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Anonymous users2024-02-07Write very clearly, pay 5w to return the cash value you wrote, this seems to be lifelong, you have to keep paying, when to return the loss is great, the personal insurance salesman can't believe it, it's all false sales. It's sad.
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Anonymous users2024-02-06Now the surrender of the policy is about half of the loss of principal, and the cash value table of the contract has detailed reference data! Call the customer service center for details!
According to the provisions of China's insurance law, the salesman should explain the surrender and income in detail when the customer handles it at that time, otherwise it is a phenomenon of misleading customers in violation of regulations and will be terminated by the company!
Surrender: The policyholder can bring his ID card, insurance policy, and savings card to the counter to fill in the surrender application!
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Anonymous users2024-02-05If you surrender the policy now, you should deduct one-third of the premium. But this product should be delivered for ten years, you see how many years the contract is.
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Anonymous users2024-02-04The payment period can't be lifelong, you ask, it should be wrong. Also, the longer this kind of thing lasts, the greater the profit, and it is best not to surrender the policy. Also, he told you that you can withdraw money (3 4k), if you withdraw it, it means that the principal you have saved is less, and the interest in the future will be less.
Go ahead and ask.
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Anonymous users2024-02-03The payment period is for life??? Are you sure??? It shouldn't be possible, I'm also an insurance company, I've never seen such a product, I suggest you make a ** complaint.
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Anonymous users2024-02-02The deadline is 5000??? Only 10,000 ......How does this insurance work!! Only 1000 for serious illness?? Or is it a lifetime fee?? Isn't it wrong.
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Anonymous users2024-02-01Ping An's wisdom to win life is the universal insurance in the mouth of Ping An salesman, which is a super big **!
Your parents are so old, it makes almost no sense to pay such a small amount of money to buy this insurance!
The two insurances you buy yourself are both financial management insurance, and the protection function is very small.
Not even the most basic accident insurance and critical illness! There is no sense of protection.
Surrender is not cost-effective, it is better to increase the sum insured!
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Anonymous users2024-01-31Detailed planning and planning are required before the purchase of life insurance. The policyholder (insured) will suffer a lot of losses if you surrender the policy in the middle of the policy, you pay 12,000 yuan a year for 5 years, and you surrender the policy in the second year It is estimated that the refund will be less than 5,000 yuan. Whether to continue or surrender depends on your financial affordability.
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Anonymous users2024-01-30Keep paying, there is a loss in surrendering
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