Is Fude Life Insurance a state owned or private enterprise?

Fude Life Insurance is a private enterprise, is specialized in life insurance of a company, the scale of this company is very large, has a history of more than 10 years, the company's assets in more than 200 billion, the company's headquarters in Shenzhen.

Company Profile: Fude Life Insurance Co., Ltd. is a national professional life insurance company, established on March 4, 2002, headquartered in Shenzhen. The shareholders are composed of Shenzhen Fude Financial Investment Holdings, Shenzhen National Investment Development and other enterprises with strong funds.

With a registered capital of 100 million yuan and total assets of nearly 450 billion yuan, the company is one of the life insurance companies with strong capital strength in China.

The company adheres to the business philosophy of "inner sincerity in the heart, external trust in action", adheres to the core values of "wealth and people, virtue in the world", keeps up with the pulse of the market, and constantly seeks innovation, change and development;

Fude Life Insurance has been committed to a scientific and forward-looking talent strategy, and has accumulated a large number of outstanding high-end talents inside and outside the industry. The company's management team is composed of well-known life insurance management talents in the industry, with rich industry experience and influence. Management talents who are well versed in market rules, have great strategic vision and high-quality employees with executive ability are a strong guarantee for the professional operation and steady development of Fude Life Insurance.

Fude Life Insurance has established a marketing network and diversified service platform covering key provinces and cities across the country, and currently has a total of 35 branches, more than 1,000 branches and service outlets, and more than 200,000 management and sales personnel.

Neither, it's a joint-stock enterprise. A joint-stock enterprise refers to a form of enterprise organization in which two or more stakeholders voluntarily combine in the form of stock collection. It is a form of enterprise organization that meets the needs of socialized large-scale production and the development of the market economy, realizes the relative separation of ownership and management rights, and is conducive to strengthening the operation and management functions of enterprises.

Fude Life Insurance Co., Ltd. is a national professional life insurance company, established on March 4, 2002, headquartered in Shenzhen. The shareholders are composed of Fude Holdings (Group) ****, Shenzhen CEFC Investment Holdings **** and other enterprises with strong funds. With a registered capital of 100 million yuan and total assets of 400 billion yuan, the company is one of the life insurance companies with strong capital strength in China.

Fude Life is a regular life insurance company, so you can rest assured that you can apply for insurance. However, the senior sister still reminds everyone that when choosing the products of Fude Life Insurance Company, you must choose according to your own protection needs, and do not blindly insure yourself!

Is Fude Life Insurance reliable? After picking up its trump card product, I know....

So in the next time, the senior sister will introduce the insurance company "Fude Life Insurance" to you, don't talk nonsense, go straight to the dry goods!

1.Solvency.

According to the China Banking and Insurance Regulatory Commission's regulations on the solvency of insurance companies, the core solvency adequacy ratio is 50%, the comprehensive solvency adequacy ratio is 100%, and the comprehensive risk rating is B. As long as the above three requirements are met, it is a solvency company.

Judging from the data of Fude Life Insurance in the fourth quarter of 2021, the core solvency adequacy ratio and comprehensive solvency adequacy ratio of this insurance company have reached the passing line stipulated by the China Banking and Insurance Regulatory Commission, but the latest comprehensive risk rating has not been disclosed.

Therefore, from the information disclosed so far, it can be seen that Fude Life Insurance is still a trustworthy company, and you don't have to worry about the problem of not being able to make claims.

When we look at insurance companies, what exactly do we look at?

2.Cumulative profitability efficiency.

In addition to solvency, the cumulative profitability efficiency of a life insurance company can reflect the company's operating ability, and the higher the cumulative profit efficiency, the stronger the company's operating ability.

The above is the cumulative profit efficiency of some life insurance companies from the establishment of the senior sister to 2020, it can be seen that Fude Life Insurance, an insurance company, ranks 24th, with a cumulative profit efficiency, which shows that its economic strength is still quite good!

The insurance company is bankrupt, what should I do with the insurance I bought?

