What taxes do you need to pay to buy a residential commercial house 10

1. Deed tax. 1. 3% for ordinary houses with less than 140 square meters and 3% for non-ordinary houses with the total amount of housing payment. Usually, the deed tax is paid along with the down payment, and the developer collects it on behalf of the developer. Pay the relevant fees, and the developer will issue an official invoice for the purchase of the house.

2. Stamp duty: It is paid directly at the time of signing the contract, and the total house payment is generally paid together with the down payment, so as to facilitate the developer to handle the contract registration and real estate certificate in a unified manner.

3 Bank Mortgage FeesIf you apply for a mortgage loan, the second set of fees to be paid when signing the contract is the bank mortgage fee, and the charging items of commercial loans are slightly different from bank to bank.

a.Mortgage registration fee: 80 yuan for households.

b.Stamp duty on warrants: 5 yuan per household.

c.Insurance premium: property insurance premium = total housing payment annual rate years coefficient.

The insurance premium is paid in one go. (The insurance rates are roughly 1 5 years, 6 10 years, 11 15 years, 16 20 years, and more than 20 years.)

2. Housing maintenance**.

1.Overhaul**: 2%-3% of the purchase price is for the maintenance of public facilities and common equipment (involving common parts of the house such as exterior walls, roofs, sewers, water pipes, etc.).

At present, the charging method implemented in Chongqing is: a excluding elevators: 2% of the total room price b including elevators:

3% of the total housing payment C Part of the pilot real estate is charged at 50 60 yuan m2 The developer or property company must open an account in the bank designated by the local housing authority, and the buyer can deposit it by himself. Generally speaking, when the buyer receives the keys and checks in, the developer will collect the funds for the repair of the house.

3. The property management fee shall be calculated from the date of receipt of the house from the date of acceptance of the house by the buyer[1]. If the purchaser does not take possession of the property without justifiable reasons after the developer issues the notice of occupancy, the property management fee can be calculated from one month after the notice of occupancy is issued. Generally, it is paid for three months in advance.

Property management fees shall be paid for houses that have not been lived in by the property owner for a long time or vacant houses that have not been sold by the developer.

Fourth, the ownership registration fee of 80 yuan The ownership registration fee is the cost of applying for the real estate certificate.

5. Transaction fees.

1 Residential floor area x 3 yuan

2 Non-residential floor area x 11 yuan

Developers are required to buy deed tax, home repairs**.

Second-hand housing is not clear.

Buying a house in our life is a very important thing, and the number of times people buy a house in their life is limited, so we must be cautious when buying a house to avoid damage to property. So what are the taxes and fees to be paid for buying a commercial house? There are mainly these four types of taxes.

What are the taxes and fees to be paid when buying a commercial house?

1. Deed tax: Deed tax refers to a one-time tax levied on the new owner (property right bearer) on the contract signed by the parties at a certain percentage of the house price when the ownership of the house changes. It is a special tax levied on changes in real estate property rights.

The deed tax rate is more or less defined by the local city, and is generally divided into two types: ordinary residential and non-ordinary residential property.

2. Contract stamp duty: The contract stamp duty is paid directly when the contract is signed, and the total housing payment is generally paid together with the down payment, so that the developer can handle the contract registration and make the real estate certificate in a unified manner. However, at present, in the purchase of residential houses, the contract stamp duty is temporarily exempted, so we do not need to pay this part of the tax for buyers who buy a house.

3. Housing maintenance: maintenance refers to the overhaul, renewal and transformation of residential public parts and public facilities and equipment after the expiration of the warranty period for commercial housing and public housing. Therefore, from the perspective of the maintenance guarantee of common parts and facilities and equipment, maintenance ** can be said to be the "pension" of the house.

Overhauls** are generally 2%-3% of the purchase price.

4. Property right registration fee: The ownership registration fee is the cost of applying for the real estate certificate. The property right registration fee is charged on the house, which is collected according to the current fixed rate of the value of the house, the fixed rate or fixed amount of the building area, and the fixed amount of the house, etc., and is uniformly standardized to be charged according to the set.

At present, the deed tax, individual income tax, business tax per mu of infiltration, and the most important tax. Ordinary housing for five years: deed tax, 1% individual income tax.

Ordinary housing less than five years old: deed tax, individual income tax, business tax. Affordable housing costs an additional 10%.

Relocation housing is plus 3%.

Article 86 of the Measures for Housing Registration Where the ownership of a house is transferred in accordance with the law, and an application for registration of the transfer of ownership of a house is made, the following materials shall be submitted: (1) An application for registration; (2) Proof of the applicant's identity; (3) Certificate of ownership of the house; (4) Proof of the right to use the homestead or the right to use the land collectively owned; (5) Materials proving that the ownership of the house has been transferred; (6) Other necessary materials. Those who apply for registration of the transfer of ownership of villagers' houses shall also submit supporting materials for the transfer of ownership of the rural collective economic organizations.

Where a rural collective economic organization applies for registration of the transfer of ownership of a house, it shall also submit supporting materials with the consent of the villagers' meeting or the authorization of the villagers' meeting and the consent of the villagers' representative meeting.

Legal analysis: The taxes that need to be paid to buy commercial housing are: business tax, individual income tax, deed tax, land increase and merger tax, stamp duty, urban construction and maintenance tax and education fee surcharge, registration fee, if the applicant is an individual, it will be charged at 50 yuan per certificate; If the applicant is a unit, it will be charged at 80 yuan per certificate.

Commercial housing is a unified design by real estate developers, and after being built in batches, it is a house that is used as a commodity, usually as a residential residence. Commercial houses generally have complete supporting facilities, such as water supply and power supply, greening, parking spaces, etc. It is composed of costs, taxes, profits, collection fees, location, level, orientation, quality, material price difference, etc.

