How to look at Ping An Bank s personal credit report 5

There are two ways to check personal credit:

Offline inquiry: I go to the counter of the local bank with a valid ID card to inquire (some banks also have outlets that can check credit information);

Online inquiry: Inquiries can be made through the People's Bank of China Credit Information Center - Personal Credit Information Service Platform,**:

The operation is as follows: 1. Identity verification: Users can obtain verification results in real time by selecting the verification method of bank card, digital certificate or mobile financial IC card; The easiest way to verify is to choose a bank card, which can be a debit card or a credit card.

2. Submit an inquiry application: The platform provides three products and services: personal credit information prompt, personal credit information summary and personal credit report.

Personal credit information reminder reminds registered users in a sentence whether they have overdue records in the personal credit reporting system for the last 5 years;

The Personal Credit Information Summary presents a summary of the personal credit status of registered users, including aggregate information of credit history, public records, and inquiry records;

The personal credit report shows the basic information of the registered user's personal credit information, including the detailed information of the credit history, some public records and inquiry records.

3. Obtain the query result: After the credit information product is processed (generally on the second day after the inquiry application is successfully submitted), the platform will send a text message containing the authentication code to the user, and the user can log in to the platform to view the query result with the authentication code within 7 days of receiving the authentication code.

Note: Because you need to verify your bank card information to check your credit, if you have not had any contact with the bank for credit business (such as loans or credit cards, etc.), it will be blank in the credit information system and you will not be able to register.

Ping An car owner loan] can get a loan if you have a car, up to 500,000.

The credit report should be read by the People's Bank of China, take a copy of the ID card, and tell him to print the personal credit report.

There is no unified standard for how much to pass the credit score, and the general bank is reviewing the hail credit of the individual in the Zen cave.

When recording, the security level of the credit score of individual He Fan people is divided into five levels, which are normal, concern, secondary, suspicious, and loss. Generally, borrowers can only pass the risk control of most banks if they reach the normal and concerned level.

Audit. If the borrower's level is below the secondary level, then the borrower's application will be rejected by the bank at the preliminary review stage, and the reason is that the overall score is insufficient, which is actually a problem with the credit score.

Ping An Bank credit card.

Scoring criteria: personal credit history, personal property and income level, technical title.

and the place of work, the level of education, marital status, etc. This means that if you want a high-value credit card, then you must be highly educated, high-income, high-ranked, have a good credit history, and have a good marital status. Generally, the bank will decide whether to accept the credit card application based on your credit history in the past 5 years.

You can go directly to the local People's Bank of China Credit Information Center service hall to check personal credit records.

2. Prepare relevant items, such as ID card, bank card used when you have credit with the bank, some cash, etc. After that, bring these relevant items to the local People's Bank of China Credit Information Center service hall.

3. In the service hall of the Credit Information Center of the People's Bank of China, select any counter and submit an application to the counter service staff to inquire about personal credit records. Usually, when checking personal credit records at the Credit Information Center of the People's Bank of China, there are two opportunities for free inquiry every year. After using up these two free opportunities, a service fee of 25 yuan will be charged for each query.

4. After receiving the inquiry application, the counter service staff will ask the applicant to show his ID card and other materials. After the applicant gives the ID card to the counter service staff, the counter service staff will swipe the ID card on the card reader and enter the identity information into the system for matching verification.

5. After the matching verification is completed, the personal credit record will be displayed on the computer screen. Applicants can ask the counter service staff for the relevant credit information they want to know, or they can ask the counter service staff to help print a complete personal credit record report.

In addition to directly going to the service hall of the People's Bank of China Credit Information Center for inquiry, you can also check personal credit records on the official website of the People's Bank of China Credit Information Center.

1. First open the official ** of the Credit Information Center of the People's Bank of China, and find the "Core Business" module in the middle of the **.

2. Find "Internet Personal Credit Information Service Platform" in the core business module, and then click "Start Now" to log in. After logging in, select the information you want to inquire about and the object to be queried, and fill in your personal information. After filling in the personal information, click the "Send Verification Code" icon to receive the SMS verification code on the bound mobile phone.

After that, enter the verification code in the SMS into the verification code filling area for verification.

3. After successful verification, the inquirer will receive a "query code" given by the credit information center within 72 hours. Use the "inquiry code" to check your personal credit record.

Operating Environment: Browser.

Ping An Bank does not have its own credit record, he also went to the Bank of China to inquire, all the bank credit check is in the Bank of China, personal credit is all there, and this can not be modified, of course, you have a strong relationship is different.

If you authorize him, he can check it, for example, if you apply for a credit card, a loan, or something like that, you need to obtain credit information, and you need to authorize it.

No!

Only go to your local People's Bank of China credit information center to check your personal credit report!

Summary. OK. As a national bank, Ping An Bank can provide credit reporting services.

You need to go to the counter of Ping An Bank or log in to their official ** to apply, provide relevant personal information and complete the application process according to the process to obtain the credit report. Although the specific application process may vary depending on the region and individual circumstances, Ping An Bank will do its best to provide relevant assistance and support to customers.

OK. As a national bank, Ping An Bank can provide credit reporting services. You need to go to the counter of Ping An Bank or log in to their official ** to apply, provide relevant personal information and complete the application process according to the process to obtain the credit report.

Although the specific application process may vary from region to region and individual circumstances, Ping Pei Dan Bank will do its best to provide relevant assistance and support to its customers.

Fellow, I really didn't understand, I can be more specific.

Ping An Bank can provide credit reporting services. You can go to the counter or log in to the official ** to apply, and you can get the report by providing your personal information according to the process. The application process may vary depending on the region and individual circumstances, but Ping An Bank will do its best to provide support and assistance.