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I went to the bank to open an online bank, and I opened an Alipay card of CCB and opened an online banking hope.
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Direct online opening, only simple operation functions, only directly on the bank counter, can open the specific online payment function.
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You need to apply for a third-party payment interface.
The third-party payment platform provides a series of application interface programs, integrates a variety of bank card payment methods into one interface, and is responsible for the docking with the bank in transaction settlement, making online shopping faster and more convenient. Consumers and merchants do not need to open different accounts in different banks, which can help consumers reduce the cost of online shopping and help merchants reduce operating costs; At the same time, it can also help banks save on gateway development costs and bring certain potential profits to banks.
Merchant Registration. Step 1: Register. Log in to the third-party payment platform you want to register and follow the platform prompts to register. If you encounter any problems during registration, you must contact the third-party payment platform in time, and the general customer service is 7*24 hours**.
Step 2: Review. After the data is submitted, it takes time for the platform to review, and the review time may vary from one day to one week for different platforms.
The method of notification is usually to notify the registrant by email or mobile phone. Taking Zhipay as an example, if the information is complete, the review can be completed within 1-3 working days, and the audit results will be sent by email.
**Record. Third-party payment platform ** filing generally refers to ICP filing. The so-called ICP filing refers to all enterprises, institutions and individuals engaged in non-commercial Internet information services shall apply to the competent departments of the information industry of provinces, autonomous regions and municipalities directly under the Central Government for filing procedures, and those who fail to file within the time limit will be closed.
There is one thing to note when filing with an ICP. This access provider can be a ** domain name service provider, and the third-party payment is not an access provider, and is not responsible for handling customer filing issues. For more information, please refer to the following figure for the ICP filing process
**Enroll. After the filing is completed, it is time for the final step of the third-party payment platform contract preparation process - registration. However, there are also a lot to be aware of when registering.
1. There must be an independent company that has been built, and the content of the goods or services operated is clear and complete;
2. It is necessary to ensure that the submitted materials are true and legitimate, and the third-party payment platform will conduct a qualification review of the merchant information after the application is submitted;
3. Some products and third-party payment interface cooperation need to be recorded;
4. Login class** needs to provide test and password for test and review;
The entry of the third-party payment platform can be applied in the name of individual merchants or registered companies.
Log in to the official website of ** company, find the online account opening, click on the prompts to open an account. However, it is necessary to prepare the ID card and bank card in advance, and confirm the identity of the account holder with ** and voice when opening an account. You can also open an account with a mobile phone, and the procedures are similar. >>>More
Enter the payment password, pay attention, it is best not to be the same as the login password of QQ, enter it according to the prompts below, name, ID card to use the real one; And go to the mailbox for authentication (the system will send you a message at this time) 4Save the settings, go to open online banking and bring your ID card to the business counter of the bank where you hold the bank card to sign the payment contract, and then transfer the money in the bank card to Tenpay 5Paipai online shopping or charging mobile phone bills, as long as 10 yuan, [t], blue [pat] and colored diamonds will be bright Friendly reminder: >>>More
2. Different from "scan code payment", non-inductive payment goes further, using the form of "license plate payment", which requires binding the online fund account with the license plate in advance, and the camera recognizes the license plate number when the vehicle passes through the toll station, and automatically deducts the fee from the corresponding account, and does not need to take out cash change in the whole process, nor does it need to take out the mobile phone to scan the code.
There are generally two ways to open online banking: 1. Log in to the bank** self-service registration, but only have the query function. 2. I bring my valid ID card and bank card to the bank counter for processing, and I can open the external payment transfer function and e-commerce function.
If you are a QQ member, then it is best, you can light up one more"book"!Just get on ** and get it for free! ) 2.If you are not a member of QQ, you have to become a VIP member of the book, and you can open it in 5QB months, official**. >>>More