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There are several scenarios in which a shared car has an accident.
1. The renter is not responsible, and only needs to cooperate with the responsible driver to the public security traffic management department to issue an accident liability certificate, and the staff of the car sharing platform company will be responsible for the follow-up and claim settlement.
2. The renter has a certain responsibility, so he needs to bear part of the compensation.
3. The renter is fully responsible, then he must bear all the compensation.
Shared car accident responsibility division
1. Although the shared car has not been around for a long time, the treatment is "the same as that of ordinary vehicles, if there are traffic accidents and violations during use, they will also be dealt with in accordance with the relevant provisions of the Road Traffic Safety Law, and the user shall bear the corresponding responsibility and compensation; If it is discovered that they have escaped after the fact, the people's police will characterize and punish them according to the consequences of the circumstances, and hold the user accountable. The regular car-sharing platform will purchase compulsory traffic insurance and third-party liability insurance for each car-sharing car, and even if an accident occurs, you can also compensate through the insurance company.
If the perpetrator escapes, the platform will submit the user's personal information and driving information to ** cooperate with the investigation. Therefore, the responsibilities of the owner and the user of the shared car are basically separated, but if the user is driving without a license, the responsibility of the shared car platform is also required.
2. In fact, the car-sharing platform is not defenseless for similar accidents and violations, and some companies will launch a 10 yuan "deductible service: once a traffic accident occurs, the vehicle loss of 1500 yuan does not need to be borne by the user; If it exceeds 1,500 yuan, the user needs to bear part of the loss, and the specific compensation will be handled according to the accident liability certificate of the traffic police department.
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Compensation for losses of other parties. If the shared car is insured with commercial insurance, then the compensation shall be paid in accordance with the agreement of the commercial insurance contract. There is also the part of the traffic accident that exceeds the scope of compulsory traffic insurance and commercial insurance, which is borne by the hirer, and if there is evidence to prove that the owner of the shared car is at fault, it can be shared.
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Generally, the insurance company bears the liability for compensation, and the excess part of the renter compensates.
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According to the responsibility of the traffic police, the car accident has nothing to do with the sharing company.
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This should be countersigned before renting a car, and it will be good to compensate according to the agreement.
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That's for sure, after all, you rented a car by yourself and collided with someone else, and you are responsible for this.
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This should bear some of the responsibility, after all, these cars are covered with a certain amount of insurance.
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1. Compensation for traffic accidents caused by car sharing in the registration terms of the car-sharing network platform 2.
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According to the situation, it depends on the parties and the relevant rules and laws.
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There should be insurance for this, and it should also depend on what the responsibility is.
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1. The scene of the accident.
1) When a traffic accident occurs, the owner must turn on the vehicle's hazard warning lights as soon as possible, and set up a hazard warning sign behind the car. The advantage of this is to prevent a rear-end collision with a vehicle behind you, so as to ensure the safety of the people in the car and the vehicle itself.
2) In addition to setting up warning signs, it is necessary to take pictures of the scene of the accident for evidence, which is the evidence of the accident to the insurance company, and the method of taking pictures before moving the vehicle is mainly to avoid the owner not recognizing the problem. Then fill in the corresponding accident rapid processing agreement, so that you can go to the damage assessment agency for vehicle damage assessment, so as to complete the corresponding maintenance and inspection work.
2. Stop immediately.
Stop the car as soon as it is safe to do so, turn off the engine (to avoid the car**) and turn on the emergency lights to make them shine; Immediately write down the license plate of the other person's car (pen and paper, or even a camera should be on hand at all times) in case the other person drives away after an accident.
3. Issue a warning.
Protect the site; Warning other vehicles and lighting hazard warning lights; Place triangular warning signs on the road; If necessary, use other methods to warn.
4. Nursing the wounded.
Never move the injured person unless they are in danger (e.g., fire, toxic leakage) as your movement may cause more damage. If the injured person is still breathing and bleeding is not much, no one else should do anything unless they really know how to care for the injured person. Do not give any food or drink to the injured person.
5. Prevent danger.
Turn off the engines of all vehicles involved in the accident; No smoking; Beware of other flammable items; Prevent fuel leakage as much as possible; Beware of dangerous goods and prevent the accumulation of dangerous liquids, dust, and gases.
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In the case of a shared car traffic accident, if it is the responsibility of the shared car party, the advanced compensation of the compulsory traffic insurance purchased by the owner of the shared car shall be paid, and the insufficient part shall be compensated by the commercial insurance, and if it is still insufficient, the infringer shall bear the liability for compensation.
[Legal basis].Article 1213 of the Civil Code of the People's Republic of China.
If the damage caused by a traffic accident of a motor vehicle is the responsibility of one of the parties to the motor vehicle, the insurer underwriting the compulsory insurance of the motor vehicle shall first compensate within the limit of the liability of the compulsory insurance; For the shortfall part, the insurer underwriting the commercial insurance of motor vehicles shall compensate in accordance with the provisions of the insurance contract; If the bureau still has insufficient or has not taken out commercial insurance for motor vehicles, the infringer shall compensate for it.
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