Can I get an annual review if I don t have insurance, and can I buy insurance if I don t have an ann

Updated on Car 2024-04-30
12 answers
  1. Anonymous users2024-02-08

    Vehicles that do not buy compulsory traffic insurance cannot be reviewed annually.

    Compulsory traffic insurance needs to be bought, and the traffic police will be fined if they find that they have not bought compulsory traffic insurance. Only if you buy compulsory traffic insurance, the DMV.

    will review the car, otherwise it will not be passed. For non-operating minibuses, annual inspection is conducted every two years for the first 6 years and annually from the 7th to the 15th year. Non-operating medium and large buses and trucks shall be inspected annually for the first 10 years and every six months from the 11th year.

    1.Introduction: The full name of compulsory traffic insurance is "compulsory insurance for motor vehicle traffic accident liability, which is a compulsory liability insurance for the personal and property losses of the victims (excluding the vehicle personnel and the insured) caused by road traffic accidents caused by the insured motor vehicle within the liability limit.

    2.Necessity: Compulsory traffic insurance can ensure the compensation of victims of motor vehicle road traffic accidents and promote road traffic safety. Compulsory traffic insurance provides timely and basic protection for traffic accident victims.

    Extended Materials. Article 23 The compulsory insurance of liability for motor vehicle traffic accidents shall implement a uniform liability limit throughout the country. Liability limits are divided into death and disability compensation limits, medical expense compensation limits, property damage compensation limits, and compensation limits for the insured who is not liable in road traffic accidents.

    The liability limit of compulsory insurance for motor vehicle traffic accident liability shall be determined by the China Insurance Regulatory Commission in conjunction with the public security department.

    Prescribed by the competent health department and the competent agricultural department.

    Article 26 of the specific management measures for the rescue of the first financial department in conjunction with the China Insurance Regulatory Commission, the public security department, the competent health department, the competent agricultural department to formulate a trial implementation.

    The history of insurance.

    Human society has been plagued by natural disasters and accidents since the beginning. In the process of fighting against nature, ancient people came up with the idea of insurance to deal with disasters and accidents and the original form of insurance methods.

    All dynasties in our country have attached great importance to the preparation of grain and the Spring and Autumn Period of Confucius.

    The idea of "cultivating three more" is quite a representative opinion.

    Abroad, the idea of insurance and the primitive prototype of insurance have been produced in ancient times: in ancient Egypt.

    There used to be a mutual aid organization among the stonemasons, which collected membership dues from each member to pay for the funeral expenses of individual members after their death; And ancient Rome.

    Soldiers' organizations in the military use the membership fees collected as bereavement payments for the surviving families of soldiers after they die in battle. The earliest foreign insurance ideas were born in ancient Babylon, which was located on the main road between the East and the West.

    and other ancient civilizations, and the earliest foreign statute with insurance records is the Hammurabi Code.

    It stipulates that if a caravan carrying out long-distance transportation suffers damage due to robbery or disaster during the carriage of goods, the carrier may not be liable for damage, and the entire caravan shall jointly compensate for the loss. In addition, the funeral mutual aid in ancient Rome and the kilt system in the European Middle Ages were also early forms of insurance abroad.

  2. Anonymous users2024-02-07

    1. Can vehicles without insurance be inspected annually?

    You must first apply for compulsory traffic insurance, if you do not buy compulsory traffic insurance, you cannot pass the annual examination, which is mandatory, this is a prerequisite. However, if you do not have commercial insurance, it will not matter. You can go to the local traffic management department and ask first.

    It is recommended to purchase compulsory traffic insurance to avoid unnecessary losses in the future.

    Second, the year-end annual inspection of vehicles failed to pass the annual inspection.

    1. The driver's documents are not complete: driving license, insurance policy, and ID card are indispensable;

    2. Install a detachable license plate frame;

    3. Install strong light xenon lamp;

    4. The vehicle violation has not been dealt with;

    5. Illegal modification: such as changing the color of the body without permission, changing the engine, etc., it is necessary to ensure that the vehicle itself is consistent with the information registered on the driving license. Many passenger vehicles are equipped with seats without permission, and small trucks are equipped with roofs by themselves, which will cause the vehicles to fail to pass the annual inspection.

    Third, the specific operation of the annual inspection of the vehicle.

    2.The acceptance window examines the materials and enters the relevant information in the remote inspection system.

    3.If the vehicle has not been dealt with in violation of the law, it should be dealt with first, and it can only be handled after the violation is eliminated. (Special reminder: private car owners can check their violation records online in advance and deal with them in time.) If the violation is dealt with on the spot, the vehicle may not be inspected on the same day. )

    4.Drive to the off-line inspection area, conduct an off-line inspection of the vehicle, and then you can enter the inspection workshop for in-line inspection.

