How do you look at the amount of money that China CITIC Bank s dream has come true?

After successfully applying for CITIC Dream Gold business, cardholders can choose the starting amount and installment period of a single transaction of CITIC Dream Gold, which can be 2,000 yuan, 5,000 yuan, 10,000 yuan and 20,000 yuan for a single transaction, and the number of installment periods can be 3, 6, 12, 24 and 36.

After the cardholder reaches the initial installment amount, the eligible consumption will be automatically paid in installments, and the cardholder will pay the corresponding handling fee, and then repay the principal in equal amounts according to the number of installments, and the cardholder can enjoy the installment repayment service.

Note: CITIC Dream Gold can be used for training, home improvement, car purchase, wedding, travel and other consumption, but cannot be used for investment consumption.

CITIC Dream Gold needs to be consumed by credit card, and it is consumed through POS machines.

There is a certain time limit for the amount of CITIC Dream Fulfillment, which is valid for 30 days, and cardholders must activate it in the same month when they use CITIC Dream Cash, otherwise the amount of money will disappear.

The amount of CITIC dream is what cardholders pay more attention to, what is the amount of money to realize the dream?

The amount of CITIC dreams is relatively high, if the cardholder is a CITIC credit card.

The amount is 10,000 yuan, so there may be a dream amount of 70,000 or 80,000 yuan, and the upper limit of CITIC dream amount is 300,000, which is relatively high.

What is the interest rate of CITIC Dream Gold?

The interest rate of CITIC Dream Gold is that the more installments, the higher the interest generated; If 36 installments are made, the resulting rate is 27%.

What does CITIC Bank mean when it comes to dreaming of gold?

It is equivalent to a small loan, such as your CITIC credit card limit of 5,000, if you have the qualification of dream gold, then you can use a loan of 10,000 yuan, but this ten thousand five is the longest 12 months to the bank to repay, the condition is that first of all, you must have a new CITIC credit card, frequent card swiping, long time with the card, and good records, full repayment on time every month, depending on whether there is a dream gold qualification, the easiest way is to log in to the CITIC credit card software card space, there is a high installment in it, this is the dream gold, you apply, whether you are eligibleand know in 30 seconds.

CITIC Credit Card "Dream Gold" product is a consumption installment service provided for CITIC Bank credit card holders who can automatically make a single purchase at a designated type of merchant within a certain period of time when the initial installment amount reaches the initial installment amount.

Cardholders can apply for the "Dream Gold" product through the official channel opened by the China CITIC Bank Credit Card Center, and the "Dream Gold" product can only be applied for by the principal cardholder of China CITIC Bank Credit Card.

Precautions. 1. When applying for the "Dream Gold" product, the cardholder needs to select the credit card account, the initial installment amount, the number of installment periods, etc. within the scope provided by the card center.

2. The initial installment amount is the starting amount for the cardholder's single consumption installment, which is divided into 6 levels: 500 yuan, 1000 yuan, 2000 yuan, 5000 yuan, 10000 yuan, and 20000 yuan (all of the above are RMB).

Any single purchase amount that reaches the initial installment amount selected by the cardholder and meets the conditions agreed in these Terms and Conditions will be automatically processed in installment, but if the single purchase amount does not reach the initial installment amount or does not meet the conditions agreed in these Terms and Conditions, the installment will not be processed automatically.

Don't activate it.

This is the automatic instalment of large consumer credit. This limit is not actually a credit card limit, but an installment loan limit.

2. What is Dream Gold like?

CITIC Dream Gold is a kind of high-value installment, with a fixed interest rate, you can set the installment amount, and when a single consumption exceeds the set amount, it will be automatically installed. After the application is approved, the cardholder must swipe the card within the validity period, and if the validity period is 1 month, the application can be continued in the next month. Repay the loan in the selected instalment, or you can repay it early.

It should be noted that:

1. During the installment period, Dream Gold will occupy the credit limit of the cardholder's credit card, which cannot be recycled and will gradually decrease with monthly repayment.

2. The installment amount and validity period of Dream Gold will be adjusted according to the changes in the cardholder's card use and credit status, and are not fixed. My Dream Gold is valid for 1 month.

3. Dream money cannot be used for real estate, finance, public hospitals, gambling, and pre-authorized consumption.

4. The amount and number of installments that have been credited to the account cannot be changed, and the consumption that has been paid in installments cannot be re-instaled. If a purchase is returned, the instalment of the purchase will not be cancelled.

Fourth, the charging standard of Dream Gold.

The monthly interest rate of Dream Gold is unchanged regardless of the number of installments.

5. How to repay the dream money?

The monthly principal apportionment and handling fee are credited to the monthly credit card bill, and the cardholder can repay the loan in advance, and if the handling fee is paid in one lump sum, the early repayment will not be refunded, and if the handling fee is paid in installments, in addition to the non-refundable amount that has been submitted to the statement, 3% of the remaining unpaid principal will be charged as liquidated damages.

If you don't use the dream money, you must cancel it in time, otherwise if you spend more than the set threshold amount in the later stage, you will automatically incur a handling fee in installments. Some cardholders didn't understand the rules, and they tore up with the customer service and refunded the handling fee, which is a relatively fortunate situation. Everyone still sees the rules clearly when using Dream Gold, and it is safer to follow the rules.

This pit is here, and whether you jump or not depends on your own financial situation.

In this way, you can only pay 300,000 yuan to realize your dream by operating a CITIC Bank credit card? Card God Explains: CITIC Dream Gold 1Wei Zhuang explained the lesson: the details of the 300,000 dream gold of the CITIC Bank credit card and the fast dream gold.