Many friends don't know the insurance company Fude Life Insurance, and Daddy will give you some basic information about this company today, so that you can have a fuller understanding of this company.

Fude Life Insurance is a private life insurance company, established on March 4, 2002, headquartered in Shenzhen, with a registered capital of 100 million yuan and abundant capital.

In the third quarter of 2020, the insurance business income of Fude Life Insurance was 10,000 yuan, and the net profit was 10,000 yuan.

Overall risk rating.

In the third quarter of 2020, the comprehensive rating of Fude Life Insurance Company's Fenghao Hezi Insurance was B, and the company's operation is still good, and the potential risk is not high.

Fude Life Insurance is not a state-owned enterprise.

Fude Life Insurance is a private enterprise, and its shareholders are composed of Shenzhen Fude Financial Investment Holdings, Shenzhen National Investment Development and other enterprises. Founded on March 4, 2002 and headquartered in Shenzhen, Fude Life Insurance Co., Ltd. is a national life insurance company with 35 branches and more than 1,000 branches and outlets.

Fude Life Insurance is committed to providing a full range of risk protection solutions including life insurance, annuity insurance, accident insurance and health insurance for different groups of people in the society. The company sells a wide range of products, through personal marketing, silver mail, direct sales and other channels, can provide different customers of all ages and groups of the society with professional protection and services.

The corporate culture of Fude Life Insurance

1. Pay attention to the professional quality and service awareness cultivation of employees.

The company regularly conducts various training courses to improve the professional skills and service level of employees. At the same time, the company also pays attention to the cultivation of professional ethics of employees, strengthens their sense of responsibility and integrity, and provides customers with better services.

2. Pay attention to the construction of corporate culture.

The company takes "unity, innovation, and excellence" as its corporate spirit, and enhances the team cohesion and sense of belonging of employees by carrying out various corporate culture activities. At the same time, the company also pays attention to the shaping of the corporate image, and enhances the visibility and reputation of the enterprise through a unified brand image and promotion.

3. Pay attention to customer experience and service quality.

The company is customer-oriented, and Spine continues to introduce products and services that meet customer needs. At the same time, the company has also established a complete service quality management system, through process optimization and information management, to improve the efficiency and quality of service sales, to provide customers with a more convenient and efficient service experience.

The above content refers to Encyclopedia-Fude Life Insurance Shares****.

Hello, Fude Life Insurance is not a state-owned enterprise, but it is also regulated and protected by the state.

Founded in 2002 and headquartered in Shenzhen, Fude Life Insurance Co., Ltd. is a private enterprise specializing in national life insurance. The registered capital of the company is 100 million yuan, and the shareholders are jointly established by Shenzhen Fude Financial Investment Holding Co., Ltd. and Shenzhen National Investment Development Co., Ltd. With total assets of over 470 billion yuan, it is one of the life insurance companies with strong capital strength in China.

Fude Life Insurance has established a marketing network and diversified service platform covering key provinces and cities across the country, and currently has a total of 35 branches, more than 1,000 branches and service outlets.

The business scope of Fude Life Insurance Co., Ltd. includes personal accident insurance, personal term death insurance, personal comprehensive life insurance, individual whole life insurance, individual annuity insurance, individual short-term health insurance, individual long-term health insurance clearance, group accident insurance, group term life insurance, group whole insurance, group annuity insurance, group short-term health insurance, group long-term health insurance, other life insurance business approved by the China Insurance Regulatory Commission, reinsurance business of the above insurance business, The use of funds approved by the China Answer and the National Insurance Regulatory Commission, etc.

Normally, the insurer's comprehensive solvency adequacy ratio is not less than 100%. The comprehensive solvency adequacy ratio is whether the insurance company can afford to pay all the policies when all the policies are claimed. In general, the higher the comprehensive solvency adequacy ratio, the less risk the insurer has.

According to the solvency data of life insurance companies in the third quarter of 2020, the comprehensive solvency adequacy ratio of Fude Life Insurance was 120%, exceeding the 100% stipulated by the China Banking and Insurance Regulatory Commission. In terms of solvency, Fude Life Insurance is trustworthy.

