Can I transfer my car insurance when it expires, and can I transfer my car insurance when it expires

If the transfer of ownership has not been completed before the expiration of the vehicle insurance, the transfer of ownership cannot be completed.

The documents required for the transfer of ownership of the vehicle are as follows:

1. The original application form for registration, transfer and cancellation of registration of motor vehicles;

2. The original and photocopy of the identity certificate of the current motor vehicle owner;

3. Original driving license;

4. The original motor vehicle inspection record form (posted with motor vehicle standard ** and frame number rubbing).

5. Original motor vehicle registration certificate;

6. Motor vehicle standard **1;

7. The original or original and photocopy of the certificate or certificate of transfer of ownership of the motor vehicle. Among them, the second-hand car sales invoice, the "Notice of Assistance in Enforcement" and the transfer certificate issued by state organs, enterprises, public institutions and social organizations shall be originals;

8. Certificate of Discharge of Supervision of Vehicles under Customs Supervision of the People's Republic of China or the original transfer certificate approved by the Customs (motor vehicles under customs supervision);

9. Power of Attorney and identity certificate of **person (motor vehicle registration and related business applied by **person**).

According to the provisions of the motor vehicle insurance clause, during the validity period of the insurance, if the insured vehicle is resold, transferred, given to others or changed its use, the insured shall notify the insurance company in writing and apply for correction, otherwise the insurance company has the right to refuse compensation. Therefore, it is not possible to transfer the ownership after the expiration date of the insurance.

Therefore, when the second-hand car is transferred, the new owner needs to apply for car insurance again, and the owner needs to consider purchasing third-party liability insurance and car damage insurance when purchasing insurance when conditions permit. Specific types of car insurance include:

Compulsory traffic insurance: the full name of compulsory insurance for motor vehicle traffic accident liability, is a compulsory insurance system implemented by national laws, and the insurance company compensates the victims (excluding the vehicle personnel and the insured) for personal and property losses caused by road traffic accidents caused by the insured motor vehicle within the liability limit. The payout is small.

Third-party commercial liability insurance: Third-party commercial liability insurance refers to an accident that occurs during the use of the insured vehicle by the insurer or its permitted drivers, resulting in direct damage to the third party's personal life or property, and the insured shall bear economic responsibility and the insurance company shall be responsible for compensation. It can be used as a supplement to compulsory traffic insurance.

Vehicle damage insurance: It refers to the insured or its permitted driver who has an insured accident while driving the insured vehicle, resulting in damage to the insured vehicle, and the insurance company will compensate within a reasonable range. The full name is Motor Vehicle Damage Insurance.

Car damage insurance and three liability insurance are the basic insurance of vehicle insurance, which mainly compensates for the loss of the insured vehicle and the loss caused by the insured vehicle to a third party in use!

Commercial insurance can expire, and the car can't be labeled after the expiration of compulsory traffic insurance. Acquaintances will buy it or go overboard. Strangers are not stupid, they must wait for your annual inspection to be completed before transferring. The compulsory traffic insurance has expired, and the car pit must also be inspected annually.

1. Can the vehicle insurance be transferred normally after expiration?

1. Car insurance cannot be transferred after expiration. The law stipulates that during the validity period of the insurance, if the insured vehicle is resold, transferred, given to others or changed its use, the insured shall notify the insurance company in writing and apply for correction, otherwise the insurance company has the right to refuse to make false compensation. Therefore, it is not possible to transfer the ownership after the expiration date of the insurance.

2. Legal basis: Article 98 of the Road Traffic Safety Law of the People's Republic of China.

If the owner or manager of a motor vehicle fails to take out compulsory third-party liability insurance for motor vehicles in accordance with the provisions of the State, the traffic management department of the public security organ shall detain the vehicle until it is insured in accordance with the regulations, and shall be fined twice the insurance premium payable in accordance with the minimum liability limit for insurance in accordance with the regulations.

All fines paid in accordance with the preceding paragraph shall be included in the social assistance for road traffic accidents**. The specific measures are stipulated by ***.

Article 99.

Any of the following acts shall be fined not less than 200 yuan but not more than 2,000 yuan by the traffic management department of the public security organ:

1) Driving a motor vehicle without obtaining a motor vehicle driver's license, having a motor vehicle driver's license revoked, or during the period when the motor vehicle driver's license has been suspended;

2) Leaving a motor vehicle to be driven by a person who has not obtained a motor vehicle driver's license or whose motor vehicle driver's license has been revoked or suspended;

3) Causing a traffic incident to flee after an accident, but it does not constitute a crime;

4) The motor vehicle is driving more than 50% of the speed limit;

5) Forcing a motor vehicle driver to drive a motor vehicle in violation of road traffic safety laws, regulations, or requirements for safe driving of motor vehicles, causing a traffic accident, which does not constitute a crime;

6) Forcibly passing in violation of traffic control regulations and not listening to dissuasion;

7) Therefore, the difference is balanced to damage, move, or alter transportation facilities, causing harmful consequences, and it does not constitute a crime;

8) Illegally intercepting or detaining motor vehicles, and refusing to heed dissuasion, causing serious traffic obstruction or relatively large property losses.

