How is China Pacific Life Insurance, and how does the country view insurance?

Insurance liability: accidental death and total disability, non-accidental death and total disability, annual dividend, final dividend!

When the account value is greater than the principal, you can make a partial withdrawal!

The state's support for insurance has gradually increased. Insurance is an important part of people's livelihood, but it is not enough to rely on the investment of the state alone, so commercial insurance is introduced. In recent years, the rapid development of the economy has also led to the development of the insurance industry, and China's insurance industry can be said to be thriving.

But then again, the forest is big and there are all kinds of birds, and the poor quality of individual practitioners directly affects the reputation of insurance in the eyes of the Chinese people. If you really want to apply for insurance, it is best to call customer service** and make an appointment for insurance. Generally, the insurance company arranges the company's internal excellent salesman to handle it, so you can rest assured.

For Jintai Life, this product is a participating product for investment and financial management recently promoted by Pacific Life Insurance, which takes into account both dividends and protection, and is a product worth choosing. In the end, you will definitely receive more money than you have supposed.

Pacific Insurance is one of the top three insurance companies in China, and it is also one of the few companies listed on both A and H shares. CPIC's investment team is also composed of domestic and foreign investors with rich investment experience. At the beginning of this year, China's ** fell all the way, but the CPIC bucked the trend**, which can be seen the overall operation level of the CPIC.

Of course, choosing insurance investment is different from ** or other investment methods. Insurance investment is a steady investment, if you want to see the growth of capital in the short term, I advise you to do it.

1. Jintai Life provides customers with a total of 35 kinds of lifelong protection for major diseases

All 25 critical illnesses in the "Specification for the Use of Disease Definitions in Critical Illness Insurance" jointly formed by the Insurance Association of China and the Chinese Medical Doctor Association jointly formed by the "Critical Illness Insurance Expert Committee";

10 major illnesses have been added according to prevailing medical standards;

Second, the sum insured dividend protection increases, it is an insurance that will grow up, and the identity is growing.

3. The annuity conversion function can be converted into pension insurance.

Fourth, after a hundred years, you can leave an inheritance for future generations, which has the function of avoiding inheritance tax.

Buy security when you are young, and provide for the elderly when you are old! ”

Receive money while alive (partially converted into adult annuity), receive money when sick (critical illness or total disability benefit), and receive money when you are gone (death benefit)".

To sum up, Jintai Life is a good type of insurance that is suitable for most families.

The buddy upstairs is a bit extreme.

Pacific Insurance Company now has two main businesses: property insurance and life insurance. At present, the proportion of life insurance ranks 3rd in the country, and the proportion of property insurance ranks 2nd in the country; If you have any comments on the payment of car insurance, you can call 95500 to complain to your specialist. If you do not give a reply, you can file a complaint with the local consumer association.

I advise you not to deal with the Pacific Ocean, I was there to insure the car insurance, some time ago I chased other cars, and when they were settling the claim, they ignored it, and they really couldn't find the fault with the invoice, they agreed to repair it at 4S point, and then said that the head office did not recognize this 4S shop... Anyway, I advise you to change your insurance company, like you said"Kim Tae Life"Other companies should have similar ones, but the service must be better than the Pacific, and no one will accept your complaint in the Pacific!

This insurance is not only life insurance, but also has critical illness protection. So in the end, it's not just about getting your own money, it's more about the value of life. It's a good type of insurance to take your risk.

1. Chinese Life is an old brand company, which was listed earlier than Pacific Life; Pacific Life Insurance is also one of the three major brand companies, its head office in Shanghai, is the largest group company is quite strong, the most important thing is that its products are comparable in terms of dividends and protection, its dividend interest rate is ranked first, and the protection is also the widest.

2. The key to judging which one is better is to look at the individual's insurance needs.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Chinese Life and Pacific Insurance are very good insurance companies, the background strength of these two insurance companies is very strong, and the financial strength should not be underestimated, if you want to insure the insurance products of these two insurance companies, you must choose the right insurance product according to your own protection needs.

China Life vs Pacific, the "big guys" in the insurance industry meet in a narrow way, who is the real king?

Then next, the senior sister will introduce you to Chinese Life and Pacific Insurance, not much nonsense, directly on the dry goods!

1.Company background.

Chinese Life Insurance Co., Ltd. **** is a leading enterprise in the domestic life insurance industry, headquartered in Beijing, with a registered capital of 100 million yuan.

As a core member of Chinese Life Insurance (Group) Company, a Fortune Global 500 and World Brand 500 company, the company has won the trust of a wide range of customers with its long history, strong strength, professional leading competitive advantage and world-renowned brand.

Pacific Insurance is a national joint-stock commercial insurance company approved by the People's Bank of China, in 2001, according to the approval of the reform of the system of China Insurance Regulatory Commission, the original China Pacific Insurance Company was renamed "China Pacific Insurance (Group) Shares".

China Pacific Life Insurance Co., Ltd. was established in November 2001 with a registered capital of RMB 100 million.

When we look at insurance companies, what exactly do we look at?

2.Solvency.

According to the regulations of the China Banking and Insurance Regulatory Commission on the solvency of insurance companies, the core solvency adequacy ratio is 50%, the comprehensive solvency adequacy ratio is 100%, and the comprehensive risk rating is B. As long as the above three requirements are met, it is a solvency company.

Judging from the data of Chinese Life and Pacific Life in the third quarter of 2022, the core solvency adequacy ratio, comprehensive solvency adequacy ratio, and latest risk rating of these two companies have reached the passing line stipulated by the CBIRC, and they are all trustworthy companies, and you don't have to worry about the problem of not being able to settle claims.

The insurance company is bankrupt, what should I do with the insurance I bought?