Acceptance bill handover problem, how to receive acceptance bill

The question is: what are your responsibilities? i.e. have you been arranged to get the money order back and hand it over to the finance department, or a designated person?

If yes, then, you have a certain responsibility to save, that is, you did not complete your task according to the procedure, and handed over the bill of exchange to someone who should not have given it halfway, so, you need to bear a certain responsibility. However, you are not aware of the withdrawal of the money in advance, so you are not responsible for any other liabilities unless you are in collusion with the person making the money, that is, you are complicit in the payment of the money, and you deliberately do not follow the prior arrangement to send the transfer ticket to the designated person and the finance department.

What you are asking about is the handover of negotiable bills, and in the bank, there are procedures for the handover of negotiable bills, and the responsibilities are very clear.

The issuing bank (i.e. the bank from which the bill of exchange was issued).

The face amount (i.e., the uppercase amount on the face of the bill, such as 300,000, 500,000, 1 million) the bill of exchange number (i.e., the ticket number, 2 lines of numbers in the upper right corner of the bill) the date of issuance and the expiration date (e.g., the date of issuance, the date of maturity.

Let him sign for it. If you think this procedure is troublesome or the other party is unwilling to sign (the normal should be no problem), you will call ** on the spot to arrange your leader, and make sure that you have handed over the ticket to the designated person on the spot (3 parties), and you can do it. It doesn't matter to you what happens in the future.

There are two ways to receive electronic acceptance drafts: 1. To receive electronic acceptance bills at the bank counter, you need to bring your ID card and electronic acceptance draft information to the bank draft, and fill in the application for acceptance. 2, the customer can receive through the mobile banking APP, the electronic acceptance draft is late to search in the form of the network to receive, but this way needs to open online banking, and at the same time enable the function of electronic commercial draft.

Legal basis: Article 4 of the Negotiable Instruments Law, the drawer of the negotiable instrument shall sign and seal the negotiable instrument in accordance with the statutory conditions and bear the responsibility for the negotiable instrument in accordance with the matters recorded. The holder of the exercise of the right to the instrument code calendar, should be in accordance with the legal procedures on the instrument signature, and present the instrument.

If the debtor of other negotiable instruments signs and seals the negotiable instrument, it shall bear the liability for the negotiable instrument in accordance with the matters recorded in the negotiable instrument. For the purposes of this Law, the term "negotiable instrument right" refers to the right of the holder to request payment of the amount of the negotiable instrument from the debtor of the negotiable instrument, including the right to request payment and the right of recourse. The term "negotiable instrument liability" in this law refers to the obligation of the negotiable instrument debtor to pay the amount of the negotiable instrument to the holder.

The specific process of receiving the acceptance bill is as follows:

1. The electronic bank acceptance bill completes the circulation of the bill through electronic means, and the electronic bank acceptance draft is endorsed.

people through online banking.

Log in at the bank counter or other electronic terminal, enter the endorsement application information (including bill information, endorser information, and endorsee information), and use the endorser's digital certificate to stamp the electronic signature.

2. Before the endorsee initiates a reply, both the endorser and the endorsee can operate the bill, the endorser can revoke the endorsement application, and the endorsee can reply (sign or reject) the endorsement application.

3. At this time, the system will deal with it according to the principle of time priority: if the endorser first counts the revocation of the endorsement application, the endorsement application has been revoked, and the endorsee can no longer reply to the endorsement; If the endorsee initiates an endorsement reply first, the endorsement application has been signed or rejected according to the endorsee's will, and the e-bank acceptance endorser cannot revoke the endorsement application.

4. Suppose Company A wants to pay an electronic bank acceptance draft to Company B.

1) Company B should first provide Company A with the corporate account of Company B.

Bank account opening information: company name, opening bank, opening bank number. Then Company A is banking online.

The system can endorse the electronic bank acceptance draft to Company B.

2) When the operation of company A is completed, company B finds the corresponding option to sign for the bill of exchange in the online banking system (the online banking of each bank is different, it is the same), and company B clicks on the bank acceptance draft of the electric wide fool and chooses to sign for it.

Extended Materials. Notes should be paid about the receipt of electronic acceptance bills:

1. The account information provided by the company accepting the electronic acceptance bill should be correct;

2. After the endorsement of the electronic bank acceptance draft, the endorser can be revoked before the acceptance of the company's signature, and if the receiving company has signed, the endorser cannot be revoked;

3. The operation of electronic commercial acceptance draft is consistent with the operation of electronic bank acceptance draft, which is in the electronic draft system.

Inside, remind everyone not to regard electronic commercial acceptance bills as electronic bank acceptance bills.

Legal Analysis: Suppose Company A wants to pay an electronic banker's acceptance draft to Company B.

1.Company B must first provide Company A with the bank account opening information of Company B's corporate account: company name, bank account, and bank number. Then Company A can endorse the electronic bank acceptance draft to Company B in the online banking system.

2.When the operation of company A is completed, company B finds the corresponding option to sign for the bill of exchange in the online banking system (the online banking of each bank is different, it is similar), and company B clicks on the electronic bank acceptance draft and chooses to sign for it.

3.Note: Company B's account information should be correct after the company's endorsement, before Company B signed, Company A can be revoked, if Company B has signed, Company A will not be able to revoke the operation of the sub-commercial acceptance bill Jian Qingkuan and the operation of the electronic bank acceptance draft is consistent, all in the electronic draft system, don't carelessly treat the electronic commercial acceptance draft as an electronic bank acceptance draft.

Legal basis: "Law of the People's Republic of China on Negotiable Instruments" Article 39 of the bill of exchange for payment on a fixed date or regular payment after the issuance of the bill, the holder shall be in the due date of the bill of exchange to the payer for acceptance. Prompt acceptance refers to the act of the bearer showing the bill of exchange to the payer and asking the payer to promise to pay.

Hello, the electronic acceptance draft can be received on **, but Oak Lu is the first to require the drawer to fill in the company name of the party to be received, the opening bank, the opening bank number and other information. The receiver can sign online. Acceptance bills shall not be conditional.

Legal analysis: Article 39 of the Negotiable Instruments Law is a fixed payment or regular payment after the issuance of the bill, and the bearer shall prompt the payer for acceptance before the maturity date of the bill. Prompt acceptance refers to the act of showing the bill of exchange to the person who pays and asking the payer to promise to pay.