    5.After passing the inspection, the inspection report and other materials shall be handed over to the inspection police for inspection of the vehicle.

    6.After all qualified, pay the inspection fee, sign the auxiliary certificate of the driving license, issue the inspection mark, and paste the inspection mark in the upper right corner of the front windshield.

  3. Anonymous users2024-02-06

    In accordance with the relevant provisions of the Road Traffic Safety Law, you must first apply for compulsory traffic insurance, if you do not buy compulsory traffic insurance, you can not pass the annual examination, which is mandatory, which is a prerequisite. However, if you do not have commercial insurance, it will not matter.

  4. Anonymous users2024-02-05

    The vehicle cannot be reviewed annually without compulsory traffic insurance.

  5. Anonymous users2024-02-04

    Which expires first, which one is done first, the annual review can be handled 3 months in advance, and the insurance can be handled 40 days in advance.

    You can buy insurance without annual review, and you can't have annual review without compulsory insurance.

    Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

  6. Anonymous users2024-02-03

    No.

    Insurance companies generally do not take into account whether the vehicle is inspected annually when underwriting, so the car without annual inspection does not affect the purchase of insurance, and it can still be bought. However, China's traffic management regulations stipulate that the vehicle owner needs to conduct an annual inspection of the vehicle in accordance with the regulations, otherwise, once it is found by the traffic police, it will be fined or detained.

    In addition, there is no annual inspection of the car, and even if you buy insurance, the insurance company may not pay the claim after the vehicle accident, so disputes may cause trouble for the car owner.

    Introduction to annual vehicle inspection:

    The annual inspection of the vehicle refers to a test that must be carried out for each vehicle that has obtained the official license plate and driving license, which is equivalent to a physical examination of the vehicle once a year according to the "Technical Conditions for Motor Vehicle Operation Safety".

    The annual inspection of vehicles can eliminate potential vehicle safety hazards in a timely manner, supervise and strengthen the maintenance of automobiles, and reduce the occurrence of traffic accidents.

    For the annual inspection of vehicles in the "Road Traffic Safety Law Implementation Regulations" and other documents have relevant provisions, before the annual inspection needs to do some preparatory work (such as knowing some relevant information, online appointments, processes, car needs to pay attention to the problem, etc.) to ensure that it can pass normally and smoothly, the annual inspection has the initial and regular annual inspection, there are also some relevant policies.

  7. Anonymous users2024-02-02

    If you buy an insurance company, they can sell you insurance, but it's best to complete the annual inspection of the insured vehicle before the insured vehicle is out of the insured accident. Because the insurance clause clearly stipulates that the insured accident of a motor vehicle that is not inspected or fails to pass the inspection according to the regulations is not within the scope of compensation of the insurance company.

    That is to say, if your car expires without annual inspection, and your car's insurance has also expired, you can buy an insurance first, take the insurance to the testing site for annual inspection, and wait for the annual inspection to work. And from the time you buy the insurance to the time you pass the annual inspection, the insurance will not work. If this is the case, you should be very cautious on the way to the testing site and throughout the testing process, because the insurance company will not pay if an insured accident occurs during this period.

  8. Anonymous users2024-02-01

    No. In accordance with Article 19 of the "Provisions on the Registration of Motor Vehicles", the current owner of the motor vehicle shall fill in the application form, submit the motor vehicle for inspection, and submit the following certificates and vouchers: (1) the identity certificate of the current motor vehicle owner; (2) Proof and voucher for the transfer of ownership of motor vehicles; (3) Motor vehicle registration certificate; (4) Motor vehicle driving license; (5) For motor vehicles under customs supervision, the Certificate of Release of Supervision of Vehicles under Customs Supervision of the People's Republic of China or the transfer certificate approved by the Customs shall also be submitted; (6) If the motor vehicle exceeds the validity period of the inspection, the motor vehicle safety and technical inspection certificate and the compulsory insurance certificate of traffic accident liability shall also be submitted.

    If the owner of the motor vehicle is domiciled in the area under the jurisdiction of the vehicle management office, the vehicle management office shall, within one day from the date of accepting the application, confirm the motor vehicle, check the vehicle identification number rubbing film, review the submitted certificates and vouchers, withdraw the license plate and driving license, determine the new motor vehicle license plate number, endorse the transfer on the motor vehicle registration certificate, and re-issue the license plate, driving license and inspection mark. Extended information: Article 49 of the "Provisions on the Registration of Motor Vehicles" The owner of a motor vehicle may apply to the vehicle administration office at the place of registration for the inspection mark within three months before the expiration of the motor vehicle inspection.

