Can I get a part of the five insurances back? Can the five insurances be refunded?

In exceptional cases, social security can be refunded. 1. If you reach the statutory retirement age and have paid social security for less than 15 years, you can apply for termination of your pension insurance relationship; 2. If a person dies suddenly, the amount saved in the personal account can be inherited by the heirs. 3. Those who have lost their Chinese nationality or immigrated can apply for termination of employment and social security to return the personal part.

4. It can be refunded in the case of repeated payment at the same time.

The five insurances can only refund the self-paid part of the money.

[Legal Analysis]: For the five insurances purchased by the company, as long as the conditions are met, they can be refunded. (The provident fund can be refunded, and the rest will be voided).

1. Housing Provident Fund: Bring your ID card and labor relationship termination agreement to the Housing Provident Fund Management Center to withdraw cash. 2. The insured person has reached the retirement age and has not paid for 15 years; 3. Repeat insurance and terminate labor relations can be surrendered; 4. The insured person settles abroad; 5. Death of the insured person.

The procedures for surrendering the five guarantees are as follows: 1. The insured unit has gone through the procedures for the employee to suspend the insurance and pay the outstanding social security premiums; 2. Completed "Declaration Form for One-time Living Allowance for Pension Insurance Surrender and Unemployment Insurance" (stamped by the unit); 3. The original and 1 copy of the ID card of the insured; 4. I go to the social security bureau of the last insurance; 5. Go to the bank to receive the surrender payment.

Legal basis: Social Insurance Law of the People's Republic of China Article 58 An employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If they fail to register for social insurance, the social insurance agency shall verify and approve the social insurance premiums they should pay.

Individually-owned businesses without employees who voluntarily participate in social insurance, part-time employees who do not participate in social insurance at the employer, and other flexibly employed persons shall apply to the social insurance agency for social insurance registration. The State shall establish a nationwide unified personal social security number. An individual's social security number is a citizenship number.

Social security is generally non-refundable, and in some cases it can also be refunded, the details are as follows:

1) Non-local rural hukou: You can apply for a refund of the part of the individual payment after leaving the job, but the part paid by the unit cannot be refunded.

2) The urban hukou cannot be surrendered halfway, and can only be refunded if it dies, settles abroad, or has paid contributions for less than 15 years to the statutory retirement age; However, it can only be refunded to the individual, and the part of the unit cannot be refunded.

3) If you bear the full amount of social security expenses by yourself, then you can only refund one-third of the money, and the remaining two-thirds belong to the unit payment, and the desensitization chain cannot be reduced.

4) The housing provident fund in the five insurances and one housing fund can be fully refunded, that is, you can refund what you pay personally and the company.

You can apply to the local social security bureau according to your actual situation, and the required materials include: your ID card, surrender application, social security card [payment of social security (pension book, medical insurance card)], bank card (account opening by the name on your ID card, one of the four major banks), company certificate and online appointment.

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Legal analysis: Five insurances and one housing fund cannot be refunded. After the employee leaves the company, he or she can continue to pay social insurance as a freelancer, or he can transfer it to the account of the new company, and the new company will continue to pay social insurance.

Legal basis: "Law of the People's Republic of China on Social Insurance" Article 2 The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in accordance with the law in the event of old age, illness, work-related injury, unemployment, birth and filial piety.

Hello dear<>

We're happy to answer your questions! If the five insurances can be refunded, according to the investigation, the endowment insurance, medical insurance, and one housing fund can be refunded, and the rest will be invalidated. 1. Housing Provident Fund:

Bring your ID card and labor relationship termination agreement to the Housing Provident Fund Management Center to withdraw cash. Second, the five insurances can be refunded if the following conditions are met: there are strict conditions for social security surrender, and only the following circumstances can be surrendered and can be delayed to handle the surrender:

1. The insured person has reached the retirement age and has not paid for 15 years; 2. Repeat insurance and terminate labor relations can be surrendered; 3. The insured person settles abroad; 4. Death of the insured person.

Legal analysis: None of the five insurances can be refunded, unless the following 3 conditions are met:

1.In the event of the death of the insured, the heirs can receive the personal portion of the insured's contributions, a small amount of money.

2.If the insured reaches retirement age, but the contribution does not meet the retirement period, and he is unwilling to continue to pay, he or she can also refund the personal part of the insured's payment.

3.If you go abroad to settle down and renounce your Chinese nationality and close your account, you can also refund the personal part paid by the insured.

Legal basis: Social Insurance Law of the People's Republic of China

Article 10 Employees shall participate in the basic endowment insurance, and the employer and the employee shall jointly pay the basic endowment insurance premiums. Individually-owned businesses without employees, part-time employees who do not participate in the basic pension insurance at the employer, and other flexibly employed persons can participate in the basic pension insurance, and the individual shall pay the basic pension insurance premium. The infiltration method of pension insurance for civil servants and staff managed with reference to the Civil Servants Law shall be prescribed by ***.

Article 23 Employees shall participate in the basic medical insurance for employees, and the employer and the employees shall jointly pay the basic medical insurance premiums in accordance with the provisions of the State. Individually-owned businesses without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexibly employed persons may participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state.

Article 33 Employees shall participate in work-related injury insurance, and the employer shall pay work-related injury insurance premiums, and employees shall not pay work-related injury insurance premiums.

Article 44 Employees shall participate in unemployment insurance, and the employer and the employee shall jointly pay unemployment insurance premiums in accordance with the provisions of the State.

Article 53 Employees shall participate in maternity insurance, and the employer shall pay the maternity insurance premiums in accordance with the provisions of the State, and the employees shall not pay the maternity insurance premiums.