When the transfer check is reversed into the account, does the drawer need to endorse and seal it?

The back of the transfer check should be blank, as long as the front is clearly filled in and stamped by the drawer. You fill out a bank bill by yourself, pay attention to write your company's information clearly, and go to the other party's bank to deposit the bill.

If you receive a transfer cheque, you need to stamp the company's financial seal and legal person seal on the back, and if you want to transfer a cheque to someone else, you only need to stamp the company's financial seal and legal person seal on the front. To receive money, you will need to fill in a bill and check endorsement.

Upon receipt of the transfer cheque, if the cheque is issued by a non-peer magnetic cheque, you are required to stamp the bank seal on the back of the cheque. And fill out the bank incoming statement, will enter the incoming bill and transfer the check to the bank staff. The bank staff will handle the payment for you, and the general entrusted collection will take 4 days before it can be credited;

If it is a non-accompanying ordinary check, you need to bring the check to the issuing bank to fill in a bill for transfer procedures;

The issuing bank is a peer check, as long as the company's opening bank goes through the formalities, the peer check can be checked through the verification system to check whether the seal is valid, no need to go to the opening bank of the payment unit to handle;

Bank's receipt. The first copy is returned to the billing unit, the second copy is the bank accounting copy, and the third copy is the receipt copy of the receiving unit;

Take the check to the bank where your company has opened an account to deposit the check, and stamp your company's financial seal and personal name seal in the endorsement column.

Can't you understand it? Why go to the bank of the billing unit to collect it?

After you get the check, go to your bank and add your company's seal to the endorsement office, isn't it OK?

Besides, you are not from other people's units, and other people's banks can completely reject it.

Legal analysis: After the receiving unit obtains the transfer check, the special financial seal of the receiving unit and the personal seal of the legal representative or the financial person in charge shall be stamped in the endorsement column on the back of the check, and the continuity of the endorsement must be paid attention to when endorsing the transfer.

Legal basis: "Negotiable Instruments Law of the People's Republic of China" Article 31 of the bill of exchange transferred by endorsement, the endorsement shall be continuous. The bearer proves his right to the bill of exchange with the continuity of the endorsement; If the bill of exchange is obtained by other legal means without endorsement transfer, evidence shall be presented in accordance with law to prove its right to the bill of exchange.

The term "continuous endorsement" as mentioned in the preceding paragraph refers to the fact that in the transfer of negotiable instruments, the endorser of the transfer bill of exchange and the endorsee of the transferee of the bill of exchange are successively connected on the bill.

The payee column of the transfer check should be filled in as the name of the payee unit, and the bank seal reserved by the drawer (payment unit) should be stamped on the front. After the beneficiary unit obtains the transfer check, it shall affix the special financial seal of the beneficiary unit and the personal seal of the legal representative or the financial person in charge in the endorsement column on the back of the check, and submit it to the opening bank of the beneficiary unit together with the check to entrust the bank to collect the payment. If the transfer check is to be endorsed for transfer, it is important to pay attention to the continuity of the endorsement.

Endorsement continuity means that the endorser of the first endorsement transfer of the instrument is the payee recorded on the instrument, and the endorsee of the previous endorsement transfer is the endorser of the subsequent endorsement transfer, and the endorsee of the last endorsement transfer is the last holder of the instrument. The endorser of the instrument shall endorse in turn in the endorsement column on the back of the instrument. If the endorsement column is not enough for endorsement, a sticky sheet in a uniform format can be used to adhere to the adhesive place specified on the bill.

The first person to record the bill shall sign and seal the bond between the bill and the bill.

The payee of the transfer check can be written as the personal name of the payee, and the payee shall fill in the ID number and the name of the issuing authority on the back of the transfer check after being stamped with the personal seal or signature in the endorsement column, and cash the ID card and the transfer check into the personal settlement account opened by the individual in the opening bank. The beneficiary's personal account must be a bank personal settlement account, and other savings accounts cannot transfer and receive money.

1. The process of handling the transfer check.

1. Issuance: The customer issues a transfer check according to the situation of the unit and stamps the reserved bank seal.

2. Delivery of bills: The customer who issued the bill will hand over the bill to the payee (you can also go directly to the opening bank to handle the payment procedures).

3. Circulation and use of bills: the payee or bearer will endorse and transfer the transfer check according to the needs of the transaction.

4. Entrust collection or prompt payment: The payee or bearer entrusts his own bank with a transfer check to collect money or prompts payment to the drawer's bank. When the payee prompts payment, it should make an endorsement of entrusted collection, and sign and seal at the "endorser's signature" on the back of the transfer check, indicating the words entrusted collection.

5. Report loss and stop payment: If the transfer check is lost, and the person who loses the check needs to report the loss and stop payment, he should fill in the notice of loss report and stop payment and sign it, and the notice of loss report and stop payment shall be provided by the bank, and the fee shall be paid according to the standard.

After receiving the transfer check, the money can only be transferred to your account if it is stamped with the official seal on the back and handed over to the bank.

When making a business-to-business transfer of a transfer check, the payee of the transfer check should be filled in as the name of the other party.

The back of the money check is not stamped by the unit. After the receiving unit obtains the transfer check, it shall affix the special financial seal and legal person seal of the receiving unit in the endorsement column on the back of the check, fill in the bank receipt and hand it over to the opening bank of the receiving unit together with the check to entrust the bank to collect the payment.