Can I not buy insurance if I don t drive my car?

In theory, car insurance is not a must-have. Therefore, we can do without car insurance at all. However, from a practical point of view, we buy car insurance for safety and security.

If the financial situation allows, we still try to buy an insurance policy for the car.

Yes

If the car is not driven, you can not buy insurance, but if the vehicle is out of insurance for too long, you may face a small premium when you renew the insurance, and if the car has an insured accident, such as being scratched, then the insurance company will not make a claim.

If the car is driven on the road without insurance, and the traffic police find that it has not purchased compulsory traffic insurance, then the owner will be fined and temporarily detained the car. Therefore, it is recommended that car owners can renew their car insurance in advance, and if they do not buy car insurance for special reasons, then do not drive on the road.

According to the provisions of the Regulations on Compulsory Traffic Insurance, the owner or manager of a motor vehicle driving on a road within the territory of the People's Republic of China shall take out compulsory traffic insurance.

The traffic management department has the right to detain the motor vehicle, notify the owner and manager of the motor vehicle to take out insurance in accordance with the regulations, and impose a fine of twice the insurance premium payable.

Insurance companies for risk management.

It is necessary to inspect and underwrite the out-of-insurance vehicle, that is, to take photos of all angles of the car (generally more than three days out of insurance, slightly different from company) to prove that the body is intact. If the car has a slight peeling of paint, it may also be denied.

If the car is not driven, you must also buy insuranceIf the car does not open for a year, it is best not to pay the insurance vehicle, but it is not handled when the car insurance is renewed, and if it is delayed, the owner may face the problem of rising rates, and the vehicle after the insurance is renewed, the car must be re-inspected, which increases the insurance procedures, and brings more trouble to the owner, <>

What should I do if I don't drive my car? The car is not open for the time being, it is best to go to the vehicle management department to do the stop procedures, and the annual review will be postponed normally, so that there will be no impact, otherwise it will affect the vehicle and vessel tax in the compulsory traffic insurance, and the vehicle insurance commercial insurance can be surrendered, and the vehicle cancellation registration is stolen and robbed compulsory traffic insurance can not be surrendered, but the compulsory traffic insurance can be extended for the insurance period, if the normal procedures, there are no adverse consequencesIf the car is not driven, it cannot be stopped at the DMV

If you do not go through the procedures at the DMV, you are likely to get out of the trial, which will be punished, or even the vehicle will be cancelled, if you do not go through the parking procedures, and do not pay the insurance and vehicle and vessel tax, and wait until the next year to pay the insurance, the car owner will be asked to pay the vehicle and vessel tax of the previous year, as well as late fees.

The car can also be bought without insurance, or, it is recommended to buy

If the car is not driven for a long time, if the vehicle is not processed when the car insurance is renewed, let it be delayedCar owners may face the problem of rate increases when renewing their insurance

And".Out of insuranceRecommendationsWhen the car is not driven temporarily, it is best to go to the vehicle management department to do the parking procedures, and the annual review will be postponed normally, so that there will be no impact. Otherwise, it will affect the vehicle and vessel tax in the compulsory traffic insurance.

Vehicle insurance and commercial insurance can be surrendered, while vehicle deregistration, theft and robbery, compulsory traffic insurance cannot be surrendered. However, the compulsory traffic insurance can be extended for the insurance period. If the formalities are carried out normally, there will be no undesirable consequences.

If you do not go to the DMV to go through the suspension procedures,It is likely to be out of trialThat's to bePenalties and even cancellation of vehicles

What if: If you do not go through the procedures for stopping driving, and you have not paid the insurance and vehicle and vessel tax, when you pay the insurance in the next year, the car owner will be asked to pay the vehicle and vessel tax of the previous year, as well as late fees, (calculated by the day) and the compulsory insurance will float to the original price, and the commercial insurance will not have the original discount, etc.

If you leave the car at home and do not drive, you can temporarily not buy insurance, but if you want to drive on the road, you must buy compulsory traffic insurance, otherwise the motor vehicle will be impounded and fined double the basic premium.

According to Article 16 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability, the insured shall not terminate the compulsory insurance contract for motor vehicle traffic accident liability, except for one of the following circumstances:

1) The insured motor vehicle has been deregistered in accordance with law;

2) The insured motor vehicle is suspended;

3) The insured motor vehicle is confirmed to be lost by the public security organs.

