My wife loves to borrow money, what should I do, what should I do if my wife borrowed a lot of money

It's not easy for everyone to make money now, especially the working class, and some savings are also saved from the root of the tooth, so we all understand your mood now. As the saying goes: helping people is a favor, not helping is a reason.

Many times, money is hurting and angry between people: in our hearts, we are all kind people, and we always can't bear to help when we see people in difficulty, but we are really not high-ranking officials, and it is impossible to be proud of everything and spend a lot of money. Just do what you think, you can do your best to help others when you can, and when you feel insecure, you should protect yourself, no one will condemn you.

Anyway, first of all, congratulations on being able to take a good wife with a good heart. Yes, money is not distressing, especially for a family that lives on a salary, and how difficult it is to save a little money, so you will have this kind of thought. But think about it today, if you don't give convenience to others, to say something ugly, one day you suddenly encounter a very urgent matter, and you need to use money, maybe you don't, you go to ask others to borrow, when others have but don't lend you, what will you think.

Because no one can guarantee that they will not have to ask others in their lives.

I face the same problem as you. My husband is also very willing to lend money to friends. So far, I have lent out many copies, but none of them have been returned.

That's the best testimony. After borrowing it out, she didn't get it back, and I don't think she will borrow it again next time. I think your wife must be a kind-hearted woman, more sympathetic, and more enthusiastic.

A person who wants to help a friend when he is in trouble. But people's hearts are unpredictable. Many times you borrow money from others with good intentions, but when you want the money back, it often becomes Huang Shiren.

A friend who should be grateful to you may end up being a stranger. So you can enlighten her like this. That's what I use.

My husband is much better now.

Hopefully you can succeed. But no matter what. You should still feel comforted that you have a kind-hearted wife.

Although the truth is shown in times of trouble, but in this world, people's hearts are unpredictable, and your wife likes to lend money to others, not to mention whether she can return it on time. Just now you mentioned that you are all in difficulty, and you feel that you still need to keep some money by your side in case of emergency, and when you are in trouble, you don't want to ask others for help, and you have to solve it yourself.

Yes, landlord, I support you, you still oppose him, but it depends on how you talk to him. And you'd better have a little private money. What should I do if I suddenly have a problem?

It's true, women don't think about anything, but men are different. Men can bear a lot. So the man is tired.

Good men are more tired.

Have a good talk with her, and if necessary, you will manage the family accounts, that is, you will check whether you can borrow money.

Don't ask your wife to borrow If you have money, you can borrow more than 1 time and 2 times It's not good to borrow too much Even if he's okay, I want to borrow money from your wife Because I know that your wife is easy to talk to, you should make it clear to your wife.

Talk to her and I'm sure she'll understand what's at stake.

I support your wife!

Decades of life!

Is gain and distortion so important?

Besides, it's not that others don't pay it back!

They will help you if you need anything in the future!

Isn't it?

Or you don't give her much, not enough for her to spend.

You can take care of the money.

Legal analysis: Debts incurred by one of the husband or wife in his or her own name during the existence of the marital relationship shall, in principle, be treated as joint debts of the husband and wife; If the money borrowed by the other party is not used for living or operating together, you are not liable for repayment.

Legal basis: Article 1064 of the Civil Code of the People's Republic of China Debts borne by the husband and wife as jointly signed or recognized by one of the husband and wife after the fact, as well as debts incurred by one of the husband and wife in his or her own name for the daily needs of the family during the existence of the marital relationship, are joint debts of the husband and wife.

Debts incurred by one of the spouses in his or her own name during the existence of the marital relationship in excess of the daily needs of the family are not joint debts of the husband and wife; However, the creditor can prove that the debt was used for the husband and wife's common life, joint production and business, or based on the common intention of the husband and wife.

Generally speaking, when the child asks his mother for money, I will let him get more money, and the two of them will share the spoils, haha. I usually don't borrow money directly from my wife, she is too suspicious and always suspects me of not doing good things.

