Is 1 million considered rich? Is it considered rich to have a million deposits?

Look at you there, like us, you must have money! 150,000 yuan for a suite, 300,000 yuan for 2 facades, waiting for rent collection, 150,000 yuan for a car, and 400,000 yuan for you to be chic, you say you have no money.

If you ask for money the most, then 1 million is a lot for ordinary people, and if you ask for anything else, the money is very low, and I think 1 million is okay.

One million is an astronomical amount for us poor people, and we won't have a lot of money in our lifetime, and we don't know about those who have money...

One million is not a lot of money for a big city, because you can't even afford a decent two-bedroom house, but one million is still a lot of money for most families in China at present, and many families can't earn that much in their lifetime. This is the gap between the rich and the poor in China.

10 million is not actually rich if it is an asset, and now the number of multimillionaires is gradually increasing with the soaring housing prices. In first-tier cities, it is more than 10 million to have two slightly decent residential assets. But if it's cash or personal savings other than assets, I think that's a lot of money.

It's not rich, and now it's useless to start from 1 million.

No, it's more than a million now!

For whom, it doesn't matter from the perspective of society as a whole.

In real life, for most people, they all have a common dream, which is to accumulate wealth through their own efforts, achieve financial freedom, and make their lives better and better. But not always things turn out as expected, and some people may not be able to make a lot of money even if they live their entire lives. However, millions of deposits are not so easy for everyone to obtain, and the reason why some people can have them is nothing more than two reasons:

1. Seize the opportunity and gain it through hard work. Second, do business slowly accumulate and obtain.

With the continuous growth of China's economic level, people's income is getting higher and higher, and the living standard has been greatly improved. In the era, if a family's savings could reach tens of thousands of yuan, it would be called a "10,000 yuan household" and become a recognized rich person in everyone's minds. But now, for many families, it is a very common thing to be able to have millions of dollars in savings.

There are even data showing that 10,000 in the past is equivalent to millions now! Do you think that a person who has a million deposits now is considered rich?

In fact, a person's savings and assets do not mean the same thing. If a person has millions in savings, but does not have a house or a car, then this person cannot be called rich. Because a million could be in.

Neither the third nor fourth tier cities can buy a house. On the contrary, in real life, most families with houses and cars, even if they do not have much savings, have assets of at least about 1 million, because houses and cars are assets.

In addition, assets also include tangible assets, intangible assets, current assets, etc. Among them, tangible assets refer to assets with physical forms such as houses and cars, intangible assets refer to non-monetary assets without physical form that are owned or controlled by enterprises, and current assets refer to cash, deposits, etc.

On a national scale as a whole, if a person has a house and a car, and at the same time has a deposit of 1 million, then this person has exceeded 90% of the people in the country, and he can definitely be called a rich person. But with a deposit of 1 million, but no house or car, he is not a rich man. If you are in a first-tier city, you can be considered a rich person if you have one or more suites, after all, the first-tier cities are.

Housing prices in third- and fourth-tier cities vary widely, and a random house may be worth hundreds or tens of millions if it is sold.

Therefore, if you want to judge whether a person is wealthy, you need to consider it from many aspects and perspectives. It mainly depends on your current location, different places have different standards, but no matter what you are in, a house, a car, or a deposit, all three are indispensable, and you are not a rich person without any of them.

In fact, there is really no precise definition of what it means to be rich. Many years ago, even if 10,000 households were rich, now there are so many 10,000 households that they have even become synonymous with the poor. Wang Jianlin once said that if you set a small goal, you will earn 100 million first.

One hundred million may be a lifelong goal for ordinary people, but for those billionaires, it may really be just a small number. From this point of view, what kind of person do you think is considered rich.

This is not twenty years ago, now a million is not considered rich, tens of millions have just started, one million is just enough to buy a decent car, to buy a house of more than 100 square meters, probably to arrive.

Third- and fourth-tier cities, so it seems that having a million deposits today is really not a rich person.

There is a million deposits, which is just the ** of a house in a small and medium-sized city.

In first-tier cities, you can't even buy a house.

Not a rich man.

Not considered rich, in first-tier cities, this silver is the down payment for the house, and the second-tier cities are worse off to buy a house. It is enough for the countryside to go home and build a house. Put ** to eat interest for a year, and it's only 4-5w yuan.

This silver can only be regarded as the middle class, and if there is a serious illness or disaster in the family, this is enough for the family to resist.

If you have a deposit of 1 million, is it considered a rich person? So apart from this deposit, do you have any other assets? This has to be put together to count whether you are a rich person or not, and what else?

Do you still have an income? There are still only 1 million deposits, but the rest of the income is actually very small.

No, it can only be regarded as a decent family, or middle class

In fact, it is in the first-tier cities of Beijing, Shanghai and Guangzhou.

A deposit of 1 million may really be nothing, after all, housing prices with a unit price of tens of thousands of dollars abound, if there is not so much money, how can so many people buy houses, if 1 million is in the third and fourth tier cities.

Or rural, then it is indeed rich people, so the references.

In different cases, it is true that the criteria for judging the rich and the poor are also different, but then again, there is a data that has been fully discussed before, that is, the average assets of residents in our country exceed 3 million, of which houses obviously account for the majority, in fact, there are really not many people in China who can come up with 1 million cash.

Extended information: As of the end of 2019, the balance of household deposits in our country is about one trillion yuan, and the total number of people is 1.4 billion, so the average per capita deposit is about 10,000 yuan, so according to the gradient of 10,000 yuan, it will be possible to save 1 million in about 17 years, so it can indeed be called a rich group model. In accordance with the Deposit Insurance Regulations.

