Which country has a better pension system, New Zealand or the United States?

Seeing that New Zealand's pension policy is very suitable for us who are now facing only one child, I sincerely hope that the country will only have one child for us when we responded to the call of the country, and now we are all entering the elderly, so I hope that the country will consider us and consider our children at the same time, they are also facing the dilemma of not being able to afford to take care of us.

1.The applicant has a New Zealand identity card or a passport that has been destroyed.

2.Applicants must be at least 65 years old.

Oak Date 3The applicant has lived in New Zealand for at least 10 years after the age of 20 and in New Zealand for at least 5 years after the age of 50.

Applicants who meet the above conditions can apply for superannuation at Work and Income New Zealand.

Pension for foreigners? Isn't New Zealand** a bit silly? It sounds a bit silly, but this is New Zealand's pension system.

New Zealand's pension system stipulates that both New Zealand citizens and foreigners with permanent residency are eligible to apply for a pension as long as they are at least 65 years old and have lived in New Zealand for 10 years.

As early as 115 years ago, in 1898, New Zealand passed legislation to establish a national pension system, which is also the world's first national pension system that does not require individual taxes.

New Zealand has an equal pension system for all, no matter what you do before retirement, whether you contribute to the country or not, no matter how many assets you have, no matter how many liabilities you have, no matter how much you do. There is no such thing as the Bureau of Veteran Cadres in New Zealand, and even if you are the Prime Minister of New Zealand, after you retire at the age of 65, you will be treated the same as ordinary people, and you will have to receive the same pension from the Bureau of Industry and Revenue as a homeless person who has never done any work in his life. If there is any inequality, it is that demobilized soldiers, disabled people and elderly people who have participated in the war have special treatment, and their pensions are slightly higher.

Very few of the elderly in New Zealand live with their children, in their opinion, they have their lives, their children have their lives, and too many people living together will inevitably affect the quality of life. The elderly who have just retired, if they like to clean up their own gardens and homes, then choose to care for the elderly at home. Seniors who are aged in home can get help from the community if they have a shelf in life.

The community center's staff and volunteers regularly help the elderly with baths, shopping, and even medical care.

In New Zealand, it is rare for employees to take personal leave to care for a sick elderly. Because in New Zealand hospitals, once a patient is admitted to the hospital, all care is provided by the hospital, and the hospital does not allow the patient's family to participate in the care. If there is any inconvenience in the life of the elderly after being discharged from the hospital, the community will lend a helping hand to relieve the worries of being a child.

As the saying goes, the old man's today is our tomorrow. The elderly live happily today, and we will have a greater sense of security tomorrow. New Zealand's approach is that the happiness of the elderly in their old age is guaranteed by the ** and the system, rather than pushing the elderly to their children.

New Zealand's pension system is a magical existence, as long as the legal age is over 65 years old, citizens or residents who have lived in the country for 10 years, regardless of whether they have paid taxes in New Zealand before, and whether they have other income, can apply for a pension, such a wide range of distribution, the amount will not be too high.

The pension standard (before tax) for 2022 is:

Single people are paid two weeks a week, both husband and wife meet the pension conditions, each Suichen person is paid every two weeks a week, one of the husband and wife meets the pension conditions, and the person who meets the conditions is paid every week before tax The current minimum wage income is calculated according to 40 hours, and the weekly income is 848 before tax, so the amount of pension is really not high.

Pensions are paid by the Work and Income Bureau under the MSD (Ministry of Social Development); For all applicants who apply for a pension, the most convenient way is to apply and fill out the pension application form. Please note that the pension amounts above are pre-tax and are subject to tax. The personal income tax rate is the lowest, and the tax rate will be higher if there is other income.

To apply for a pension, you need to provide 2 kinds of identity certificates, including driver's license, gun license, passport, birth certificate, citizenship certificate, etc. Since the pension application process takes about 20 working days, MSD recommends that the pension applicant apply 3 to 4 weeks before his or her 65th birthday, and if the application is late, the money for the first few weeks will not be paid.

According to the principle of a single pension, if you are eligible to receive a pension from another country, New Zealand's pension will be directly deducted, and if the pension of other countries is higher than the New Zealand pension, the New Zealand pension will not be issued, and you will be required to pay taxes after the end (this provision is really too chicken).

China's pension is a statutory must buy the pension stool family insurance, but according to MSD**, whether an individual pays does not determine whether the New Zealand pension is deducted, as long as it is funded by another country** pension plan (commercial pension insurance purchased by oneself is not included) will affect the amount of pension received in New Zealand. Logically, it should also affect the amount of New Zealand's pension, but I have seen some ** reports that the pension of non-Commonwealth countries does not affect the receipt of New Zealand's pension, and I have not received it for the time being, so there is no way to confirm it. However, it can be confirmed that if you are found by MSD without reporting, you will be directly disqualified from receiving pensions.

1。Your father just bai

You can't get a pension when you come, whatever.

If you have lived in DAO for 10 years and are over 65 years old, you can apply for it. That is, 10 years later.

The version can still be received. Right.

2。The social assistance situation is more complicated, there are many kinds of benefits, and the policies are constantly changing, some Chinese immigration agents specialize in this, you can consult with them and choose the right one to apply. But for the elderly who have just arrived, I am afraid there are not many ways, and after living for 2 years, there will be some benefits that can be applied.

3。Finding a job depends on your situation (body, ability, willingness, etc.). As long as the employer is willing to hire him, there is no working age limit here.

If you can speak English and drive, there are still a lot of job opportunities, and I have seen many examples around me, such as cleaning, delivering newspapers, and being a nurse. As long as they are willing to endure hardships, even the elderly can earn a lot of money, and they can pay for the mortgage. However, if you want to do it back home, if your English is not very good, I am afraid that the chances are very small.

If it is only for short-term recuperation, you can apply for a tourist visa, a multiple-entry visa for 2-5 years in New Zealand, and a single stay of 1-3 months.

If you want to stay longer, you will need a legal visa for a longer period of time to stay. For example, an immigration visa allows you to live in New Zealand for a long time and enjoy the legal rights and interests of New Zealand residents.

Here are just a few ways you can immigrate to New Zealand.

1. Skilled Migration.

1.Age requirement: under 55 years old;

2.Language requirements: IELTS overall score is not less than (either A or G is acceptable, and the equivalent PTE, TOEFL, FCE and OET scores are also recognized, and the results are valid for 2 years);

3.Recognition of academic qualifications: NZQA academic recognition (some academic qualifications can be exempted from certification);

4.Health conduct: physical examination and notarization of no criminal record;

5.Invitation Score: Get an EOI invitation (160 points).

2. Reunited immigrants.

1.Husband and wife reunion.

2.Child reunification.

3. Investment immigration.

1.English requirement: 3 by IELTS.

2.Reduced investment: S$10 million without English requirement, S$1.5 million with English requirement.

3.Investment direction: You can invest in bonds, buy and real estate development and other options.

4.Age: Under 65 years old, there is no age limit for the S$10 million investment category.

4. Entrepreneurial immigration.

1 Pass the New Zealand Entrepreneur Immigration Scoring Chart with 120 points;

2 Have an average IELTS score of 4;

3. Have certain business experience (more than 1 year);

4. Proof that there is a certain amount of money that can be transferred to New Zealand for business and living expenses;

5. Invest at least NZ$100,000 to start a business in New Zealand;

6. Provide a detailed plan for investing in New Zealand;

7 Unmarried, full-time, unworking children under the age of 20 may be included in the application.

The above ways to immigrate to New Zealand can legally retire in New Zealand, enjoy the unique natural environment, and enjoy the rights and interests of New Zealand residents.