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I think it is very risky It is recommended to notarize, write his promise clearly, if the breach of contract how, don't be occupied by the money at that time, in case the house appreciates, the other party will regret it.
If you don't notarize, resolutely don't, no matter how cheap it is, otherwise it is likely that the house will fall and it will not be yours if the price rises.
I have the impression that the land certificate is there at the time of development, but at this time it is the overall land certificate, which will be divided into units by the developer later. But for fund-raising housing, the land is generally unit, so I don't know. I don't think you should focus on when the land certificate is processed, even if he is right, he can still not give you the house, because you don't have any place to bind him.
In particular, many units do not support the transfer of fund-raising housing.
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Don't buy !!
Pooled housing is generally unit fund-raising, and this kind of housing generally has the following problems:
1. The property rights are vague, the employees raise funds to build houses, and the unit subsidizes a part, and when dealing with property rights, generally speaking, there is only one big certificate, and there is no specific real estate certificate.
2. The division of land property rights does not mean the division of house property rights.
3. It is difficult to trade again, because there is no real estate certificate protection, it will be difficult to make a transaction at that time.
4. The construction period cannot be guaranteed: the biggest problem of the unit raising funds to build a house is that there is no certainty in the construction period.
5. The reputation of the joint development enterprise is unknown: there have been many times in the country when the developer donations in the fund-raising construction have fled. And I personally had the same experience as you, but I chose to give up, and the result was:
The developer did donate money and fled after developing the first phase, and hundreds of owners suffered losses at the time, but there was nothing they could do. At that time, it was raised in the name of Great Wall Insurance, and there was no insurance.
Therefore, it is recommended that you do not participate in the purchase of this kind of house, which is very risky and has no guarantee in the later stage.
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We have a lot of this kind of thing here, and if you want a house, you mainly need to check the creditworthiness of the other party.
Regardless of whose name it is, the main agreement should be signed and the terms should be careful.
After the house is built and the key is obtained, the first thing is to go through the procedures such as transfer.
There must be risks in buying a house, but after all, buying this kind of house must also have certain advantages over normal commercial housing.
So be sure to find someone you know as an intermediary, or someone you know, or someone with a good reputation to trade.
I know we have more than 10 successful cases here.
The main thing is to make all the preparations before implementation.
I have sold this kind of transfer house myself, after all, ** is not so much, and there are more people waiting for money than **.
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Legal Analysis: Yes. According to the regulations, fund-raising housing is to change the system of housing construction by the state and units, and implement the three aspects of the housing construction jointly undertaken by the state, units and individuals, and build houses through raising funds.
Whether the fund-raising house can be bought and sold should first look at whether the seller of the fund-raising house has basically all the property rights, including whether there is a real estate certificate, land use certificate, etc.; At the same time, the width of the line also depends on whether there are special restrictions on its units.
Legal basis: Article 209 of the Civil Code of the People's Republic of China The creation, alteration, transfer and extinction of immovable property rights shall take effect upon registration in accordance with the Documentation Law; Without registration, it shall not take effect, unless otherwise provided by law. The ownership of natural resources that belong to the state in accordance with the law may not be registered.
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Pooled housing is to change the system of housing construction contracted by the state and units, and implement the three aspects of the joint responsibility of **, units and individuals, and build houses by raising funds. Whether the fund-raising house can be bought and sold should first look at whether the seller of the fund-raising house has basically all the property rights, including whether there is a real estate certificate, land use certificate, etc.; At the same time, it also depends on whether the unit has special restrictions. Generally speaking, after 5 years after obtaining the real estate certificate and paying the land transfer fee, the fund-raising construction house has the nature of a commercial house and can be traded freely.
Specifically, the situation varies depending on the nature of the fund-raising housing. In the first case, the fund-raising house is built by the employees with full fund-raising. In this case, 100% of the property rights can be handled in the future, and the property can be freely listed and traded after the title certificate is obtained.
In the second case, the fund-raising house is jointly funded by the unit and the employees. In this case, part of the property rights will be handled for the employees in the future, and the other part of the property rights will belong to the unit. If an employee wants to transfer part of the property rights, he must first obtain a legal house ownership certificate; Secondly, it is necessary to look at the specific policies formulated by the co-owner unit of property rights, and with the consent of the unit, and the unit has the right of first refusal.
If you buy and sell a fund-raising house, you need to go through the transfer to become the property owner, and if you buy it in the name of a friend, you need to go through the transfer to become the property owner.
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Now there are two kinds of classification of urban houses in our country: one is with a real estate certificate, and the other is without a real estate certificate, that is, a small property right house. Simply looking at the commercial housing purchase contract you signed, it should have a real estate certificate.
