How to use it after the opening of online banking?

After the opening of online banking, you can complete a lot of banking business through yourself on your own computer, such as transfer, remittance, consumption, etc., and the U shield is just equivalent to your signature (digital signature), and you must use the U shield for digital signature when handling the above business. If it is the first time to use online banking, it will prompt you when you log in to the online banking interface, and you can enter the login page by completing the prompt; Enter your username or the card number, password, and verification code of the bank card you used to open online banking to log in to your account. If your U shield has not yet installed the digital certificate, you can open the U shield management on your page for ** (most of them are completed by the bank's staff when the bank handles it, you just need to use it), and you can use it normally after completion.

I don't know what kind of bank you are, so I'll roughly say: to open online banking, you need to have a bank card, and you can bring your ID card to the counter.

Agricultural Bank of China: K treasure 25 yuan, no service fee, the handling fee is up to 20 for the bank, and up to 35 for the inter-bank

Bank of China: dynamic password, free, the first year name service fee, the subsequent annual service fee is 25. The handling fee is currently the lowest, and the highest is 15 for 1 million.

Industrial and Commercial Bank of China: U shield 50 yuan (sometimes you can give it away for free if you open an SMS notification for one year) without service fee. The fees are relatively high.

China Construction Bank: U shield 30 yuan (currently completed in two months, the cost of production is returned 30 yuan) no service fee, the handling fee is up to 25 yuan.

Inter-bank transfers are the cheapest in Minsheng Bank, only 2 yuan per transaction, but this bank is relatively rare.

To open online banking, you only need a bank card, and a few dollars, and go to the bank window to handle it. When the time comes, you will be given a password card or a network shield, and there is no charge for the password protection card, and there is no charge for the network shield.

Go to the bank with your card, bring your ID card, and take yourself to the counter of the bank where the bank card is located to open online banking. What are the qualifications? In addition to the above "3 belts", it must be handled during business hours.

There is not necessarily a U shield to open an online bank, and a U shield must be opened for online banking. U shield is a protection tool for online payment and transfer, safe transactions. The bank is yours, you can buy it or not.

It will be given when it comes to events.

If you don't want a U shield and use a password card, there are two types of online banking (China Construction Bank): the first is online banking that uses a dynamic password card.

This kind of online banking does not have a U shield, when signing a contract at the counter, the bank will give a password card, the password card has 30 electronic passwords, one is used each time in the transaction, and it can be used 28 times (the last password is the first password used to connect to the next password card, which cannot be used for transactions). After using up a password card, you need to go to the bank to buy a new password card, which costs 3 yuan each. After registering with the bank, you need to activate it online to use, and you need to install a digital certificate when activating, and you don't need to install a driver.

Dynamic Passcard Cards:

1. Customers who have an account with China Construction Bank should bring their valid ID documents and the original card fold to any of the outlets of China Construction Bank to purchase a dynamic password card.

2. Log in to Internet Banking, enter the "Security Center" menu, select "Dynamic Password", and the system will display the dynamic password card registration page. Please enter the one-time password card number, the first one-time password of the card and your transaction password, and click "Confirm" to register successfully.

3. Use the password on the card every time you log in to the online banking transaction in the future. The second is online banking using U shields.

After signing a contract at the counter to open online banking, the bank will give a UKEY user tool (generally called a U shield, which is a U disk), a CD, and an "Online Banking Ukey Installation and User Manual" (some may only have a U shield). The disc is used to install the driver, put it in the optical drive and double-click to open it to install. Before using, it is recommended to read the "Online Banking UKEY Installation and User Manual" in detail, which will guide you on how to install the UKEY user tool, ** security certificate into the ukey and some commonly used online banking operations.

The features of the ukey user tool include:

a) Change the password, system detection, change the UKEY name.

b) Instructions for displaying certificates, manually registering security certificates, and manually canceling security certificate transaction limits

Dynamic password card users: The single payment limit is 3,000 yuan, and the daily cumulative payment limit is 3,000 yuan.

U shield users: a single payment limit of 200,000 yuan, and a daily cumulative payment limit of 500,000 yuan.