Which bank has opened an online banking that is more convenient to use? Please, thank you

Generally speaking, the bank closest to you is the most convenient.

If you are a white-collar worker, it is more convenient to use the bank where you apply for a payroll card to open online banking.

Because it has shortcomings, such as having fewer discounts. And many companies do not support postal online banking.

China Post Shirt Number Savings Bank Profile:The Postal Savings Bank of China can be traced back to 1919 and has a history of 100 years. In March 2007, on the basis of reforming the original postal savings management system, Postal Savings Bank of China Co., Ltd. was formally established.

In January 2012, the overall restructuring was made into shares. In December 2015, 10 domestic and foreign strategic investors were introduced. In September 2016, it was listed on the Hong Kong Stock Exchange.

In December 2019, it was listed on the Shanghai Stock Exchange, successfully completing the three-step reform goal of "share reform, leading the battle, and the collapse of listing in A and H".

Nowadays, many people will open online banking in order to make it more convenient and faster to handle related business in the future after applying for a card. Many people go to the bank's counter to open online banking. So, do I have to go to the bank to open online banking?

Also, what do I need to open online banking? I'm here to answer for you today.

Do I have to go to a bank to open online banking?

To open online banking, you don't have to go to a bank to open it. There are two main ways to open online banking.

1. Go to the bank to open it.

Generally, when you apply for a card, the staff will ask you if you want to open online banking, and you can directly ask the staff to help you open online banking when you apply for a card. Of course, after you apply for a card, if you need to open online banking, you can also go to the bank to open it.

2. Open on the bank's official website.

You can also log in directly to the bank's official website, and then click "Register" under "Personal Online Banking" on the homepage of the official website, and you can open online banking on the official website by yourself. Follow the prompts to do so, fill in the relevant information and submit.

However, it should be noted that the self-service opening of online banking on the bank's official website can only be used to query account information, and there is no payment function, so it is better to go to the bank counter to open it.

What do I need to open online banking?

If you go to the bank counter to open online banking, you can directly bring the bank card of your team member to open the online banking and your ID card to the bank branch where the card was opened to open it, and you do not need to prepare other additional information.

The above is the answer to the question "Do I have to go to the bank to open online banking?" What do I need to open online banking? "of.

You don't have to go to a bank to open online banking, you can also go to the bank's official website to open it yourself. If you go to the bank counter to open it, then just bring your card and ID card.

Internet banking, also known as Internet banking, ** bank or e-banking, it is a virtual counter set up by the banks in the Internet, the bank uses network technology to provide customers with account opening, account cancellation, inquiry, reconciliation, intra-bank transfer, inter-bank transfer, credit, online **, investment and wealth management and other traditional services through the Internet, so that customers can safely and conveniently manage current and fixed deposits, checks, credit cards and personal investments without leaving home.

The steps to open an online banking bank are as follows (take China Construction Bank as an example):

1. First of all, open a bank account in the bank you want and apply for a bank card.

2. Online banking can be opened directly at the bank counter, and ID card and bank card need to be provided, and the ID card number is the same as that of the contracted account when opening an account.

4. In the login window that appears, click [Open Now] below.

5. According to your business needs, after selecting the customer type, click below to open it immediately.

6. Read the agreement and risk warning, tick the box in front of "I have carefully read", and then click the following agreement.

7. Fill in the account information and press Next when finished.

8. Enter the SMS verification code and press Next.

9. Confirm the basic information of online banking and open it successfully.