Commercial housing emerged in China in the 80s, it refers to the real estate development companies with business qualifications (including foreign-invested enterprises) through the transfer of land use rights after the operation of the house, all according to the market price**. It is composed of costs, taxes, profits, collection fees, location, level, orientation, quality, material price difference, etc.

In addition, from the perspective of legal support, commercial housing refers to all kinds of commercial housing that can be freely traded in the market in accordance with laws, regulations and relevant regulations, and is not restricted by the first policy, including newly built commercial housing, second-hand housing (stock housing), etc. According to the different sales objects, commercial housing can be distributed into two types: export commercial housing and domestic commercial housing.

Legal basis: Article 2 of the Provisional Regulations of the People's Republic of China on Real Estate Tax shall be paid by the property owner. If the property rights belong to the whole people, they shall be paid by the units that operate and manage them.

If the property rights are pawned, the pawn shall pay them. If the property owner or the pawn is not located in the place where the property is located, or if the property right is not determined and the lease dispute is not resolved, the real estate custodian or user shall pay the fee. The property owners, business management units, pawns, real estate custodians or users listed in the preceding paragraph are collectively referred to as taxpayers.

1. Deed tax: 4% for ordinary residential, commercial or apartment; The standard of residential housing is 3% or 1% of the total price of the house, and the specific proportion of each set of payment shall be determined according to the buyer's purchase time, purchase unit price, purchase area, whether the first purchase is purchased and other factors; Non-residential houses are charged at 3% of the total price of the house.

2. Business tax: the general buyer of the total house price bears, if the seller has one less house and has lived in it for more than five years, there is no such tax); If there is business tax, it will also be accompanied by urban construction tax (business tax * 7%), additional (business tax * 3%), business tax * 1%); Individual income tax: of the total housing payment;

3. Land transfer fee: 1% of the total house price (paid when buying a house or similar to such a house, and only paid once, and you sell the house later, the buyer no longer needs to pay); Stamp duty: 5/10,000 of the total room price; Transaction Fees:

The number of square meters * 3 (both the buyer and the seller must pay, and the number of Wang Fan rebates is equal); The cost of the property right certificate: about 80 yuan. It doesn't have to be this number;

4. The cost of other warrants: about 80 yuan (the cost of the loan); Mortgage registration fee: according to the condition of the bank; You need to pay an insurance premium to buy a house:

1. What should I pay attention to when buying a house?

1. Buy an existing house or a quasi-existing house as much as possible.

In this way, many risks can be avoided, such as: the height of the window sill, the net height is too low, the balcony design is unreasonable, the house is too small, the plumbing equipment layer, the house is unfinished, indoor harmful gases, changing the structure of the house, cracks and other surface quality problems.

2. Don't ignore the shared area.

When we buy a house, the shared area must not be ignored, pay attention to see whether it is reasonable, generally multi-storey residential areas are less, high-rise residential buildings due to the impact of elevators and other aspects, the shared area is more. Multi-layer at 11%? Between 16% of the car returns, and the high-rise is generally at 18%?

26% between.

3. Sign the contract in one step.

Strive to sign the contract directly in one step, do not pay a deposit, do not sign a subscription, etc., otherwise, it is easy to be passive and restricted. The performance period, liability for breach of contract, compensation for breach of contract, etc., should be clearly defined in the contract, so as to avoid delays in delivery caused by the developer due to funds or other reasons, and avoid disputes when making payments.

4. Write the commitment into the supplementary agreement.

Write the developer's commitment in the brochure or advertisement into the supplementary agreement. If the developer does not agree to write, prepare a small tape recorder in advance to record the developer's verbal promise.

5. Make a property management agreement.

At the same time as signing the contract, you must sign a property management agreement to prevent changes in the property management fee (price increase, etc.) at the time of check-in.

Buying a house is a major event faced by every family in contemporary China, from choosing a house to finally buying a house, and handling the transfer of ownership requires great energy. Sometimes, after choosing a house you like, you will take the way of paying a part of the deposit first, so it is very necessary for buyers to understand how to pay a deposit before buying a house.

The taxes to be paid for the purchase of commercial housing are: 1. Deed tax: 4% for ordinary residences, commercial and residential properties or apartments, and 1% for the first purchase of 90 square meters and ordinary housing contracts; 2. Maintenance**:

Residential maintenance ** is deposited according to the 2% standard, non-residential maintenance ** is deposited according to the 1% standard, and the deposit standard of commercial residential maintenance ** is: brick-concrete structure house - 49 yuan square meters, elevator frame structure house - 55 yuan square meter, elevator 14-storey (including 14 floors) frame structure house 61 square meters, elevator 15-storey (including 15 floors) frame structure house 73 yuan square meter; 3. Stamp duty: 5/10,000 of the total house price.

In addition, you will also need to pay the initial gas installation fee, decoration deposit, garbage removal freight, etc. Article 86 of the "Housing Registration Measures" If the ownership of a house is transferred in accordance with the law, and the application for registration of the transfer of ownership of the house is registered, the following materials shall be submitted: (1) The application for registration is in a letter; (2) Proof of the applicant's identity; (3) Certificate of ownership of the house; (4) Proof of the right to use the homestead or the right to use the land collectively owned; (5) Materials proving that the ownership of the house has been transferred; (6) Other necessary materials.

Zhisuna shall also submit proof of the consent of the rural collective economic organization to the transfer of ownership of villagers' houses when applying for registration of the transfer of ownership of villagers' houses. Where a rural collective economic organization applies for registration of the transfer of ownership of a house, it shall also submit supporting materials with the consent of the villagers' meeting or the authorization of the villagers' meeting and the consent of the villagers' representative meeting.