How about the Rich Blossom annuity insurance plan of Fude Life Insurance

Annuity insurance is too difficult to choose! It's just that the yield of different products varies greatly. Some products buy an annuity of 300,000 yuan and can only get back 330,000 yuan in the end, only 1% of the income; Some products have an annual rate of return on the main insurance alone.

For everyone's reference.

1.High yield is the first priority.

No matter what the purpose of buying annuity insurance is, annuity insurance, as a kind of financial insurance, must talk about income. The way to increase the value of annuity insurance is mainly through annuity accounts and universal accounts. Although the whole value-added process is complicated, the standard for judging the return of annuity insurance is to calculate the IRR rate of return.

At present, the better annuity insurance on the market can generally approach 4% through more than 10 years of value-added.

2.The cash flow of the annuity should match the demand for the use of funds.

Our cash flow will be changed by the purchase of annuity insurance, so it is necessary to consider the following 4 questions:

How much money do children get when they study?

How much pension can I get back after retirement?

If you are in urgent need of liquidity, how much cash value can I get back when I surrender the policy?

How much money can I leave for my family after I return to old age in 100 years?

Working families can focus on solving 1 or 2 problems, after all, the budget is limited, such as pensions, and the focus is on how much money you can get back after the age of 60 with the annuity insurance you want to buy.

Although business owners have sufficient budgets, they also need to pay attention to the cash value of annuity products and how much money they can leave for their loved ones after death.

Although the product form of annuity insurance is relatively simple, there are many pitfalls in it. So I specially evaluated a ranking of the top ten high-yield products of annuity insurance:"Top 10 High-yield Annuity Insurance Points This Year! 》

Hope it helps.

That's all for me"How about the "Rich Blossom" annuity insurance plan of Fude Life Insurance"All, look!

The dividend rate of this financial insurance is very high, and it is a good choice to add it after you already have accident and critical illness protection, but the protection is not done well, so it is not recommended to buy financial management. Strictly speaking, financial management does not belong to the category of insurance, and it cannot provide personal protection against risks. This insurance comes with a waiver for the policyholder, but there is no benefit for the insured in case of accident or illness.

Fude Life Golden Joy Life Annuity Insurance is reliable. Fude Life Jinxi Life Annuity Insurance This product belongs to the first branch of Fude Life Insurance Co., Ltd., and Fude Life Insurance was established in 2002 with a registered capital of 100 million yuan and total assets of more than 480 billion yuan, and currently has 35 branches and more than 1,000 branch outlets in the country, and is a national professional life insurance company.

See here, if you have friends who are interested in Fude Life Insurance, you can poke the following article:

Is Fude Life Insurance reliable? After picking up its universal insurance, I was speechless.

The following are the evaluation results of the senior sister:

1.There are many exemptions.

As can be seen from the above picture of Bei Lao, there are 8 exemption clauses of Fude Life Jinxi Life Annuity Insurance. In the entire annuity insurance ranks; In general, the number of more common disclaimers may be 3 or 5, but in comparison, the 8 disclaimers of this product are really a bit much. This is a lot more limited for policyholders.

When it comes to the disclaimer clause, there may be some friends who don't know much about imitation of good promotion, so take a look at the following article:

What are the exclusions of insurance and how do you look at them? If you don't understand, you'll suffer a big loss!

2.It does not come with a universal account and cannot be compounded and valued.

It is important to know that annuity insurance is a life insurance with the nature of investment and financial management, and the most important thing in investment and financial management is compound interest and appreciation; However, this Fude Life Golden Joy Life Annuity Insurance product does not come with a universal account, so that this product cannot do "money makes money", which is a bit laughable for people who are investing and managing money with a universal account.

Under normal circumstances, the common and excellent annuity insurance products on the market will be equipped with a universal account to play a compound interest and value-added function, but if there is no universal account, the policyholder can only receive a fixed insurance premium on time, and there is no way to add value to these insurance funds.

After reading so much, if you still want to buy high-yield annuity insurance, then you might as well take a look at this:

Top 10 Annuity Insurance Rankings Want to buy high-yield annuity insurance? Don't miss out on these 10 again!

Hello as the world! Fude Life Jinxi Life Annuity Insurance is reliable, but Deep Blue Jun still recommends that you first complete the basic protection before considering this kind of financial management insurance.

If you want to know what basic insurance plans are worth buying, you can click here to book a 1-to-1 insurance planning service.

Deep Blue Insurance Dedicated Insurance Brokers will provide you with professional advice.

