How to pay for accidents and illnesses before Pacific Insurance An Xingbao has not yet paid the dead

Founded in 91, Pacific Insurance has been listed in the Fortune Global 500 for eight consecutive years with strong economic strength. Regarding the Pacific Insurance Company, I analyze it from the following three questions::

1.How cost-effective are CPIC's products?

Pacific Insurance's best-selling products include Jinfu Life, Jinyou Life, Jinnuo Life, Children's Super Treasure Fuyou Ankang, etc., and the detailed interpretation of the above products is compiled in this article:"Seven products worth buying in Pacific Insurance in 2020".

Friends who are keen on this company in the Pacific can take a look.

2.In terms of service, is the level of Pacific Insurance high?

Based on big data, the CBIRC will evaluate 10 levels for insurance companies according to the standards of timeliness of claims service, odds obtained, complaint rate, and preservation timeliness, among which AAA is the best.

The service ratings of Pacific Insurance are as follows:

The form shows that the Pacific Ocean is AA graded, which is a high level. Next year will be different.

3.Is Pacific Insurance reliable?

I will care about the unreliable fans of the insurance company, and I am worried about the claims after buying the insurance. This is easy to do, the higher the ranking company, the more reliable it must be in the same industry. I stayed up late analyzing various companies and put together a following:

What are the top 10 insurance companies.

You'll be able to see which companies are ahead of Pacific Insurance.

That's all for me"How to pay for accidents and illnesses before Pacific Insurance An Xingbao has not yet paid the deadline"All, look!

Hello! I am from China Taiping Life Insurance, you buy any insurance, after the observation period takes effect of the accident to pay, the observation period before the effective accident to refund the premium, you can play the policy** ask also. If you want to buy Taiping, you can contact our insurance and financial experts, Taiping's minor illness will take effect after 30 days, and major illness will take effect after 90 days.

The contract comes into effect within 24 hours of accidents. 100,000 yuan for ordinary accidents. Termination of Contract. There is no need to pay the premium in the later stage, self-driving, bus, road, sea, air, worth millions, the contract is terminated at the end of the claim, and the premium is returned for death due to illness 105. Sold on June 30.

100,000 for ordinary accidents, driving or riding in non-commercial vehicles, taking commercial vehicles, ships, rails, aviation, and the eight major natural disasters are 1 million, and in the case of illness, it is 105% of the premium paid and the cash value is greater.

Hello: If it is an accidental death as agreed in the contract, it will be paid according to the regulations, if it is an ordinary accidental death, 100,000 will be paid, and 105% of the insured amount will be paid for the death of disease.

After taking effect, the ordinary accidental death compensation is 100,000 yuan, and the non-accidental death such as disease death is 105% of the paid premium, and the total disability compensation for self-driving, aviation, land and water public transportation, eight major natural disasters, elevators, and statutory holidays is 1 million, and the total disability compensation for accidental death on statutory holidays is 1 million, and the reduction is reduced for those over 75 years old.

Hello, the effective date of this product is 12 o'clock on the same day, 100,000 ordinary accidents, non-accidents, that is, death of old age, death of illness, pay 100% of the sum insured, over.

If the accident compound value of 1 million is paid 1 million, the ordinary accident is 100,000, and the death of illness is paid the premium. Have a great day! In good shape!

Hello, if an accident occurs during the insurance period, the insurance company will pay compensation according to the contract, and the premium will be refunded according to the premium paid or the cash value.

An Xingbao, he is the type of insurance that protects accidents and has nothing to do with illness, in case of illness and death, the insurance company will pay you all the money you have not paid.

100,000 yuan for ordinary accidents, 1 million yuan for operating vehicles, ships, rails, aviation or eight major natural disasters.

Accidental Death Benefit, 105% of the premium paid for Death of Illness Benefit

The contract came into effect, and Ding Xiliang was compensated according to the contract.

There will be a claim when the contract is in effect.

It's all detailed in the contract.

According to the contract, you can pay as much as you want.