    Before applying, the owner of the motor vehicle shall complete the handling of road traffic safety violations and traffic accidents involving the vehicle. When applying, the owner of the motor vehicle shall fill in the application form and submit the driving license, the compulsory insurance certificate of motor vehicle traffic accident liability, the certificate of payment or exemption of vehicle and vessel tax, and the certificate of passing the motor vehicle safety and technical inspection.

    Questions. So can you make up for the annual inspection, insurance, and then transfer the account?

    Yes, you can have an annual inspection, and you can transfer the ownership after the insurance.

    Questions. Can zombie cars that have not had annual inspection and insurance for two years be replaced?

    It can be made up. The vehicle can be inspected annually without annual inspection for two years, but if it is not inspected for three years, the vehicle will be forced to be scrapped.

  9. Anonymous users2024-01-31

    OK. But there is no compensation in case of insurance. After purchasing compulsory traffic insurance as soon as possible, the vehicle will be inspected last year after the insurance takes effect.

    The annual inspection of automobiles (or annual inspection of vehicles) refers to the inspection of vehicles that have received official license plates and driving licenses in accordance with the "Technical Conditions for Motor Vehicle Operation Safety" in each cycle. The purpose is to check the main technical condition of the car, supervise and strengthen the maintenance of the car, so that the car is always in good condition, and ensure the safety of the car.

    1. Vehicle inspection procedures (individual):

    1. Motor vehicle driving license.

    2 Motor vehicle compulsory insurance policy.

    3 Power of Attorney.

    Second, the vehicle inspection procedures (enterprises):

    1. Motor vehicle driving license.

    2 Motor vehicle compulsory insurance policy.

    3. The original or copy of the certificate of the legal person of the unit.

    4. Application form of the unit (with official seal).

    5 Power of Attorney.

  10. Anonymous users2024-01-30

    Is the car exempt from annual inspection still running the vehicle management office? Easy to handle without leaving home! Insurance Free Business!

  11. Anonymous users2024-01-29

    It is certainly possible to purchase insurance, but whether it can take effect after purchasing insurance depends on the regulations. In the regulations of most insurance companies, if the vehicle is involved in a traffic accident, the insurance company can not pay compensation if it finds that the vehicle has not been inspected in accordance with the regulations, or if the vehicle has been inspected but judged to be unqualified, and has caused injury to a third party in the traffic accident, or if the vehicle has caused damage.

    Thinking about it from a certain aspect, we can know that if you buy it without an annual review, these are not of much use. The insurance company's contract will generally state that only qualified vehicles will be covered; If the vehicle is not qualified, it is not allowed to drive on the road in the law, and the insurance company will not protect the behavior that violates the law.

    There is a contractual relationship between the insurer and the insured of the insurance company, in this case, if the vehicle is not inspected in accordance with the regulations, and the corresponding qualified certificate is not obtained, the act of driving on the road itself is not protected by law, and there is no valid form of certificate, for the use of the vehicle, it often increases the risk factor, and if a traffic accident occurs, it is within the scope of the insurance company's deductible.

    In the case of no annual review, the car owner does not need to buy insurance, and even if he buys insurance, it is a waste, because the insurance company has listed the unqualified vehicle or the vehicle that has not been inspected as not covered. In this case, the insurance company refuses to pay the claim, and the user is faced with not only not being paid, but even the insurance cost of thousands of yuan paid can only be wasted.

  12. Anonymous users2024-01-28

    Compulsory liability insurance can be effective, but commercial insurance will not be effective. The insurance clause clearly stipulates that the insured accident of a motor vehicle that fails to be inspected in accordance with the regulations or fails to pass the inspection is not within the scope of compensation of the insurance company.

    The car is insured with compulsory traffic insurance, and the failure of the vehicle to be inspected annually is not a condition for the insurance company to be exempted from liability in the compulsory traffic insurance, so the insurance company must compensate in the event of an accident. However, for the commercial insurance insurance, whether the insurance company compensates depends on the agreement of the insurance contract, if the vehicle is not inspected annually is the insurance company's exemption condition, then the insurance company does not need to compensate. However, many insurance regulations stipulate that the insurance company will not pay compensation after an accident due to illegal behaviors such as failing the annual examination or failing the annual examination.

    Therefore, if the car expires without annual inspection, you can buy an insurance first, take the insurance to the testing site for annual inspection, and wait for the annual inspection to play a role. Article 58 of the Road Safety Law of the People's Republic of China: If a motor vehicle driver commits any of the following acts, he shall be fined 200 yuan:

    25) Driving a motor vehicle that has not been inspected; Article 67 of the Road Safety Law of the People's Republic of China: If a motor vehicle fails to undergo regular safety and technical inspection within the time limit, the driver or vehicle owner shall be fined 500 yuan for each missed inspection of the car, and the driver or vehicle owner shall be fined 200 yuan for every missed inspection of other motor vehicles.

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