In the data we find in bank deposits.

Among the residents, the deposit amount can reach 500,000, accounting for 1 million deposits and more than 1 million, only, what is this concept, that is to say, our domestic deposits can reach 1 million people, the overall base is 1.4 million, for 1.4 billion people, the base is not large.

Some people say that such calculations are unfair, in fact, not necessarily, the data are very real, and such an average is also more meaningful for reference compared to other algorithms, in 2019, the per capita disposable amount of our country is about 10,000 yuan, if you want to save to 1 million, then it will take 38 years, so no matter which way, it is indeed more difficult to deposit to 1 million, so cash flow.

There are 1 million people, and they can really be counted as rich people.

If 1 million is only for real estate, then this magnitude is large, and at the moment urban residents of our country.

Of these, 96 per cent of households own a home, per capita. The average asset of urban residents is about 10,000 yuan, so if 1 million is in the assets, it is indeed not a lot, because the value of a property in the third and fourth tier cities may exceed 1 million now, let alone the collapse of the second tier cities.

, so the first thing to be clear about is whether 1 million is an asset or a deposit, if it is an asset, it is not a rich person, but if it is cash, then it is considered a rich person.

Or is it a small amount of money?

Of course, 1 million is a lot of money. But if you ask on the Internet, then most of the netizens who left the message may scoff at it. Some netizens may also say that 1 million can't even buy a luxury car, and some netizens will also say that 1 million is in a first-tier city.

I can't even buy a toilet, and I can't even afford a down payment.

But in fact, the number of people who receive a salary of 5,000 or 6,000 yuan a month in the country is very large, and the total number of deposits does not reach the national average deposit is also very large. Then everyone has to have questions, some netizens' statements don't seem to be in line with reality, so is 1 million a lot of money? Let's break it down.

If you look at the national average deposit in 2021, 1 million is definitely a lot of money. At the end of 2021, the total household deposits in the country were about one trillion yuan, and the number of people in the country was 100 million, and the total per capita deposits were 10,000 yuan. In this way, if you have a deposit of 1 million yuan, which is about twice the per capita deposit of the whole country, such a deposit amount is of course a lot of money.

Therefore, in terms of average deposits, 1 million deposits are certainly a lot of money.

If you look at the national per capita salary in 2021, 1 million deposits are also a lot of money. In 2021, enterprises above designated size in China.

The average annual salary of employed persons is 88,115 yuan, and the average monthly salary is 7,343 yuan, if the individual income tax is excluded.

and five insurances and one housing fund.

So the net income is about 6,500 yuan per month.

The average income is 6,500 yuan, even if it is very economical, it costs about 2,500 yuan per month, you can save 4,000 yuan per month, and you can save 10,000 yuan a year. In this way, if you save very much every year, it will take about 20 years to save a deposit of 1 million, and it is obviously quite difficult for ordinary people to save a deposit of 1 million. Obviously, in terms of the national average salary, 1 million is also a lot of money.

1 million, although in first- and second-tier cities.

It is more difficult to buy a house, but if you are in a city with relatively cheap housing prices such as the third and fourth tiers, it is easier to buy a house for 1 million, and you can basically buy a house of more than 100 square meters for 1 million. In some fifth- and sixth-tier cities, you can buy a house for only five or six hundred thousand, and even the decoration may cost less than 1 million. Therefore, from the perspective of buying a house, 1 million is also a lot of money, although it is difficult to buy a house in a first- or second-tier city, but if you buy a house in a third- or fourth-tier city with relatively cheap housing prices, it is relatively easy.

To sum up, although many netizens on the Internet said that 1 million is nothing, in fact, in terms of per capita savings and per capita salary, it is very difficult for ordinary people to save 1 million, so it is obvious that 1 million is a lot of money.

Hello, having 1 million is a lot of money, it's like a dream. Now that social cash is king, although 1 million is not too much, you can do a lot of things and achieve things that you didn't dare to think of before. You can also invest 1 million to earn more money.

For me, 1 million is a lot of money, this money can allow me to satisfy everything I have fantasized about for a long time, and I can still have a little leftover, which can allow me to live a better life.

I think it should be to have a small amount of money, because now 1,000,000 may only be able to afford a good car, not even a house.

In fact, everyone has different opinions on this issue. Many people think that tens of millions are rich, but in fact, one million can be a lot of money for the average salaried person. If your family can still save some money after a year's expenses, it will not be a problem to reach 1 million.

Many of us take money too seriously, thinking that if you have money, you are rich. In fact, how much money is deposited how we think about it, how do we think about it. We think that if there is money, it is rich; Conversely, if we think it has no money, then it has no money.

In fact, ten years ago, a million deposits would have been a big customer for a bank, and it would have been considered a rich person. But now, a million deposits are really nothing, and now a random house is two or three million. Although many families are now taking out loans to buy houses, in fact, most families are not unable to take out this money, but many people are borrowing money to buy houses while using the money in their hands to invest in financial management.

In their eyes, even if their savings are not as high as one million, they are content when they have a house of their own.

A person with a million savings is considered rich, but he may not be considered wealthy. Probably, most of us have a longing for a million. However, now it can be said that one-third of the people in China can reach the level of one million assets owned by their families, and the market price of houses in fourth- and fifth-tier cities and even county towns can reach four or five hundred thousand.

Therefore, if you have a million savings, you are not necessarily rich, and others may exchange the money for another form, such as a house, as another valuable asset for yourself.