Summary. The compensation for the death of the insured is generally mainly the death certificate of the insured, the diagnosis certificate issued by the hospital, the medical record, the discharge receipt, the charge documents for various drugs, the hospitalization fee, the medical expense bill, and the stamped examination report. If the approval is approved, the insurance company will take the initiative to contact the heirs and pay the general illness death insurance benefit in accordance with the contract of the insured.

After the three-step process, the general death benefit settlement is completed.

The compensation for the death of the insured is generally mainly the death certificate of the insured, the diagnosis certificate issued by the hospital, the medical record, the discharge receipt, the bill of charge for each type of drug, the hospitalization fee, the medical expense bill, and the stamped examination report. If the approval is approved, the insurance company will take the initiative to contact the heirs and pay the general illness death insurance benefit in accordance with the contract of the insured. After the three-step process, the general death benefit settlement is completed.

The protection items of Pacific Anxingbao Insurance include: 1. Maturity insurance benefits If the contract is still alive after the expiration of the contract, we will pay the maturity insurance money according to the following agreements, and the contract will be terminated: (1) If the insurance period is 20 years, the maturity insurance premium shall be 110% of the insurance premium paid according to this contract; (2) If the insurance period is 30 years, the maturity insurance premium shall be 120% of the insurance premium paid in accordance with this contract.

2. Death insurance benefit or total disability insurance benefit In case of death or total disability, we will pay the "death insurance benefit" or "total disability insurance benefit" according to the greater of the following two amounts, and the contract will be terminated: (1) 105% of the insurance premium paid according to this contract; (2) The cash value of the contract insurance policy at the time of death or the determination of total residue.

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The compensation for the death of Pacific Anxingbao is as follows: the legal heirs of the insured or the designated beneficiary shall report to the insurance company and request the death compensation insurance money, and provide the insured to be issued by the police station where the household registration is located; The original insurance contract of the "Death Certificate" and the ID card of the beneficiary.

How to compensate for the death of Pacific Anxingbao's illness.

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The compensation for the death of Pacific Anxingbao is as follows: the legal heir of the insured person or the designated beneficiary shall report to the insurance company and request the death compensation insurance benefit, and provide the insured with the insurance payment from the police station where the household registration is located; "Death Certificate", insurance contract, beneficiary's ID card, original friend.

Legal basis: Article 2 of the Social Insurance Law of the People's Republic of China establishes a social insurance system such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, so as to protect citizens' right to receive material assistance from their families and society in accordance with the law in the event of old age, illness, work-related injury, unemployment, childbirth, etc.

Summary. Hello, if the insured commits suicide within two years from the date of the conclusion of the contract or the restoration of the validity of the contract, the insurer shall not be liable for the payment of the insurance money, except for the person who is incapacitated for civil conduct at the time of the insured's suicide.

If the insurer does not bear the responsibility to pay the insurance money in accordance with the provisions of the preceding paragraph, it shall refund the cash value of the policy in accordance with the contract.

How to make a claim if the policyholder commits suicide after 7 years of insurance.

Hello, if the insured commits suicide within two years from the date of the conclusion of the contract or the restoration of the validity of the contract, the insurer shall not be liable to pay the insurance money, except for those who can clear Zheng Li without civil acts at the time of the insured's suicide. If the insurer does not bear the responsibility to pay the insurance money in accordance with the provisions of the preceding paragraph, it shall refund the cash value of the failed insurance policy in accordance with the contract.

What is the meaning of paying insurance benefits based on the death of the insured?

I knew it was accident insurance.

Hello, it is subject to the contract you signed at the beginning.

In the event of a contract in which the death of the insured is a condition for the payment of insurance money, if the insured commits suicide within two years from the date on which the contract is concluded or the contract is restored, the insured shall not be liable for the payment of the insurance money, unless the insured is incapable of civil conduct at the time of suicide.

If you have purchased Pacific Ankang Bao and have an accident that requires surgery** hospitalization** death, the insurance company will cover it.

However, the premise is that the contract is in accordance with the provisions.

Let's talk about the product of Pacific Ankang Bao Insurance.

Without further ado, let's look directly at the security map:

Pacific Ankang Bao Insurance is a comprehensive insurance product with both death and maturity protection liabilities.

The senior sister has said many times about the insurance product, and there are many things to pay attention to.

