-
1. Has the accident liability certificate issued by the traffic police department?
2. If the traffic police department has issued an accident liability determination, you can calculate the compensation amount according to the liability ratio of the accident liability certificate;
3. If the two parties fail to reach an agreement on compensation, the injured party may file a lawsuit with the court to protect its legitimate rights and interests.
-
The location of the defendant, or the place where the traffic accident occurred.
-
1. Under the premise that the loss is not large and the maintenance time is not long, it is recommended to repair it on the spot, after all, the insurance company will not compensate for the secondary towing expenses incurred by pulling home (the insurance company only bears the cost of one rescue time). 2. The loss is general, and if you can go on the road after simple maintenance, it is recommended to drive home by yourself and repair the unrepaired part again, which can reduce the loss of the owner (waiting in a different place.)
-
Click to talk about my avatar to see the introduction, and take you to understand the car condition query method! Professional query [accident record], [4S maintenance record], etc., the data is accurate, and the report is issued in seconds! One-click investigation of bad car conditions such as accident scattered old hall cars, soaking cars, meter adjustment cars, and fire cars!
-
Legal analysis: traffic accident handling can be cross-regional, and after a non-local accident, you only need to call the national unified service of the insurance company**, and you can quickly complete the remote insurance declaration and loss assessment under the guidance. Subsequent claims can also be made off-site.
After the accident, the owner should report the accident to the local traffic police department in time, wait for the traffic police on duty to come to deal with it, and divide the responsibility for the accident.
Legal basis: Article 70 of the Road Traffic Collapse Safety Law of the People's Republic of China The traffic management department of the public security organ shall, according to the traffic accident scene inquest, inspection, investigation and relevant inspection and appraisal conclusions, and make a traffic accident identification certificate as evidence for dealing with traffic accidents. The traffic accident determination document shall clearly state the basic facts of the traffic accident, the causes and the responsibilities of the parties, and serve them on the parties.
-
Clause. 1. Keep the scene and report the case immediately 1. If it is a unilateral accident and only your vehicle is damaged, then the insurance company will entrust the local branch to investigate the scene. 2. If it is a multi-party accident that causes damage to other objects or personnel, report to the traffic police for processing.
Clause. Second, the division of responsibilities, vehicle maintenance.
3. Collect documents and apply for claims 1. At present, insurance companies are generally not able to realize the compensation through insurance, so it is still necessary to bring the claim documents back to the company where the insurance is located to submit the claim information. 2. There are too many documents for personnel, including "Medical Invoice", "Detailed List of Medical Expenses", "Diagnosis Certificate", "Disability Certificate", "Death Certificate", etc., you can consult the customer service staff of the insurance company. Article 4 of the "Provisions on Procedures for Handling Road Traffic Accidents" shall be the responsibility of the traffic management department of the public security organ for the investigation and handling of road traffic accidents.
Property damage accidents may be handled by the parties through negotiation, except as otherwise provided by laws, regulations and these Provisions.
Article 93 of the Regulations for the Implementation of the Road Traffic Safety Law of the People's Republic of China (2017) The traffic management department of the public security organ shall make a traffic accident certificate within 10 days from the date of the investigation of the scene of the traffic accident after the investigation and inspection of the scene. Where it is necessary to conduct an inspection or appraisal of trapped potatoes, a traffic accident identification document shall be drafted within 5 days from the date on which the results of the inspection or appraisal are determined.
-
1) Retain the scene and report the case immediately. Generally speaking, most of the accidents that occur during the use of the car can be compensated by insurance, but there are some exceptions, and most of these exceptions are caused by the car owner's lack of knowledge of insurance claims, and there are very few accidents that are not really insurance liability. Common examples include leaving the scene.
In the case of an accident in a different place, many car owners cannot make a claim because of time and other reasons, leaving the scene, so the first thing to do is not to move the vehicle and report to the insurance company immediately.
b) Division of responsibilities, vehicle maintenance.
1. If it is a multi-party accident, and the traffic police judge that the party should be fully responsible. Then in the case that the damage to the vehicle does not affect the driving, you can drive your car back to the local maintenance, the other party's vehicle is repaired locally, the other party's car should be repaired before the insurance company should be notified of the damage, and pay the other party's repair fee according to the damage assessment, at this time, you can ask the other party's repair shop to give you a repair invoice first, without waiting for him to repair the car; If the vehicle is seriously damaged and affects driving, it is better to repair it locally, which depends on the local maintenance level and your own model.
2. Needless to say, unilateral accidents generally belong to the accident responsibility of the car owner. The vehicle is seriously damaged, if the local morning car maintenance level is high, it can be repaired locally, if not, then it has to be towed back to the local area for maintenance, and the damage is generally not serious, it must be a meeting to repair it.
3. If it is a multi-party accident, and the traffic police judge that it is the other party. Then it is best to go to the local 3S shop or 4S shop to repair the accident, and ask the other party to go to the repair shop to pay the repair fee, hand over the maintenance invoice to the other party, and drive away.
4. If it is a multi-party accident, and the traffic police determine that both parties are responsible for the accident. Then it is best to carry out accident maintenance in the local 3S shop or 4S shop of Hail, to avoid tossing back and forth, running to the traffic police, paying repair fees, taking repair invoices, etc.
5. If it is said that it involves personnel, then there is no way, you can only deal with it locally, and it is impossible to think about it soon.
6. In any case, the vehicle or property maintenance must notify the insurance company to assess the damage, and timely inquire about the maintenance given by the insurance company, and pay the repair fee according to the insurance company.
3) Collect documents and apply for claims.
1. There are too many documents for personnel, including "Medical Invoice", "Detailed List of Medical Expenses", "Diagnosis Certificate", "Disability Certificate", "Death Certificate", etc., you can consult the customer service staff of the insurance company.
2. At present, insurance companies are generally not able to realize the general insurance and compensation, so it is still necessary to bring the claim documents back to the company where the insurance is located to submit the claim information. Then in the process, we must collect all the required claim documents according to the circumstances of the accident, otherwise we will have to go back to the other place to make up for it, which will be troublesome.
Actively compensate the victim's family and obtain a letter of understanding from the family, so that the compensation items that will be suspended are: 1. Medical expenses. Including: diagnosis and treatment fees, medical expenses, hospitalization fees, and others (voucher payment, referral form for foreign **; 2. Lost time pay. >>>More
1. Immediately report the case, rescue the injured and property, and protect the scene. 2. Truthfully state the circumstances of the traffic accident to the public security organs. 3. If you are instructed to pay the rescue fee to the injured, you should actively cooperate. >>>More
Priority salvage, for the following reasons:
1.If the victim dies, it is not a public security punishment, but a traffic accident that causes death, which is a crime and Chang Gai will go to jail! >>>More
Article 76, Paragraph 1 (2) of the Road Traffic Safety Law: In the event of a traffic accident between a motor vehicle and a non-motor vehicle driver or pedestrian, the motor vehicle shall be liable; However, if there is evidence to prove that the driver or pedestrian of the non-motor vehicle is at fault, the liability of the motor vehicle party shall be reduced in accordance with the following provisions: 1 >>>More
It is similar to the writing of the civil complaint, there is not much attention to the format, the key is the content, the disadvantage for you is that your car only has compulsory traffic insurance, and the property loss is only 2000, if the other party spends 1w to repair the car, then you have to bear 4000. Your car costs 1w, and the other party also has to bear 4000, and if the other party has commercial insurance, they can be reimbursed. >>>More