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In 2006, the "Opinions on the Reform and Development of the Insurance Industry", referred to as the "National Ten Articles", was promulgated, which played an important role in promoting and improving China's insurance industry. In November 2008, in order to resist the adverse impact of the international economic environment on China, Premier Wen Jiabao presided over an executive meeting, which determined that ten measures to expand domestic demand were introduced, referred to as the National Ten Articles. In 2010, in order to resolutely curb the excessively fast housing prices in some cities, the "Notice on Resolutely Curbing the Excessively Fast Housing Prices in Some Cities" was issued, referred to as the "New Ten Articles".
Directory. Introduction to the reform and development of the insurance industry.
Fully understand the importance of speeding up the reform and development of the insurance industry.
Speed up the reform and development of the insurance industry.
Actively and steadily promote the pilot.
Improve the multi-level social security system.
Develop liability insurance and improve the guarantee and emergency response mechanism.
Promote independent innovation and improve service levels.
Improve the level of use of insurance funds.
Deepen institutional reform and raise the level of opening up.
Strengthen and improve supervision and prevent and resolve risks.
Improve laws and policies to create a good environment for development.
The real estate industry in 2008 of the national ten.
2008 National Ten Articles.
In 2010, the new national ten.
In 2010, the new national ten contents.
Introduction to the reform and development of the insurance industry.
Fully understand the importance of speeding up the reform and development of the insurance industry.
Speed up the reform and development of the insurance industry.
Actively and steadily promote the pilot.
Improve the multi-level social security system.
Develop liability insurance and improve the guarantee and emergency response mechanism.
Promote independent innovation and improve service levels.
Improve the level of use of insurance funds.
Deepen institutional reform and raise the level of opening up.
Strengthen and improve supervision and prevent and resolve risks.
Improve laws and policies to create a good environment for development.
The real estate industry in 2008 of the national ten.
2008 National Ten Articles.
In 2010, the new national ten.
In 2010, the new national ten contents.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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Categories: Business Banking >> Insurance.
Description: Article 10 also leaves huge space for broadening the investment channels of insurance funds, and relevant policies include gradually increasing the proportion of insurance funds entering the market, supporting insurance funds to invest in overseas markets, investing in asset-based, real estate and venture capital enterprises, and encouraging insurance funds to participate in commercial banks. ”
Is the insurance company eligible to set up a commercial bank?
Analysis: Yes But there have been some policy hurdles in the past, which have been or are currently changing.
Article 12 of the Commercial Bank Law, which was amended at the end of 03, does not prohibit insurance companies from establishing commercial banks.
However, Article 11 of the law stipulates that the establishment of a commercial bank shall be subject to the examination and approval of the banking regulatory authority. However, in the past, this kind of examination and approval system for departmental management made it more difficult for insurance institutions to set up commercial banks under the "separate operation" system. See.
In addition, the China Insurance Regulatory Commission (CIRC) also issued the Notice on Insurance Institutions' Investment in the Equity of Commercial Banks (Bao Jian Fa 2006 No. 98), which made more detailed provisions on insurance companies' shareholding in commercial banks.
In fact, it is not surprising that insurance companies have invested in commercial banks, and insurance institutions such as Ping An Insurance and Chinese Life have participated in and controlled a number of commercial banks in recent years. According to Trustlaws, Ping An Insurance has acquired the equity of Shenzhen Commercial Bank, and Chinese Life is involved in the acquisition and share reform of Guangdong Development Bank and Agricultural Bank.
In the past, there were cases of insurance companies "curve" (such as Ping An Insurance using its trust company to acquire Fujian Asia Bank, thus forming the current Ping An Bank) to take a stake in commercial banks.
According to the analysis of Trustlaws, with the more and more relaxed policies, the mutual shareholding between insurance companies and commercial banks has become the proper meaning of comprehensive operation (financial mixed industry).
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In 2006, the "Opinions on the Reform and Development of the Insurance Industry", referred to as the "National Ten Articles", was promulgated, which played an important role in promoting and improving China's insurance industry. In November 2008, in order to resist the adverse impact of the international economic environment on China, Premier Wen Jiabao presided over an executive meeting, which determined that ten measures to expand domestic demand were introduced, referred to as the National Ten Articles. In 2010, in order to resolutely curb the excessive shortage of housing prices in some cities, the "Notice on Resolutely Curbing the Excessive Housing Prices in Some Cities" was issued, referred to as the "Ten Articles of the New Country".
Directory. Introduction to the reform and development of the insurance industry.
Fully understand the importance of speeding up the reform and development of the insurance industry.
Speed up the reform and development of the insurance industry.
Actively and steadily promote the pilot.
Improve the multi-level social security system.
Develop liability insurance and improve the guarantee and emergency response mechanism.
Promote independent innovation and improve service levels.
Improve the level of use of insurance funds.
Deepen institutional reform and raise the level of opening up.
Strengthen and improve supervision and prevent and resolve risks.
Improve laws and policies to create a good environment for development.
The real estate industry was attacked by the state in 2008.
2008 National Ten Articles.
In 2010, the new national ten.
In 2010, the new national ten contents.
A brief introduction to the reform and development of the insurance industry.
Fully understand the importance of speeding up the reform and development of the insurance industry.
Speed up the reform and development of the insurance industry.
Actively and steadily promote the pilot.
Improve the multi-level social security system.
Develop liability insurance and improve the guarantee and emergency response mechanism.
Promote independent innovation and improve service levels.
Improve the level of use of insurance funds.
Deepen institutional reform and raise the level of opening up.
Strengthen and improve supervision and prevent and resolve risks.
Improve laws and policies to create a good environment for development.
The real estate industry in 2008 of the national ten.
2008 National Ten Articles.
In 2010, the new national ten.
In 2010, the new national ten contents.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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Legal Analysis: Make commercial insurance an important pillar of the social security system. Commercial insurance should gradually become the main bearer of individual and family commercial security plans, an important provider of enterprise-initiated old-age health security plans, and an active participant in the market-oriented operation of social insurance.
Support qualified enterprises to establish commercial pension health security plans. Support insurance institutions to vigorously expand enterprise annuity and other businesses. Give full play to the supplementary role of commercial insurance in basic pension and medical insurance.
Legal basis: Several Opinions on Accelerating the Development of the Modern Insurance Service Industry" Article 7 The use of insurance mechanisms to innovate the way public services are provided. ** By purchasing services from commercial insurance companies, we will make full use of market-oriented mechanisms in the field of public services, and actively explore and promote qualified commercial insurance institutions to carry out various pension and medical insurance handling services, so as to improve the efficiency of social management.
In accordance with the requirements of comprehensively carrying out serious illness insurance for urban and rural residents, we will do a good job in entrusting the contractor, continuously improve the operation mechanism, and improve the level of protection. Encourage the development of new businesses such as public security insurance and community comprehensive insurance. Support insurance institutions to participate in the integration of the security service industry chain by means of equity investment and strategic cooperation.
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The "Several Opinions on Accelerating the Development of the Modern Insurance Service Industry" (hereinafter referred to as the "Opinions") was issued, which clarified the overall requirements, key tasks and policy measures for the development of the insurance industry for a long period of time in the future, and proposed that by 2020, the modern insurance service industry with comprehensive protection, perfect functions, safety and stability, integrity and standardization, strong service capabilities, innovation capabilities and international competitiveness, and China's economic and social development needs will be basically built, and efforts will be made to transform from a big insurance country to an insurance power.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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