Fude Life Golden Joy Life Annuity Round Oak Insurance** can be insured online or offline, with a maximum insurance age of 60 years old online and 65 years old offline, which is guaranteed for life. The payment period is only 3 years and 6 years, and its insurance liabilities include survival insurance benefits, life benefits and total disability insurance benefits for the deceased slag cavity.

For products such as annuity insurance, the cash value of each year in the future is written in black and white in the contract from the beginning of the insurance.

For our policyholders, the benefit is that what you see is what you get, locking in a lifetime income for the future without worrying about the risk of falling interest rates and market volatility.

Then you can consider buying annuity insurance, but one thing to remind is that the receipt and payment of annuity insurance are agreed in advance, and the premium is paid in installments or in a lump sum, and the money will start to be returned at the agreed time.

If you take it out early, you will lose a lot and you won't even get the principal back, so be sure to carefully choose the right product for you.

Don't buy it, it's a ** company, surrender half of the insurance, and the income is not as much as the interest on bank deposits.

Insurance is reliable, you need to see if the insurance content is suitable for you.

Fude Life Jinxi Life Annuity Insurance, is the 60-year-old expense your own money? Uh, your own money plus your own interest is opened?

Hello, just use your own.

The specific situation depends on the specific situation.

Fude Life is surprised, life insurance is your own money, maybe your own money.

Rich life surprise, life insurance 60 years old expenses are your own money? It should be, right?

Fude Life Jinxi Life Annuity Insurance at the age of 60 is opening your own money? Of course, it's your own money.

Not jealous! Baby vvv jealousy, eating, eating, eating, rubbing, rubbing, embarrassing, cooking, retro style, annoying

It means to describe a person's behavior or words at a moment that embarrasses and embarrasses oneself to the extreme, so that you will not forget that experience for a long time afterward, and both excitement and sadness are temporary

Summary. Hello, hello, Fude Life Rich Flower Annuity Insurance (Dividend) is a universal insurance product with multiple payments, you can pay 37,004 yuan per year, after 10 consecutive payments, you will get the insurance money contained in the policy, at the same time, you will enjoy the special benefits of participating insurance, you will get a certain percentage of dividends every year, the proportion of dividends is determined by the dividend type you choose when you buy insurance, you can choose the right dividend type according to your own needs. In addition, you can also make multiple additional contributions during the policy term according to your own needs to increase the amount of insurance and increase the dividend ratio.

In short, Fude Life Rich Flower Annuity Insurance (Participating) is an insurance product with dual advantages of protection and income, and you can choose according to your needs.

Hello. Hello, hello, Fude Life Rich Flower Annuity Insurance (Dividend) is a universal insurance product with multiple payments, you can pay 37,004 yuan per year, after 10 consecutive payments, you will get the insurance money contained in the policy, at the same time, you will enjoy the special benefits of participating insurance, you will get a certain percentage of dividends every year, the proportion of dividends is determined by the dividend type you choose when you buy insurance, you can choose the right dividend type according to your own needs. In addition, you can also make multiple additional contributions during the policy term according to your own needs to increase the amount of insurance and increase the dividend ratio.

In short, Fude Life Rich Flower Annuity Insurance (Participating) is an insurance product with dual advantages of protection and income, and you can choose according to your needs.

Fuguihua dividend-type 37,400 per year, how much money can be distributed in 20 years.

I have been buying it for 10 years.

Can I ask a voice question?

Uh-huh. According to the information you provided, you have purchased Fude Life Fuhua Annuity Insurance (participating type) for 10 years, with an annual dividend of 37,004, so how much do you expect to receive in 20 years, the answer is: 37,004 10 years = 377,004.

How much money can be divided in 20 years.

A total of about 600,000.

I bought it in March 2012 and so far, how much money can I get if I surrender the policy all at once.

Fude Life Rich Flower Annuity Insurance (Dividend) dividends of 37,004 per year, according to your situation, bought in March 2012, has been bought for 10 years, if a one-time surrender, it is estimated that 80% of the insurance money will be in hand.