Where the perpetrator has any of the circumstances in items (2) or (4) of the preceding paragraph, the motor vehicle driver's license may be revoked concurrently; In any of the circumstances in items 1, 3, 5 through 8, they may be detained concurrently for up to 15 days.

2. What are the documents required for the transfer of car ownership?

1. Vehicle driving license;

2. Motor vehicle registration certificate;

3. Motor vehicle registration sub-form;

4. Additional tax certificate for vehicle purchase.

Conveyancing of used cars.

The insurance is not expired, it is useful, the compulsory traffic insurance in the car insurance is not surrenderable, and the commercial insurance.

The original owner can choose to surrender the insurance and let the new owner re-insure by himself, if the vehicle is not surrendered, he can still continue to enjoy the protection, but the original owner needs to cooperate with the claim after the vehicle is insured.

If the second-hand car transfer insurance has not expired, if the original owner does not surrender the policy, you can apply to the insurance company for a policy change to replace the policyholder with a new owner.

No, you can go to the insurance company where the original owner purchased the insurance to transfer the insurance to your own name.

Buying a second-hand car not only requires the vehicle transfer procedures, but also the vehicle insurance transfer procedures, so the insurance transfer is also an important part of the sale of second-hand cars, and there are generally two ways to deal with the insurance transfer.

One is to change the main body of the policy, the new owner can complete the insurance transfer by bringing the relevant materials to the corresponding insurance company to fill in the transfer application form, and the other is to apply for surrender, which needs to pay the premium from the insurance application to the surrender period, and the insurance company will refund the rest of the fees.

For second-hand cars, the compulsory traffic insurance must be transferred after the transfer of ownership. According to Article 18 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability, the ownership of the insured motor vehicle is transferred.

The formalities for changing the compulsory insurance contract for motor vehicle traffic accident liability shall be completed. For commercial insurance, you can choose to transfer or surrender the insurance according to the situation. Each insurance company of commercial insurance has different requirements and regulations, so I will not analyze it in detail here, and the next thing to analyze is compulsory traffic insurance.

After the transfer of ownership of the vehicle, you can change the insurance to the insurance company for free, and if the insurance expires, you can directly purchase a new insurance. Vehicle transfer 0531-87176666-1

No, bring the information of both parties and go to the insurance company to transfer the insurance to your name.

No, just wait until the insurance expires to buy it!

No need to remember to renew when it expires.

According to the provisions of the motor vehicle insurance clause, during the validity period of the insurance, if the insured vehicle is resold, transferred, given to others or changed its use, the insured shall notify the insurance company in writing and apply for correction, otherwise the insurance company has the right to refuse compensation. Therefore, it is not possible to transfer the ownership after the expiration date of the insurance.

Second, when the second-hand car is transferred, the new owner needs to apply for car insurance again, and the owner needs to consider purchasing third-party liability insurance when purchasing insurance when conditions permit.

and car damage insurance. Specific types of car insurance include:

1. Compulsory traffic insurance: the full name is compulsory insurance for motor vehicle traffic accident liability.

It is a compulsory insurance system implemented by national laws, and the insurance company compensates the victim (excluding the vehicle personnel and the insured) for the personal and property losses caused by the road traffic accident of the insured motor vehicle within the liability limit. The payout is small.

2. Third-party commercial liability insurance.

Third-party commercial liability insurance refers to an accident that occurs during the use of the insured vehicle by the insurer or its permitted drivers, resulting in direct personal damage or property to the third party, and the insured shall bear economic responsibility and the insurance company shall be responsible for compensation according to law. It can be used as a supplement to compulsory traffic insurance.

3. Vehicle damage insurance: It refers to the insured or its permitted driver who has an insured accident while driving the insured vehicle, resulting in damage to the insured vehicle, and the insurance company will compensate within a reasonable range. The full name is Motor Vehicle Damage Insurance.

Car damage insurance and triple liability insurance are vehicle insurance.

The basic insurance mainly compensates for the loss of the insured vehicle and the loss caused by the insured vehicle to a third party in use!

Transfer of ownership of the vehicle. The required materials are as follows:

1. The original application form for registration, transfer and cancellation of registration of motor vehicles;

2. The original and photocopy of the identity certificate of the current motor vehicle owner;

3. Original driving license;

4. The original motor vehicle inspection record form (post the motor vehicle standard ** and frame number.)

rubbing). 5. Motor vehicle registration certificate.

