Corporate to private cheques, corporate transfer cheques may not be issued to individuals

It can be exchanged in full, but there are two types of cheques:

Cash Check: You can directly withdraw the same amount of advanced money, convenient and hassle-free!

Transfer checks: The general company gives checks that do not write the acceptance of the bank and account number, you can find a bank to apply for an account number, transfer in and then take out, but if the company gives you a check that has been written in the receiving bank and account number, your check can only be transferred to that account, if it is not your account, it is more troublesome!

However, in general, it is still possible to cash in full (unless the check is empty, i.e. a check for an account with no money).

If you don't issue an invoice, it's illegal or not, that's another matter.

Just talking about writing a check, a check can be written to an individual. To open a transfer check, the payee can fill in the name of the other party directly.

After receiving the check, the other party can deposit it into a personal account.

Supplement: When depositing a transfer check, a copy of the ID card must be provided.

I don't know what the second sentence means. As I said, the company can issue a transfer check to an individual, why do you still ask if it is okay? ）

First of all, we are non-committal about the view of Ahour on the first floor, and our practice here is to give him cash in the name of the company's reserve.

OK. A transfer cheque is a voucher issued by an entity notifying the bank to withdraw money from its account. Transfer cheques can only be used for transfers and cannot be used for cash withdrawals. It is applicable to the settlement of payments for commodity transactions, labor services** and other economic transactions between units.

The transfer check shall be signed by the payment unit and handed over to the receiving unit, and the receiving unit shall not be entrusted to sign on behalf of the receiving unit; The issuance of dishonoured cheques and post-dated cheques is not permitted; Cheques are not allowed to be rented out. All units must comply with the relevant regulations of the bank when using the transfer cheque.

Procedure. 1. Issuance: The customer issues a transfer check according to the situation of the unit and stamps the reserved bank seal.

2. Delivery of bills: The customer who issued the bill will hand over the bill to the payee (you can also go directly to the opening bank to handle the payment procedures).

3. Circulation and use of bills: the payee or bearer will endorse and transfer the transfer check according to the needs of the transaction.

4. Entrust collection or prompt payment: The payee or bearer entrusts his own bank with a transfer check to collect money or prompts payment to the drawer's bank. When the payee prompts payment, it should make an endorsement of entrusted collection.

Sign the "endorser's signature" on the back of the transfer check, indicating the words entrusted to receive the payment. Report loss and stop payment: If the transfer check is lost and the person who loses the check needs to report the loss and stop payment, he should fill in the notice of loss report and stop payment and sign it, and the notice of loss report and stop payment shall be provided by the bank, and the fee shall be paid according to the standard.

The company issues a transfer check or a cash check, and the payment for goods or travel expenses can be paid to the individual by writing the payment for goods or travel expenses. The bank or other financial institution that entrusts the cheque deposit business to pay the specified amount to the payee or bearer unconditionally at the sight of the cheque shall be repented of at the sight of the cheque. Similarly, the cheque system also applies to the rules of exchange, so we will only introduce the special rules for cheques that are different from bills of exchange.

The characteristics of the check are as follows: First, the check is entrusted**, but the payer of the check is special, and it must be a bank or non-bank financial institution qualified for check deposit business. Second, China's cheques only have spot cheques, and there is no acceptance system for cheques.

Summary. A cheque to a company is a settlement of funds between companies. A private check is a personal use of funds.

Cheque (cheque, check) is issued by the drawer, entrusted to handle the check deposit business of the bank or other financial institutions at the time of the bill unconditionally pay a certain amount of money to the payee or bearer, it has two characteristics: 1with the bank as the payer; 2.

Pay at sight. It's better to take private checks. It has the advantages of higher security, low transaction costs, and low hardware requirements. The full name of personal check is "RMB personal current check", which is issued by an individual who has opened a special personal checking savings account in a bank and entrusts a bank or other financial institution to handle the check deposit business to pay a certain amount to the payee unconditionally at the time of seeing the check.

The cheque to the company is the settlement of the funds between the companies. A private check is a personal answer or the use of funds. Cheque (cheque, check) is a bill issued by the drawer, entrusted to the bank or other financial institution that handles the check deposit business to unconditionally pay a certain amount to the payee or bearer at the sight of the cheque, it has two characteristics:

1.with the bank as the payer; 2.See the ticket and pay immediately.

Legal analysis: The transfer check can be issued to an individual, and no more than 50,000 yuan can be transferred to the personal settlement account with only a personal ID card, and if it exceeds 50,000 yuan, the payment basis must be provided before it can be transferred to the personal bank settlement account of the grandson.

Legal basis: "Implementation Measures for the Management of Bills Dajin Bridge".

Article 3 The People's Bank of China is the administrative department for the rolling bills. The management of negotiable instruments shall comply with the provisions of the Negotiable Instruments Law and these Measures, as well as relevant laws and administrative regulations, and shall not harm the legitimate rights and interests of the parties to the negotiable instruments.

Article 4 The parties to the negotiable instrument shall engage in negotiable instrument activities in accordance with the law, exercise the rights of negotiable instrument and perform negotiable instrument obligations.

It is an instrument issued by the drawer, and the bank entrusted with the cheque deposit business unconditionally pays the amount of liquid orange to the payee or bearer at the sight of the draw; Units and individual customers who have opened deposit accounts in Yinsui Kai Bank can issue transfer cheques for all kinds of funds used for intra-city transactions and entrust the opening bank to handle the payment procedures. Transfer cheques can only be used for transfers. Transfer checks are served to organizations and individuals, so transfer checks can be issued to individuals.

Article 19 The bill of exchange is issued by the drawer, and the payer is entrusted to pay a certain amount of money to the payee or bearer unconditionally at the sight of the bill or on a specified date. Bills of exchange are divided into and. Article 20 The issuance of a bill refers to the act of issuing a bill and delivering it to the payee.

Article 21 The drawer of the bill of exchange must have a real entrusted payment relationship with the payer, and have reliable funds to pay the amount of the bill**. Bills of exchange without consideration shall not be issued for the purpose of defrauding banks or other parties to the bills. Article 22 The bill of exchange must record the following matters:

a) the words "bill of exchange";

2) Entrustment of unconditional payment;

c) the amount determined;

4) the name of the payer;

5) the name of the beneficiary;

6) the date of ticket issuance;

7) Signature of the drawer. If one of the items specified in the preceding paragraph is not recorded on the bill of exchange, the bill of exchange shall be invalid. Article 23 The date of payment, the place of payment, the place of issuance, and other matters shall be clear and unambiguous when the bill of exchange is recorded.

If the date of payment is not stated on the bill of exchange, it shall be paid at sight. If the place of payment is not indicated on the bill of exchange, the place of business, domicile or habitual residence of the payer shall be the place of payment. If the place of issuance is not recorded on the bill of exchange, the place of business, domicile or habitual residence of the drawer shall be the place of issuance.

Article 24 The bill of exchange may record other matters other than those stipulated in this law, but the items recorded in the bill of exchange do not have the effect of the bill. Article 25 The date of payment may be recorded in one of the following forms:

1) Pay at sight;

2) fixed payment;

3) Regular payment after ticket issuance;

4) Regular payment after seeing the ticket. The date of payment provided for in the preceding paragraph shall be the due date of the bill of exchange. Article 26 After the drawer issues the bill of exchange, it shall assume the responsibility of guaranteeing the acceptance and payment of the bill.

When the drawer fails to accept or pay the bill of exchange, it shall pay off the amount and expenses provided for in Article 70 and Article 71 of this Law to the bearer.