Article 17 Before the termination of the compulsory insurance contract for motor vehicle traffic accident liability, the insurance company shall bear the insurance liability in accordance with the contract. When the contract is terminated, the insurance company may collect the insurance premium from the date of commencement of the insurance liability to the date of termination of the contract, and the remaining part of the insurance premium will be refunded to the policyholder.

If the car does not open for a year, it is best not to pay the insurance vehicle, but it is not handled when the car insurance is renewed, and if it is delayed, the owner may face the problem of rising rates, and the vehicle after the insurance is renewed, the car must be re-inspected, which increases the insurance procedures, and brings more trouble to the owner, <>

No, you cannot. Even if the car does not have the necessary insurance, it is still necessary to buy it. For example, compulsory insurance. If you don't buy insurance on time, the penalties for the vehicle on the road are high, and the vehicle can't be repaid normally.

If the car is not driven, you can not buy commercial insurance, and the compulsory traffic insurance can also be extended for the insurance period, but you must not drive on the road during the period of compulsory traffic insurance. If you park your car for a longer period of time and purchase insurance for a later period, you will not be eligible for an insurance discount, and you will need to be insured at the basic rate.

Summary. Hello, the car is not driven for a long time, you can not buy insurance, but do not buy compulsory insurance, it is absolutely not on the road, if you can guarantee that your vehicle has been in the garage, you can not buy insurance if you don't go on the road. However, you will need to pay vehicle and vessel tax.

Hello, the car is not driven for a long time, you can not buy insurance and envy, but do not buy compulsory insurance, is absolutely not on the road, if you can keep an eye on the guarantee, your vehicle has been in the garage, not on the road can not buy insurance. However, Paino is required to pay a vehicle and vessel tax.

If your vehicle occasionally goes on the road, then the compulsory traffic insurance must be bought, otherwise it is illegal not to buy the compulsory traffic insurance on the road, which is illegal, and you will be fined twice as much as the compulsory traffic insurance, and will be ordered to buy and sell only strong insurance.

Compulsory liability insurance for motor vehicle traffic accidents is a compulsory liability insurance for the personal and property losses of the victims (excluding the personnel and the insured) caused by road traffic accidents of the insured motor vehicles within the liability limit. This insurance is the first compulsory insurance system implemented by national laws and regulations in China, and the premium is uniformly stipulated by the state, and the main factor affecting the compulsory traffic insurance** is the "number of car seats".

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No.

Even if it is not opened, the compulsory insurance still needs to be paid, and this insurance must be paid every year, and commercial insurance can not be purchased. Thank you for adopting.

If the car is not driven, then you can choose not to buy insurance, but if you drive occasionally, then it is more appropriate to buy insurance, and you can choose not to buy commercial insurance.

Even if your car is not driven, you should buy an insured car, and you must buy compulsory traffic insurance every year, because if it is you, although you are not on the road this year, or you will not drive, but you do not buy compulsory traffic insurance, what you say is equivalent to being out of insurance, which does not meet the national regulations.

It's okay to not drive the car for a year and not pay the car insurance.

According to the provisions of the Regulations on Compulsory Traffic Insurance, the owner or manager of a motor vehicle driving on the road within the territory of the People's Republic of China shall take out compulsory traffic insurance, and if the owner or manager of a motor vehicle fails to take out compulsory traffic insurance in accordance with the regulations, the traffic management department of the public security organ has the right to detain the motor vehicle, notify the owner or manager of the motor vehicle to take out insurance in accordance with the regulations, and impose a fine of twice the insurance premium payable.

If the car is not driven, you can not buy commercial insurance, and the compulsory traffic insurance can also be extended for the insurance period, but you must not drive on the road during the period when the compulsory traffic insurance is out of insurance.

1. How to purchase: The insurance of the car can be reasonably purchased according to the needs of the owner, which can be purchased in the 4S store or in other places.

2. Loan to buy a car: Generally, when buying a car with a loan, the insurance needs to be purchased in the store, and a certain renewal deposit will be charged.

3. Compulsory traffic insurance: It is a compulsory insurance in China, and it is a type of insurance that all vehicles must purchase.

The vehicle involved in the accident participates in the compulsory third-party liability insurance of the motor vehicle, and the insurance company pays the rescue expenses within the liability limit.