To tell the truth, there is one thing to say, just pay her back after the salary is paid. In other words, my wife is worthy of being an accountant, and the interest has always been calculated clearly, four times the bank interest, without a penny.

Drink wine, eat noodles, and eat with your share. Generally these three, because I have a lot of family members, and my wife doesn't like to get involved in these things, so it's a very safe reason to borrow money.

Do you need to make up any reason for this? The most important thing in life is to be honest with each other, and at that time it was to tell each other what it was. Our family implements the AA system for each money, I pay for the mortgage, property, water and electricity, and my wife covers the food.

When I don't have enough money, I ask my wife to borrow money, but I always pay it back. Sometimes she borrowed me and sometimes didn't pay it back.

I asked for it directly, and my wife also gave it to me directly. Now I'm paying off the mortgage, and my salary is pitiful, and I don't have as much balance as my wife every month, so I occasionally ask her for money. Just explain what to do, and she will give it to me directly.

Let's talk about my buddy first, I gave the junior three a hand-off fee, and I didn't dare to let the family know, so I asked a few of our buddies to make up 100,000 yuan for him. It took almost two years to pay it off, and it was not that there was no money for this goods, nor that I was unwilling to pay it back, but I was afraid that my wife would know the whereabouts of such a large amount of money and expose the filling. All kinds of excuses to fool my wife, the ants moved to pay off our debts little by little, and now I don't dare to spend it outside at all.

Later, I also took some scriptures from him, the best way to borrow money from my wife is to pretend to have a headache, I want to go to the hospital to see, this disease is not like a stomachache or physical discomfort, it is basically impossible to detect, and it will not be suspected if it comes and goes quickly. But this method can't be used often, and it's good to use it once in a while.

My wife is busy with work, she leaves early in the morning and comes back late in the evening, and the dog at home is often sick, so if I want to borrow money, I lie to my wife that the dog at home is suddenly ill and urgently needs funds to go to the veterinarian, and then I can get the money. The next thing you need to do is send the dog to a friend for two days.

My life experience and the process of interacting with friends around me can tell you unmistakably who will sincerely help you when you are in trouble.

First of all, my parents. They are the first people you will be able to stand up for and help you at any time. Secondly, it is the wife and a few friends.

The premise is that you must be justified and behave justly.

Excluding parents, the situation of girlfriend or wife and a few friends is analyzed as follows:

1.It is not advisable to borrow money from your girlfriend. When you ask her to borrow money from her who is in the stage of love, you have already planted the "seeds" for yourself to make your girlfriend and her family look down on you and even be spurned.

What is left to people is the impression of "incompetence"!

2.The wife and you are a husband and wife who eat the same pot of rice, and your difficulties are naturally also her difficulties, and all the property of the family, including cash, savings, and financial management, is the legal joint property (except for the real estate purchased in full by the individual before marriage, the property right of the vehicle is clear or there is an agreement before marriage).

Therefore, the term "borrowing" generally does not apply. If you encounter difficulties, your wife has the obligation to help you solve them.

3.A close friend will definitely give you a hand when you are in trouble, and will never leave you when you are cornered. In the hearts of such friends, "friendship" is more important than anything else.

If you meet such a friend, you should cherish it!

If it can be proved that the money borrowed by the husband is his personal debt, the wife does not have to pay it back; If the husband and wife have joint debts, the wife has to pay them back. Whether it is a joint debt of the husband and wife is mainly based on the following two points: whether the husband and wife have an agreement to jointly raise debts; Whether the couple shares in the benefits of the debt.

Legal basis: disturbing hands

Article 1064 of the Civil Code: Debts incurred by both husband and wife in the joint signature of the husband and wife or by one of the husband and wife in the subsequent recognition of the common intention, as well as debts incurred by one of the husband and wife in their own name during the existence of the marital relationship for the daily needs of the family, are joint debts of the husband and wife. Debts incurred by one of the spouses during the existence of the marital relationship in his or her own name to vacate the daily needs of the family are not joint debts of the husband and wife; However, the creditor can prove that the debt was used for the husband and wife's common life, joint production and business, or based on the common intention of the husband and wife.