Hello, Fude Life Ruyi Annuity Insurance Participating Type, which is an annuity insurance with a participating nature launched by Fude Insurance Company. Basic part During the accumulation period after the commencement of the insurance liability of this contract, the company shall bear the insurance liability in accordance with the following agreements: 1. Payment of survival insurance (1) If the insured is still alive at 0:00 on the next day after the end of the cooling-off period, the company will pay the survival insurance payment at the rate of 10% of the basic insurance amount; (2) If the insured is still alive at 0:00 on the anniversary of each insurance contract after the effective date of this contract, the Company will pay the survival insurance benefit at the rate of 10% of the sum of the basic sum insured and the accumulated dividend sum insured until the nearest anniversary of the insurance contract before the expiration of the accumulation period specified in the insurance policy of this contract; (3) If the insured is still alive at 24 o'clock on the expiration date of the accumulation period specified in the insurance policy of this contract, the Company will pay the survival insurance benefit at the rate of 10% of the sum of the basic sum insured and the accumulated dividend insured amount.

2. Payment of Accumulation Period Maturity Insurance Pension If the Insured is still alive at 24 o'clock on the expiration date of the accumulation period specified in this Hezi Kongtong Insurance Policy, the Company will pay the accumulated maturity insurance money according to the insurance premium actually paid in this contract during the accumulation period, and the basic part of this contract will be terminated. If the policyholder does not choose the optional part of the insurance, this contract will be terminated at 24 hours after the expiration of the accumulation period.

Judging from the terms, there is certainly no problem with paying a 6-year guarantee for life. However, it should be noted here that an insurance is not only the two factors of payment period and protection period, but also the question of how much the insurance amount is paid, for example, 100,000 yuan per year for 6 years is guaranteed for life, and the life expectancy is calculated according to actuarial rules to 105 years old, and the total amount of annuity paid should be calculated. It can't be said that I paid 600,000 yuan, although it is guaranteed for life, but I only return 600,000 yuan for the lifetime annuity return, which is equivalent to giving money to one person, and then people will return the money to you in batches, what is the point?

Therefore, it is not only necessary to know the insurance period, but also to know the insurance liability, such as the amount insured, the method of annuity payment and the corresponding amount, so as to have a comprehensive understanding of the insurance contract in your hand.

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Fude Life Rich Gold Annuity Insurance, the product adopts the dividend investment method, after the customer pays the premium every year, the premium paid will be invested in a variety of assets such as **, bonds, etc., customers can enjoy rich dividend income, and can choose to receive lifelong pension security on an annual basis, in addition, the product also has flexible conversion and borrowing services, which can be adjusted according to the customer'<>s personal needs and changes

<> Fude Life Rich Gold Annuity Insurance (Dividend-paying).

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Fude Life Rich Gold Annuity Insurance Participating is a long-term savings insurance product launched by China Fude Life Insurance****. The main feature of this product is that it can not only meet the insurance needs of customers, but also help customers achieve long-term financial planning <>

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Fude Life Rich Gold Annuity Insurance, the product adopts the dividend investment method, after the customer pays the premium every year, the premium paid will be invested in a variety of assets such as **, bonds, etc., customers can enjoy rich dividend income, and can choose to receive lifelong pension security on an annual basis, in addition, the product also has flexible conversion and borrowing services, which can be adjusted according to the customer'<>s personal needs and changes

Summary. Hello dear! The benefits of Fude Life Jinxi Life Annuity Insurance are as follows:

For example, Mr. Li is 40 years old, and in order to ensure his future living standards, he chooses to purchase Jinxi Life Annuity Insurance, and the details of the insurance purchased are as follows: Mr. Li is 40 years old, paid for 3 years, and pays 100,000 yuan annually for a total of 300,000 yuan. From the age of 60, the annual survival insurance premium is 300,000 * 4% = 10,000 yuan, and the longer you live, the longer you will receive it.

70 years old and 80 years old respectively received 10,000 yuan of life money, a total of 10,000 yuan. The above is a case demonstration, and the actual situation is subject to the insurance terms.

Hello dear! For example, Mr. Li is 40 years old, in order to ensure his future living standards, he chooses to purchase Jin Xizhi Life Annuity Insurance, and the details of the insurance are as follows

Mr. Li is 40 years old, paid for 3 years, and the annual payment is 100,000 yuan, a total of 300,000 yuan. From the age of 60, the annual survival insurance premium is 300,000 * 4% = 10,000 yuan, and the longer you live, the longer you will receive it. 70 years old and 80 years old respectively received 10,000 yuan of life money, a total of 10,000 yuan.

The above is a case demonstration, and the actual situation is subject to the insurance clause.

I pay 10,000 a year for six years, how to calculate and how to receive.

Dear, that is, when you are 60 years old or the tenth policy day, you will receive 10,000 * 4% = 400 yuan.

How can you get four hundred after ten years?

Dear, I miscalculated, it's 2400, I'm sorry, it's 60,000 you paid, and then multiply by 4%.