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Good morning, boss, if you leave your car at home and don't drive it, you can temporarily not buy insurance, but if you want to drive on the road, you must buy compulsory traffic insurance, otherwise you will be impounded and fined double the basic premium. [

According to Article 16 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability, the insured shall not terminate the compulsory insurance contract for motor vehicle traffic accident liability, except for any of the following circumstances: (1) the insured motor vehicle has been cancelled in accordance with the law; 2) The insured motor vehicle is suspended; 3) The insured motor vehicle is confirmed to be lost by the public security organs.

Summary. If the car is not driven, you do not need to pay insurance. If the car is temporarily closed, you can be exempted from paying compulsory traffic insurance, but you must not drive on the road.

If you stop for a long time, you don't need to buy it if you don't open it for one or two years, but there will be no discount if you buy it in the future, and you need to buy insurance according to the basic rate. If it is not opened, you can go to the vehicle management department to go through the suspension procedures, so that the annual review will be postponed normally. Commercial insurance is called vehicle commercial insurance.

It is actually a kind of insurance, a kind of protection for private cars. Generally, it includes third-party liability insurance. This kind of insurance is not required to be mandatory by the national unified regulations, and when the insured of this insurance and its licensed drivers have an accident in the process of using the insured vehicle, resulting in direct personal or property losses of a third party, the insurance company that shall bear the economic responsibility of the insured is responsible for compensation according to law, that is, the type of commercial insurance.

At the same time, theft insurance, vehicle personnel liability insurance, body scratch loss insurance, vehicle damage insurance, glass shattering insurance, spontaneous combustion loss insurance and deductible insurance are all types of commercial insurance.

Is it okay if the car is not driven and you don't have insurance?

Hello dear! OK.

If the car is not driven, you do not need to pay insurance. If the car is temporarily closed, you can be exempted from paying compulsory traffic insurance, but you must not drive on the road. If you stop for a long time, you don't need to buy it if you don't open it for one or two years, but there will be no discount if you buy it in the future, and you need to buy insurance according to the basic rate.

If it is not opened, you can go to the vehicle management department to go through the suspension procedures, so that the annual review will be postponed normally. Commercial insurance is called vehicle commercial insurance. It is actually a kind of insurance, a kind of protection for private cars.

Generally, it includes third-party liability insurance. This kind of insurance is not required to be mandatory by the national unified regulations, and when the insured of this insurance and its licensed drivers have an accident in the process of using the insured vehicle, resulting in direct personal or property losses of a third party, the insurance company that shall bear the economic responsibility of the insured is responsible for compensation according to law, that is, the type of commercial insurance. At the same time, theft insurance, vehicle personnel liability insurance, body scratch loss insurance, vehicle damage insurance, glass shattering insurance, spontaneous combustion loss insurance and deductible insurance are all types of commercial insurance.

Now, as the people's living conditions are getting better and better, more and more people are buying cars. And sometimes after we buy a car, there are often some special circumstances, such as traveling abroad, going out to work for a long time, etc., and then the car we buy is useless. In this case, do we still have to buy insurance?

The answer is that a car that has not been used for a long time does not need to be insured, and it does not mean that you must buy insurance if you have a car.

Cars that are not used all year round can be done without commercial insurance.

Compulsory insurance, we can also not buy it. But if you say that you suddenly want to use your own car halfway, then you must go to buy compulsory insurance. Because there are a lot of surveillance cameras on our roads now, if you don't buy compulsory traffic insurance and drive on the road, if you are caught by the relevant departments, you will be paid.

The amount of fines paid is also relatively high.

If the vehicle is not insured and driven on the road, in case of an accident occurs, the consequences are often unaffordable for ordinary people. After all, now on the road, there are more luxury cars, in case you drive, accidentally scratched, the maintenance costs to be borne, if there is no insurance company to come out, do not feel sorry for us.

Therefore, if we do not purchase any kind of insurance because our car has not been used for a long time, we should try not to use it. Nowadays, technology is so developed, and there are more taxi-hailing software, and it is much safer and more economical to spend a little money and take a taxi than to drive your uninsured car. Seehu.

Now the insurance of the car, if there is no major accident, basically costs two or three thousand yuan. It's not a lot of money, but it's a lot if it's less.

To sum up, even if you leave the car at home and don't drive it, you still try to buy it as much as possible. After all, we still buy insurance, don't really wait for the time when something goes wrong, and then regret it, because it's too late at that time.