Because the meaning of commercial housing is to allow the house to be used as a commodity**, this premise is to have a real estate certificate. But don't rely too much on this text, or ask the developer and look at their pre-sale permits, land use certificates, etc.
At present, there are many small property rights houses in China, and the state has no policy of compulsory clean-up. That is to say, if your unit is cheap, you can consider buying, but there is a certain risk, that is, the rights of the house will be affected to a certain extent when the house is demolished. Other than that, the impact is not too great.
What you said about the easy listing of the house, I don't understand it, is it on the market or on the market? I think it's the latter, because the former can't be. You can still sell your house after you buy it, even if you don't have a title deed.
You can only sign a contract with the other party to sell a house, and there are many people who want it, but it can't be compared with the real estate certificate, there is a certain gap.
It should be added that the nature of the land must be state-owned, and if it is a rural collective land, the risk is even greater, and the land must be built in accordance with urban planning.
Good luck.
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If the house you buy in the unit belongs to the nature of welfare housing, or low-profit housing, then you only need to live for 5 years, and after paying the land tax, you can buy and sell freely by converting the real estate certificate into a commercial house. If the fund-raising house of your unit is directly a commercial house, then after the real estate certificate is issued, you can directly put it out for trading!
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Hello. If the unit fund-raising house is a house that is formally reported for construction, and the property right certificate has been handled in accordance with the formal procedures, it can be put on the market
1. The unit has obtained the "State-owned Land Use Certificate", "Planning Permit", "Construction Permit" and other documents when it is constructed;
2. After the completion of the construction, obtain the "Completion Acceptance Record Certificate" and handle the "Real Estate Ownership Certificate";
3. After handling the "Real Estate Certificate", the unit will also carry out property analysis procedures for each household, and divide the whole building into a set of houses.
If the above conditions are met, the fund-raising house can be officially put on the market. If there are no legal conditions, there will be a possibility of disputes over the right to raise funds for real estate, and there may be property rights disputes for the purchase of such funds with incomplete conditions.
Please think carefully. Good luck with your home purchase.
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It depends on whether your ownership is all private by the individual, and whether there is time to ban the sale when buying a house, and it can be bought and sold if it meets the requirements.
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Personally, I think that whether it is a unified building or a fund-raising house for residents (villagers), for Shenzhen, it is doing a good thing that should be done but not done. In all the cities above the middle level in the country, there can be a standard king, but Shenzhen can not have, if there is, it is the shame of Shenzhen, not a thing worth boasting about. Why?
1. All land costs are included in the construction cost, that is, apportioned to the house price, in the case of other construction costs, the higher the land price, the higher the cost, and the land price ensures that the developer's profit is large enough under the condition that the developer's profit rate remains unchanged.
2. Shenzhen's finances are not so poor that they have to make a living by selling land!
3. Shenzhen is a city with a predominantly foreign population, how to retain the foreign population?
4. At present, all policies are palliative, not curative, and are also facing industrial transformation, which also means urban transformation, how to ensure economic growth after the transformation?
In my opinion, only immigrants can live in peace and be happy. If this city can keep him, he will directly work hard for his own survival, and indirectly work hard for this city; If those who remain want to consume, they will be able to increase domestic demand and invigorate the economy. Although Shenzhen's economy is strong now, it is supported by a large team of migrant workers, and there are all kinds of business opportunities with migrant workers.
Not necessarily! Social security is the most direct embodiment of this advantage, from the heart, please Shenzhen ** touch the conscience to say! Isn't that right?
The so-called fund-raising housing is to help Shenzhen retain people, and those who have a little ability to survive here are willing to stay, but Shenzhen does not keep people, because he does not have a long-term development vision, and all policies are short-sighted.
If I were the number one in Shenzhen, I would do it like this:
1. Divide the commercial land into two pieces, one is residential land, and the land is dedicated to special prices; The land for office buildings and commercial stores can be elevated infinitely, because the city has a good business environment.
2. Purchase and resell all fund-raising houses to people who are willing to live in Shenzhen and allow them to be legalized, but they can only be bought for self-occupation, and they are not allowed to be traded on the market or traded privately.
In addition, before the introduction of restrictive measures in Shenzhen, you have to buy and buy more. Only when everyone can't afford to buy commercial and residential buildings, and they all buy houses built in various forms, can they turn insecurity into safety! Because it is impossible for Shenzhen ** to drive half of the residents of Shenzhen into the open air, right?!
If this is the case, then this society will really be "harmonious"!
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If you plan to live on your own, of course, you can buy it, but there is a disadvantage that you can't list it for trading, which is different from commercial housing. Now many people are like you, because it's cheap, there's really no way.