Original; 6. Motor vehicle standard **1;

7. The original or original and photocopy of the certificate or certificate of transfer of ownership of the motor vehicle. Among them, the second-hand car sales invoice, the "Notice of Assistance in Enforcement" and the transfer certificate issued by state organs, enterprises, business celebration units and social organizations shall be originals;

8. Certificate of Discharge of Supervision of Vehicles under Customs Supervision of the People's Republic of China or the original transfer certificate approved by the Customs (motor vehicles under customs supervision);

9. "Power of Attorney" and the identity certificate of the **person (the motor vehicle registration and related business of the reputation applied by the **person**).

Ownership can be transferred. The division of the tomb is as follows.

If the compulsory traffic insurance has not expired, you can start the transfer immediately. If the compulsory traffic insurance expires, you can buy the compulsory traffic insurance and vehicle and vessel tax, and then you can transfer the ownership.

Under normal circumstances, the DMV will check whether the compulsory traffic insurance is within the validity period when handling the transfer of ownership. If it expires, it will not be transferred, which means that the owner cannot get the driving license. Therefore, you must first go to the insurance company to buy compulsory traffic insurance before you can transfer the ownership.

Summary. Hello, glad to answer for you. For the vehicle, the insurance has not expired and does not need to be repurchased.

Hello, glad to answer for you. For the vehicle, the insurance has not expired and does not need to be repurchased.

The other party's company account is inconvenient to transfer, and it is difficult to find him in the future, can I buy it from scratch.

However, a transfer of ownership of the vehicle insurance is required.

It is inconvenient for the other company to transfer the account, and it is difficult to find him in the future, so you can buy it yourself.

Can I buy compulsory traffic insurance again?

His insurance was nine months away.

It is possible to rebuy the compulsory insurance for second-hand cars without ownership, but you can only buy it with your own information after the previous compulsory insurance has expired. According to the relevant provisions of the compulsory traffic insurance, if the ownership of the insured motor vehicle is transferred during the validity period of the compulsory traffic insurance contract, the policyholder shall notify the insurer in a timely manner and handle the change of the contract of the compulsory traffic insurance.

You can only reapply for compulsory liability insurance after it expires. The previous compulsory traffic insurance needs to be transferred.

What if he doesn't go to the house.

Commercial insurance can be re-issued.

Then I only have commercial insurance, and if I am out of insurance, will the insurance company pay you under the premise that I can't find the other party.

Compulsory insurance is compulsory insurance, as the car goes, he does not handle the transfer, and the compulsory insurance is automatically transferred to your car. So, it doesn't matter if he doesn't go home.

Okay, even guess that after the burial, I don't need him to provide any materials for compensation, and I don't need to buy compulsory insurance before the expiration of the compulsory insurance, I just need to buy commercial insurance from the new, right?

Transfer of ownership of the vehicle. You can still use the insurance before it expires.

The insurance of the vehicle is calculated from year to year, no matter how many times the vehicle is transferred in a year, as long as the year is not over, then the insurance is still useful. Of course, insurance is calculated from the date of purchase, for example, if a new car is insured on May 7 of this year, then May 7 of the following year is an annual year.

Buying a used car requires not only the transfer of ownership of the vehicle, but also the vehicle insurance.

There are two ways to deal with insurance transfer, one is to change the main body of the policy, and the new owner can complete the insurance transfer with the relevant materials to the corresponding insurance company to fill in the transfer application form, and the other is to apply for surrender, which needs to pay the premium from the insurance to the surrender period, and the insurance company will refund the rest of the fees.

Transfer of ownership of the vehicle during the insurance period.

, the insurance is still valid.

However, it is necessary to carry out the transfer of insurance Qi Xiangxiang, and Gao Bi should apply for compulsory insurance for motor vehicle traffic accident liability.

Procedures for changing contracts. During the validity period of the insurance contract, if the insured vehicle is re-sold, transferred, given away, changed or increased in risk, the insured shall notify the insurer in writing in advance and apply for correction, otherwise the insurance company has the right to refuse compensation. If the ownership of the insured motor vehicle is transferred, the formalities for changing the compulsory insurance contract for motor vehicle traffic accident liability shall be completed.

The policyholder and the insurer may negotiate to change the contents of the contract. If the insurance contract is changed, the insurer shall file a copy in the insurance policy.

or other insurance certificates with endorsements or endorsements, or written agreements between the policyholder and the insurer. If the ownership of a registered motor vehicle is transferred, the current owner of the motor vehicle shall report to the vehicle management office at the place of registration within 30 days from the date of delivery of the motor vehicle.

Apply for registration of the transfer.