Summary. Hello, the debts incurred by the husband or wife in his or her personal name during the existence of the marital relationship shall in principle be treated as joint debts of the husband and wife; If the money borrowed by the other party is not used for living or operating together, you are not liable for repayment.

Hello, during the existence of the marital relationship, the debts incurred by the husband or wife in the name of the husband or wife in the name of the husband and wife should be treated as the joint debts of the husband and wife in principle; If the money borrowed by the other party is not used for living or operating together, you are not liable for repayment.

According to Article 1064 of the Civil Code of the People's Republic of China, the debts borne by the husband and wife jointly signed or the joint recognition of one of the husband and wife, as well as the debts incurred by one of the husband and wife in their own name during the existence of the marital relationship for the daily needs of the family, belong to the debts of the husband and wife. Debts incurred by one of the spouses in his or her own name during the existence of the marital relationship in excess of the daily needs of the family are not joint debts of the husband and wife; However, the creditor can prove that the debt was used for the husband and wife's common life, joint production and operation, or based on the joint intention of the husband and wife. Fiber training.

The money borrowed by the husband does not need to be repaid if the wife does not know about it, and in principle, the wife does not need to repay the money borrowed by the husband and the wife without knowing it. However, if one of the spouses incurs a debt in his or her own name for the daily needs of the family during the existence of the marital relationship, and the creditor claims the right on the ground that it is a joint debt of the husband and wife, the court shall uphold it. At this point, the wife has to pay it back.

1) The premarital debts of one of the husband and wife are excluded from those that have been converted into joint debts;

2) One of the husband and wife finances debts of a person who does not have a legal obligation to support them without the consent of the other party;

3) Debts incurred by one of the husband and wife to raise funds to engage in production or business activities on their own without the consent of the other party, and their income is not used for living together;

4) The property that belongs to only one of the husband or wife as determined in the will or gift contract, and the debts that accompany the will or gift contract;

5) Debts that the husband and wife agree to be borne by one party, but such agreement does not have the effect against creditors in principle;

6) Unreasonable expenses of one of the spouses, such as gambling, drug abuse, and other debts;

7) Other debts that should be borne by individuals in accordance with law.

Your wife borrowed money, although her husband doesn't know about it, but she also needs to repay it after February 2.

That is to say, if your wife borrows money, it is mainly used to accept the family, then it belongs to the joint property of the husband and wife and the joint debts of the husband and wife, so at this time, because you need to bear the right to bear the joint property of the husband and wife, of course, you also need to bear the right to bear the joint debts of the husband and wife, that is to say, you must let him bear part of the debt.

But if at this time, it is not for the family at all, but he is using the money to spend on his own, spend it by himself or do something more illegal, such as gambling. Then at this time, as his husband, there is no need to bear the corresponding debts, because he has nothing to do with you, and he has not spent it on the family, so you don't need to bear it.

1. The wife's loan is used for the common life and business of the family, which is a joint debt of the husband and wife, and the husband has the responsibility to repay it within the scope of the joint property of the husband and wife; 2. If the wife's loan is used for her personal expenses or engaged in illegal activities, such as gambling or usury, and the husband does not know about the wife's loan, or does not agree to borrow money, it is a wife's personal debt, and the husband is not responsible for repayment. 3. If the wife's loan occurred before the marriage, then it is also her personal debt, and the husband does not need to be liable for repayment. 4. There is an agreement between the husband and wife on the distribution and ownership of property during the existence of the marital relationship

Each of them owns their own property, each of them bears its own debts, and the husband is not liable for repayment.

At present, it is in marriage, and the wife must return it when the wife is exposed, if the wife passes away, or the wife is gone. It's the family's family who wants to pay back the money.