to distinguish between authenticity and counterfeiting, it will not be exchanged.

It is possible to change it when you go to the bank.

The broken money can be exchanged at the bank, and it is the bank's obligation and responsibility to exchange the residual currency.

1. Since February 1, 2004, the People's Bank of China has implemented a new exchange method for the disabled renminbi. The "Measures for the Exchange of RMB Defected and Defaced by the People's Bank of China" promulgated by the central bank stipulate as follows:

1. The remaining three-quarters (including three-quarters) of the face of the ticket can be redeemed in full if it has the specified characteristics;

2. Half of the remaining half of the face value (including one-half of the sail base) to less than three-quarters of the ticket with the specified characteristics can be exchanged.

2. The difference between the old and new exchange methods:

1. The original "full exchange of the mutilated RMB with the prescribed characteristics with no more than one-fifth of the face mutilation, and half of the exchange with the prescribed characteristics of the mutilated one-fifth to one-half of the face mutilation" is amended to "the full exchange of more than three-quarters (including three-quarters) of the remaining face of the face with the prescribed characteristics, and the exchange of the remaining one-half (including one-half) to less than three-quarters of the face of the ticket with the prescribed characteristics";

2. At the same time, a new stipulation was made that "the banknote is in the shape of a cross and lacks a quarter of the mutilation, and the defaced RMB can only be exchanged for half of the amount";

3. In addition, the separate provisions on the exchange standards for mutilated or defaced renminbi that were originally caused by fire, insect moth, rat bite, mildew and other special reasons are abolished.

3. Banks that can exchange residual currency: general bank outlets can be exchanged, free of charge, and directly brought to bank outlets for exchange.

Measures for the Exchange of Defective and Defaced Renminbi stipulates that all financial institutions that handle the business of depositing and withdrawing renminbi shall exchange mutilated or defaced renminbi for the public free of charge, and shall not refuse to exchange it.

If the RMB is damaged, you can exchange it directly at the counter of any bank outlet.

In order to do a good job in the exchange of the broken renminbi, to prevent the occurrence of business errors such as over-exchange or under-exchange in the exchange process, so as to protect the state property from losses and safeguard the interests of the people, the following provisions are hereby made:

1. For the missing part of the ticket that is not separately pieced together for more possible exchanges, the exchange can be grasped leniently: a quarter of the full amount of the exchange is missing; Lack of five-eighths of the convertible half; In the shape of a cross, the missing quarter will be exchanged for half of the amount.

2. For the face of the defaced, scorched, wet, oil-soaked, partial discoloration, etc., those who can distinguish the authenticity from the fake can also be exchanged according to the above standards.

3. For tickets with serious losses due to fire, insects, rat bites, mildew and other special reasons, the remaining area is less or serious due to contamination and discoloration, the holder can be certified by the location of the holder or his work unit, and after examination, the type of ticket can be distinguished, the number of tickets and the amount of tickets can be calculated and exchanged (for example, due to fire and other reasons, only a small piece of the remaining situation can be exchanged for full amount after being proved by the organization).

Fourth, for large quantities of fire, moth-eaten, rat-bitten, mildew coupons, in addition to the need for the exchanger's unit certificate, the bank must also seriously investigate, if the situation is true, the leader of the cashing bank signed and sealed on the certificate before the payment. In order to facilitate inspection at the time of destruction, the original certificate should be attached.

Fifth, the enterprise which roll mistaken collection of the pattern and text is not connected to the patchwork ticket, according to the largest piece of the according to the prescribed standard to exchange Li Chenyu, such as the two halves posted together, the paper width is basically not short, can be exchanged for the full amount.

6. Coins that have been damaged by friction during circulation can be exchanged for the full amount as long as the national emblem on the obverse or the numerals on the reverse can be distinguished.

7. Coins that have been perforated, torn, broken, thinned, or deformed, as well as the national emblem on the obverse, and the number on the reverse side is blurred, may also be redeemed in full if it is not damaged by the holder of the coin.

8. Those who redeem less than one cent will not be exchanged, and those who exchange five cents of coupons at half will be exchanged for two cents.

9. If the ticket holder does not agree to make a hole for a ticket that is not exchanged, it may not be punched; Tickets and coins that cannot be exchanged can be returned to their original owners.

10. Those who have intentionally damaged the renminbi shall have their bills confiscated, and shall be given criticism and education according to the severity of the circumstances, or handed over to the judicial department for handling in accordance with law.

Ten. 1. The redeemed residual coupon shall be stamped with the stamp of "full amount" or "half amount" on the face of the redeemer.

Summary. Hello, glad to answer for you. Money can be exchanged if it burns out carelessly.

But there are certain requirements. As for the amount exchanged, basically if the face value can be confirmed, more than three-quarters (including three-quarters) of the remaining face value can be exchanged in full according to the original face value; If the remaining one-half (including one-half) to less than three-quarters, half of the amount will be exchanged; If less than half is left, it cannot be redeemed.