Secondly, Fude Life is committed to providing a full range of risk protection solutions including life insurance, annuity insurance, accident insurance and health insurance for different groups of people in the society. At present, the company sells a wide range of products, through personal marketing, silver mail, direct sales, diversified marketing and other channels for clear sales, can provide comprehensive and professional protection and services for different customers of all ages and groups in the society.

Summary. Founded on March 4, 2002 with the approval of the China Insurance Regulatory Commission, Fude Insurance Company is a national formal professional life insurance company, which is state-owned and subject to the supervision and management of the China Insurance Regulatory Commission. In addition, the business scope of this insurance company includes life insurance, annuity insurance, accident insurance, health insurance, insurance product sales channels are also diverse, personal marketing, silver mail, company direct sales, sales, etc., insurance company customer service ** 95535 and 4008-

Hello, I see your problem, I'm looking up the information, I'll see you later.

Yes, it is a regular company.

Fude Insurance Company, namely Fude Life Insurance, was established on March 4, 2002 with the approval of the China Insurance Regulatory Commission, and is a national formal professional life insurance company. In addition, this insurance company operates life insurance, annuity insurance, accident insurance, health insurance, and the sales channels of insurance products are also diverse, such as personal marketing, silver mail, direct sales, sales, etc., and the customer service of insurance companies is 95535 and 4008-

Is Fude Life Insurance Company a regular company? As a life insurance company with a solvency of 95%, Fude Life Insurance Company is still relatively reliable.

1. Introduction of Fude Life Insurance Company.

1. The basic situation of Fude Life Insurance.

Founded in 2002 and headquartered in Shenzhen, Fude Life Insurance has become a cutting-edge force in China's insurance industry after more than 10 years of development.

With a registered capital of 100 million yuan and total assets of more than 460 billion yuan, Fude Life Insurance is one of the life insurance companies with strong capital strength in China.

At first, Fude Life Insurance was once labeled as "obscure", but before they knew it, they received a lot of praise from inside and outside the industry, and their brand value continued to increase.

It has been selected as one of the "Top 500 Asian Brands", "Top 10 Credibility Brands in Asia", "Top 10 Life Insurance Companies in Asia" and "Top 500 Chinese Enterprises" for eight times, which shows that the strength of Fude Life Insurance cannot be underestimated.

2. Shareholding of Fude Life Insurance.

The shareholders of Fude Life Insurance are composed of 10 powerful private enterprises in China, and have 35 branches and more than 1,000 branches and service outlets nationwide, which shows that the strength of Fude Life Insurance cannot be underestimated.

1. What happens if the insurance is not paid?

If the premium is not renewed at the expiration date of long-term insurance, it will go through three phases from the date of maturity, namely: grace period, suspension period and termination period.

1) Grace period: It refers to the 60 days from the expiration date, the insurance can still make a claim, and the insurance can be settled as usual. The emotional situation of surrendering within the grace period is generally linked to the insurance company's clear definition of the cash value.

The cash value given for surrender during the grace period for renewal is different from year to year, and therefore the surrenderable premium is affected differently. In general, the later the long term insurance year, the higher the cash value of the policy and the higher the premium refund. If you still don't want to surrender the policy within the grace period and don't want to pay the premiums, you will go through the next stage.

2) Suspension period: refers to the period of more than 60 days but not more than 2 years. If the insurance is not payable during the period, you need to apply for reinstatement, and the specific balance depends on the terms of each insurance company.

3) Termination period: After the termination period, that is, after two years, the policy will be invalidated, no further premiums can be paid, and the policy cannot be restored. At this point, the insurance company returns the cash value of the policy, which will be much less than all the premiums paid.

Therefore, if the insurance is not paid, whether it is Chinese life or not, it will face these three stages, and if measures are not taken in time, it will inevitably suffer losses.

2. What happens if the insurance is not surrendered in time?

There are also several phases of insurance surrender: hesitation period, hesitation period, and termination period.