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It is a kind of affordable housing and is a policy-based housing, and the unit fund-raising housing can also be traded if it meets certain conditions, so what are the transaction conditions for the unit-funded housing? Units that meet the necessary conditions can be bought and sold: whether the employees have complete and independent property rights, and at the same time, it is also necessary to understand whether the unit has special restrictions, for example, some units require that they can only be bought and sold within the employees, and cannot be sold to other buyers in the society.
Some also need to obtain permission from the real estate management department. If the employee is fully fund-raised, he can handle 100% of the property rights in the future, and after receiving the property right certificate and paying the land transfer fee, he can be freely listed and traded; If the employee only partially contributes capital, the real estate title certificate handled for the employee in the future is part of the property right, and the other part of the property right belongs to the unit. If an employee wants to transfer part of the property rights of the fund-raising house, he must first obtain a legal real estate ownership certificate, and secondly, he must obtain the consent of the co-owner of the property rights, and the unit has the right of first refusal.
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Pooled housing cannot be bought or sold at will. First of all, the fund-raising housing depends on whether the seller (owner) basically has all the property rights (real estate certificate, land use certificate), and also depends on whether the unit has special restrictions. After obtaining the permission of the real estate management department, it can be bought and sold.
If the fund-raising real estate rights have been completely transferred to the hands of the employees and can be bought and sold, the seller needs to pay 1% more land transfer fee than the commercial house. (Because the original land was state-owned allocated land, it now needs to be converted into transferred land). In this way, after the buyer buys it, it is a commercial house.
However, if the property right is not completely transferred to the employee, then the employee needs to negotiate with his or her employer to let the employee fully own the property right, otherwise the transfer shall not be allowed.
Raised housing belongs to the scope of affordable housing, is a policy housing, is enterprises and institutions in order to solve the housing problem of internal workers, enterprises and institutions with the allocation of land for construction, according to the cost price of the housing of internal workers, can not be free circulation in the market. There are also many specific conditions for employees who can enjoy the use of raised funds to build houses. If the employee is fully funded, he can handle 100% of the property rights in the future, and after receiving the property right certificate, he can be freely listed and traded; If it is a partial fundraising, it will be part of the property rights for the employees in the future, and the other part of the property rights will belong to the other part of the fundraiser (unit).
If an employee wants to transfer part of the property rights of the fund-raising house, he must first obtain a legal house ownership certificate, and secondly, he must obtain the consent of the unit of the co-owner of the property rights, and the unit has a limited right to purchase.
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There are risks. Since there are many restrictions on the transfer of fund-raising housing, buyers should pay special attention to the following issues when purchasing fund-raising housing: First, if a person from a foreign unit intends to purchase a fund-raising house with fund-raising qualified employees of a fund-raising housing unit, he or she must carefully review the "Fund-raising Housing Agreement" signed between the unit and the employees to ascertain the following information:
Does the employer agree to the employee's transfer of the fund-raising house? Are there any restrictions on the transfer of employees? What conditions are set?
Does the unit retain the right of first refusal? Secondly, it is necessary to be aware of the risks involved in buying a fund-raising house, especially if the purchase of a fund-raising house that has not yet obtained a real estate certificate. Pooled housing cannot be bought and sold casually, there are many restrictions, and people outside the unit do not know, and it is easy to be deceived.
At the same time, clear property rights are the basic conditions for the listing of fund-raising housing, and fundraisers can only dispose of them if they have all property rights, and they must obtain legal housing and land certificates before they can enter the secondary market in accordance with the law. Therefore, the buyer must first ascertain the property rights of the house before purchasing.
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1. Failure to obtain the "Residential Quality Assurance Certificate", "Residential Instruction Manual", and "Completion Acceptance Record Form"; 2. The developer delays the delivery of the building for no reason than agreed in the original contract, and delivers the house more than three months after being urged by the buyer; 3. Without the approval of the relevant departments, the developer changes the housing structure and the supporting environment agreed in the contract without authorization; 4. The developer has changed the structure of the house without the approval of the buyer; 5. If there is no agreement in the contract, and the actual delivery area of the house exceeds the absolute value of the error ratio specified in the original contract by more than 3% (excluding 3%), the house can be refused to be accepted and the purchase contract can be terminated; 6. After being verified by a qualified quality inspection agency, the quality of the main structure of the house is indeed unqualified; 7. Housing quality problems seriously affect normal residential use; 8. It does not have the premise that the roads in the community are unobstructed and the water, electricity, gas and heating have been connected; 9. Unable to provide qualified surveying and mapping data on the area of some houses.