Hello, glad to answer for you. Money can be exchanged if it burns out carelessly. But there are certain requirements.

As for the amount exchanged, if the face value of the ticket can be confirmed, the remaining three-quarters (including three-quarters) of the face value can be exchanged in full according to the original denomination; If the remaining one-half is more than one-half (including one-half) to less than three-quarters, half of the amount will be exchanged; If less than half is left, it cannot be redeemed.

Bankers reminded that if there is any defect or defacement of RMB, it can be exchanged at bank outlets; On the other hand, members of the public should pay attention to maintaining the integrity of fire, mildew and moth-eaten special damaged coupons when exchanging residual coins to make them comply with the exchange regulations. According to the requirements of the People's Bank of China's redemption standards, banks exchange residual currencies including: RMB that is not easy to circulate and RMB that is damaged or defaced.

Broken coins refer to the torn or damaged face of the ticket, or the appearance and texture of the RMB are damaged due to natural wear and tear and erosion, the color changes, the pattern is not clear, and the anti-counterfeiting features are damaged. To put it simply, that is, if it can be confirmed that the face value of the RMB is ridiculous, if the damage is less than a quarter, it will be exchanged in full according to the face value; Half of the amount of damage if the damage is between one-quarter and one-half (inclusive); If the damage is more than half of the damage, it cannot be redeemed. The holder of the damaged RMB may apply for appraisal at a branch of the People's Bank of China with the identification certificate, and shall make an appraisal and issue an appraisal certificate within 5 working days from the date of application.

Yes, you can change it. If the money is broken, you can go to the bank to exchange it, and the bank will exchange it according to the degree of damage to the banknote. Damaged banknotes that are less damaged, can distinguish the denomination, and the banknote design and text can be connected as they are, the bank can redeem the full amount of the face value.

The damage is more serious, but the banknote can still recognize the denomination and ** text, the remaining part is more than one-half, the bank will exchange half of the denomination, and the bank will also determine the exchange amount according to the actual situation of other damage.

The method for converting the renminbi to the remnants of the Communists faction (promulgated by the People's Bank of China on 8 May 1955).

Article 1 In order to protect the national currency and the interests of the people, and facilitate circulation, these measures are formulated.

Article 2 Any person who falls under any of the following circumstances shall exchange the full amount of the RMB with the license of the People's Bank of China:

1. No more than one-fifth of the face of the ticket is mutilated, and the rest of the design and text can be connected as it is;

2. The face of the ticket is defaced, scorched, wet, soaked in oil, and discolored, but the authenticity can be distinguished, and the integrity or mutilation of the ticket does not exceed one-fifth, and the pattern and text of the rest of the ticket can be connected as it is.

Article 3 Where more than one-fifth to one-half of the face of the ticket is mutilated, and the rest of the design and text can be connected as it is, it shall be exchanged with the People's Bank of China for half of the original denomination, but shall not be used for circulation.

Article 4 Any mutilated renminbi shall not be converted under any of the following circumstances:

1. More than half of the face of the ticket is mutilated;

2. The face of the ticket is defaced, scorched, wet, soaked in oil, discolored, and cannot distinguish the real from the fake;

3. Those who deliberately dig up, alter, cut and paste, and piece together, and remove one side.

The incomplete renminbi that is not convertible shall be voided by the People's Bank of China and shall not be circulated for use.

Extended Materials. Article 43 of the Regulations of the People's Republic of China on the Administration of Renminbi stipulates that anyone who intentionally damages the renminbi shall be given a warning by the public security organ and fined not more than 10,000 yuan.

Intentional destruction of the renminbi means that it is known to be the renminbi and the destruction or damage of it by various means. Intentional damage to the renminbi includes:

1) Deliberately cutting the full RMB banknote into several pieces or tearing it;

2) Deliberately burning the full RMB banknotes with pyrotechnics, in part or in full;

3) Scribbling on RMB paper;

4) making handicrafts in RMB;

5) Smelting coins.

Article 42 of the Law of the People's Republic of China on Chinese Scattered Auctions and Infiltration of People's Banks: Anyone who forges or alters RMB, ** forged or altered RMB, or transports RMB knowing that it is forged or altered, constitutes a crime, shall be investigated for criminal responsibility according to law; where a crime is not constituted, the public security organs are to detain them for up to 15 days and fine up to 10,000 yuan. Article 43 Where a person purchases a forged or altered renminbi, or knowingly holds or uses a forged or altered renminbi, and it constitutes a crime, he shall be investigated for criminal responsibility in accordance with law; where a crime is not constituted, the public security organs are to detain them for up to 15 days and fine up to 10,000 yuan. Article 44 Where a renminbi pattern is illegally used on publicity materials, publications or other commodities, the People's Bank of China shall order corrections, destroy the illegally used renminbi design, confiscate unlawful gains, and impose a fine of not more than 50,000 yuan.