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It is recommended that you contact Home Credit customer service to inquire about the cause and solution.
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Correcting it, it's not that you were blocked by Home Credit, it's because you didn't repay on time and were overdue for a long time, and then Home Credit reported your credit record to the central bank.
The solution is to maintain a good repayment history, which can be eliminated after 5 years.
At the same time, don't believe what the Internet says about spending money to help clean up credit records, which is unreliable.
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You can contact the following Home Credit customer service.
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Payments are due, and the relevant records are deleted 5 years after the termination of the bad behavior. If the arrears persist all the time, the bad record cannot be erased.
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At that time, I bought a Huawei mobile phone to repay in installments because of financial problems, and it should have been about half a year to repay, and then I was two days late, I told Home Credit that I wanted to pay it back in advance, but Home Credit said that it would be repaid in one month and one month, is there such a rule? Later, I was so angry that I didn't pay home credit for more than a month, and then the home credit company lawyer sent a letter of indictment to my home, and then the home credit company staff hit me, and I told him to pay it back at one time, and if I was not allowed to pay it back, I would pay it back directly, and after paying back the money, he would directly hack me until now.
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Home Credit has no right to block people's credit in major banks! The state should not allow them such power.
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Home Credit provides customers with a variety of repayment methods, such as bank withholding, Lakala, online banking, over-the-counter transfer, postal savings account, etc., you can also check the repayment method through the mobile client (name: Home Credit Finance) or Home Credit customer service** or call customer service**.
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Are you overdue, if overdue, Home Credit is on the credit.
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Summary. Hello, although Home Credit relies on high interest rates, it has made a lot of money in the past few years with a clear conscience, and now it is also a multinational company, but it can't last a few years, what are you afraid of, it is a profit-making organization, what can you represent by blocking it, and it is not a ** financial institution that blacks you out.
I was blocked by Home Credit, how can I get rid of it?
Hello, although Home Credit relies on high interest rates, it has made a lot of money in the past few years with a clear conscience, and now it is also a multinational company, but it can't last a few years, what are you afraid of, it is a profit-making organization, what can you represent by blocking it, and it is not a ** financial institution that blacks you out.
My object borrowed his ID buddy, and he bought a mobile phone for my partner, and he didn't pay back 530, so Home Credit was blacklisted, how can I make him not blacklisted.
We couldn't get a loan to buy a house.
Can you help me get on, isn't it a blacklist?
That's not Home Credit's blacklist, it's a credit blacklist.
So what to do.
Although it is overdue for a long time, if you still pay it back, then go to the People's Bank of China to explain the situation and restore the credit investigation, so that the loan will be released.
I don't know who to give it to.
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Summary. was blocked by Home Credit, and all the loans owed to Home Credit were paid off, and after paying off, it was not the company's blacklist.
I was blocked by Home Credit, how can I get rid of it?
Hello, I am a veteran of the financial industry for many years. Your question has been received and the answer is being collated, please wait for 2 minutes
was blocked by Home Credit, and all the loans owed to Home Credit were paid off, and after paying off, it was not the company's blacklist.
How to get rid of being blocked by Gitzo.
Pay off all loans.
The amount has been paid off.
If the amount has been paid off, it is not a blacklist, and if the approved loan cannot be approved, it will be necessary to reapply after an interval of about half a year to a year.
All of them were returned.
Well, that's fine.
Six months overdue.
It's okay for more than a year, right?
You need to apply for a loan after an interval of about a year, because it is already overdue, and it is generally impossible to apply for a loan at present.
Oh, got it.
You are welcome.
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Legal basis: Fanchai.
Civil Code of the People's Republic of China
Article 671: Where a lender fails to provide a loan on the agreed date and amount, causing losses to the borrower, it shall compensate for the losses. If the borrower fails to collect the loan on the agreed date and amount, it shall pay interest on the agreed date and amount.
Article 672 The lender may inspect and supervise the use of the loan in accordance with the agreement. The borrower shall provide the lender with relevant financial and accounting statements or other materials on a regular basis in accordance with the agreement.
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If you want to eliminate, you can only wait for five years, and after the five-year retrospective period, the system will automatically cancel the blacklist, but please note that if the user's behavior is too bad, the system can ask for a continuation of the retrospective (provide relevant proof, such as multiple door-to-door non-return, malicious fraud, etc.), that is, it must be extended for five years, or even permanent retrospective.
It will affect that there are many famous universities that directly reject the children of untrustworthy people, then military schools and other schools will not accept them, and since the choice of going to university in the future is often to enter a good department, then civil servants and so on are also subject to political review.
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