Here the senior sister is no longer verbose, you can read this article: about both insurance, the salesman will definitely not tell you!

The Pacific Ankang Bao Dual Insurance itself is to protect the death and maturity survival, but the Pacific Ankang Bao Both Insurance must be attached to the Ankang Bao Surgical Subsidy Medical Insurance and the Ankang Bao Hospitalization Subsidy Medical Insurance.

Therefore, if the insured person has an accident that results in the need for surgery** or hospitalization**, then this insurance will still cover.

However, it should be noted that whether it is surgery** or hospitalization**, it needs to be performed at a hospital designated by the insurance company.

In addition, if the insured person has an accident due to high-risk activities such as diving, skydiving, rock climbing, etc., the insurance company will not be liable for the claim.

The senior sister also wants to say that there are many exemption clauses for Pacific Ankang Bao Insurance, with 7 clauses.

The fewer the exclusions, the better it is for the consumer.

If you are not sure, you can look here: What is the exclusion clause of the insurance and how to look at it? If you don't understand, you'll suffer a big loss!

Hello, both insurance deductibles in case of accidents.

The insurance accidents in Pacific Insurance Anxingbao are:120% of the premium paid will be refunded at maturity;

Total disability insurance benefit for accidental death while driving or riding in a non-operating motor vehicle: 10 times the sum insured of 1 million yuan;

Civil Aviation Traffic Accident Death Total Disability Insurance: 10 times the sum insured of 1 million yuan;

Accidental death on land and water public transportation Total disability insurance benefit: 10 times the sum insured of 1 million yuan;

Accidental death of 8 major natural disasters Total disability insurance benefit: 10 times the sum insured of 1 million yuan;

Other Accidental Death Total Disability Insurance: 1 times the sum insured of 100,000 yuan;

Non-Accidental Death Total Disability Benefit: 105% of the premium paid or the greater of the cash value;

China Pacific Insurance:China Pacific Insurance (SSE: 601601, HKEX:

2601), also known as Pacific Insurance, referred to as China Pacific Insurance or Taibao, formerly known as China Pacific Insurance Company, was established on May 13, 1991, is a national joint-stock commercial insurance company approved by the People's Bank of China.

Development History:In 1991, China Pacific Insurance Company was established;

In 1994, China Pacific Insurance (Hong Kong) **** was established;

In 2001, China Pacific Insurance Company implemented system reform, China Pacific Insurance (Group) Co., Ltd. was established, and China Pacific Property Insurance Co., Ltd. and China Pacific Life Insurance Co., Ltd. were established.

In 2006, Pacific Asset Management Co., Ltd. was established;

In 2007, China Pacific Insurance was listed on the A-share market (CPIC, SH601601);

In 2009, it held the shares of Changjiang Pension Insurance;

In 2009, China Pacific Insurance was listed on the H-share market (CPIC, HK02601);

In 2010, CPIC Investment Management (Hong Kong) was established;

Hello! Pacific's Anxing Bao protects against accidental death and total disability.

You can consider Taiping's Million Dollar Carnival.

Fude Life's bag has accidents, diseases, and total disabilities.

Anxingbao - the best insurance in the industry to protect against accidents and repay the principal!

Product insurance liability: for example: 18-40 years old 1672 yuan a year, only 10 years, can be insured for 30 years! After 30 years, 120 returned! In the past 30 years, there is only an average of 1 million yuan per day, and you will be guaranteed a few 1 million:

1 million by motorcycle, 1 million by car, 1 million by car, 1 million by private car, 1 million by train, 1 million by maglev, 1 million by subway, 1 million by light rail, 1 million by ship, 1 million by plane, 1 million by bus, ** 1 million, 1 million by mudslide, 1 million typhoon, 1 million landslide, 1 million tsunami, 1 million flood, 1 million tornado, 1 million hail, In addition to the above-mentioned accidents, there are also 100,000 accidental deaths or total disabilities.

Those who drive by themselves, those who take a car every day, those who often travel for business, take planes, ships, cars, self-driving, subways, maglev ......(Covers all traffic accidents, 8 major natural disasters, and all other accidents).