Dream gold has made 36 months installments, and now it's been 5 years, and the credit card 2 sheep is useless, and now it's more and more! I also complained, called the police, it was useless, what should I do.

CITIC Bank Credit Card Dream Gold Product is prepared by CITIC for you to spend large amounts of credit card within the total credit line of your credit card, and you can give priority to using the temporary limit and enjoy automatic installment when you spend on training, home improvement, car purchase, wedding, travel, etc. After the installment is automatically completed, the temporary quota of the Dream Gold Installment will not be used in transactions such as real estate, finance, public hospitals, services, pre-authorization, and gambling.

The "Dream Gold" product can only be applied for by the principal cardholder of China CITIC Bank credit card. Cardholders can apply for "Dream Gold" products through the official channels set up by the card center, including but not limited to customer service**, mobile card space, official**, official WeChat, SMS marketing, **sales, etc. The card issuing center has the right to decide whether to approve the cardholder's application based on the cardholder's credit status and card usage at the time of application.

The actual installment amount, initial installment amount, and number of installment periods of the "Dream Gold" product applied by the cardholder are subject to the final approval result of the card center. The actual installment amount of the "Dream Gold" product includes the fixed quota of the cardholder and the special temporary quota of the installment. Among them, the special temporary quota for installment refers to the one-time temporary quota granted to the cardholder after review and approval by the cardholder for the purpose of handling installment business, which will be updated by the cardholder after re-evaluating the cardholder's credit standing and card usage on each billing day.

Hello, I am glad to serve you and give you the following answers: The CITIC Dream Golden Cover Shortage Quota can be queried on the official website of CITIC Bank, and can also be queried on the CITIC Bank APP. If a problem occurs, it can be solved by following the steps below

1.First of all, log in to the official website or app of China CITIC Bank, enter "My Account", and check the account balance. 2.If the amount of the dream is not displayed, you can click "Dream Gold" to view the amount of the dream. 3.

If you still can't check it, you can contact China CITIC Bank customer service and ask relevant questions. Personal tips: When inquiring about the amount of CITIC Dream, you should carefully check the account balance to ensure that the account balance is correct, and if you have any questions, you can contact customer service in time to solve the problem in time.

China CITIC Bank's Dream Gold is a loan product specially launched by China CITIC Bank to meet the cardholders' large consumption needs, so the Dream Gold itself has a relatively independent credit limit and will not occupy the permanent credit limit of the cardholder.

However, if the cardholder's spending amount (including single consumption amount and cumulative consumption amount) exceeds the amount of the cardholder's dream redemption amount after activating the Dream Grant, China CITIC Bank will start to use the cardholder's credit card permanent limit. If the cardholder does not wish to use the permanent limit of their credit card, they only need to call the customer service of China CITIC Bank** after using the Dream Credit** to apply for the closure of the Dream Credit.

In order to increase the permanent limit of their credit card, cardholders should avoid the following behaviors when using their credit card:

1) Use your credit card frequently to withdraw cash. Since credit card cash withdrawals require higher interest payments to banks, cardholders do not withdraw cash often under normal circumstances. If the cardholder withdraws cash frequently, the bank will think that there is something wrong with the cardholder's financial situation.

2) Use a credit card to cash out. Since banks do not receive interest income on these cash when using credit cards to cash out, banks have a low tolerance for credit card cash.

1. After the amount of dream money is stimulated in the current month, if you want to use it, you must activate it in the same month, if you don't activate the use of the bill, the amount of the dream will disappear, even if it is not activated, it will disappear.

2. In addition, after the bill date, the quota will be stimulated again according to the consumption of the month, and according to the consumption of the month, the amount will be more or less, and the dynamic evaluation is not good, and the quota will not be stimulated. Eligible customers can activate the Dream Redemption Fund through credit card online banking before consumption, and they can get 2 times the exclusive installment quota in 1 minute at the earliest, and the eligible transactions will be automatically installmented according to the appointment after consumption.

Summary. Dear, hello, the application process of China CITIC Bank Dream Fund is as follows:

2. Open the dynamic card space and register and log in;

3. After logging in, click "Finance" at the bottom of the screen;

4. After entering, click "Apply Now" under "High Installment" to enter the application page of CITIC Dream Gold;

5. Click "Apply for Activation" to enter the page and you can see the quota that can be applied for activation;

6. After selecting the installment amount and number of installments, click "Apply for Activation" below to complete the application.

How to apply for the dream fund of China CITIC Bank.

Hello dear, I'm sorting out the answer for you, it takes a little time to sort out the answer, dear, please be patient for a while, thank you!

Dear, hello, the application process of China CITIC Bank Dream Fund is as follows:

2. Open the dynamic card space and register and log in;

3. After logging in, click "Finance" at the bottom of the screen;

4. After entering, click "Apply Now" under "High Installment" to enter the application page of CITIC Dream Gold;

5. Click "Apply for Activation" to enter the page and you can see the quota that can be applied for activation;

6. After selecting the installment amount and number of installments, click "Apply for Activation" below to complete the application.

Content Expansion: Dream Gold Processing Conditions: Stable work, holding a credit card of China CITIC Bank for more than 6 months, and good card use and repayment records during the period, the bank will grant the exclusive quota of Dream Gold to qualified high-quality customers from time to time, and notify the customer through various forms without any information application.

Friendly addition: The applicable consumption categories of China CITIC Bank Dream Gold are: 1) training (such as MBA, English, dance, early childhood education, etc.); 2) Home decoration (new house decoration, furniture addition); 3) Buying a car (new car, used car); 4) Wedding (wedding photography, rings, banquets); 5) Travel (domestic and overseas travel); 6) Department stores (jewelry, electrical appliances, luxury goods, brand-name clothing); 7) Other fees and restricted consumption.