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Yes, you can open it at the counter.
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OK. Children under the age of 16 can open their own accounts in the five major banks with their household registration book and the valid documents of their guardians, among which the Industrial and Commercial Bank of China, Bank of China, Bank of Communications and other banks have launched exclusive cards for children.
In other words, those under the age of 16 need to be accompanied by their guardians and obtain the consent of their guardians before they can apply for a bank card.
The three banks have different degrees of restrictions on other functions such as bill payment, online banking, and wealth management, and the specific circumstances are different. Among them, for those who open the ICBC "Baby Growth Card" and sign an exclusive financial management agreement, the bank can provide account management functions such as automatic rollover of over-limit, account change reminder, and monthly consumption limit setting, but the children's card does not support functions such as purchasing wealth management and regular investment, nor can it open online banking functions.
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No. Regardless of whether minors are over the age of 16, they are not allowed to apply for online banking.
Online banking can only be done after the user reaches adulthood. In other words, minors cannot open non-counter business, that is, they can only deposit and withdraw money over the bank counter. Among them, minors under the age of 16 can apply for children's bank cards.
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Summary. If you are a minor, you need to be accompanied by a guardian to the bank.
Hello, it's a pleasure to serve you! I am Xiao Xin Wei financial planner, with 15 years of financial experience, in the field of insurance, financial defense to help countless netizens solve problems!
Hello, I am a minor, how to apply for a bank card online?
Hello! According to national regulations, only those over the age of 16 can apply for a bank card.
I'll be one year old in two months, but I'm working now, and I have more than 100,000 in my hand.
I bound my mother's card, but my mother's card doesn't seem to work now, and I'm lost, I don't know what's going on.
If you are a minor, you need to be accompanied by a guardian to the bank.
I'm a single parent, and my mom is sick and can't walk, it's just me.
Some banks also require you to be 18 years old to host your own card.
You ask your mom to find out what the reason is.
The main thing is that now my mother doesn't pick up **, and I'm also very anxious.
The loss of a bank card is usually reported as a lost or forgotten password.
I'm now a substitute dance teacher and I also need money, and my money is in there.
Because this is a card in your mother's name, you can only handle it with your mother, and if there is a loss report, it is also handled by your mother, and you still have to contact her to know the reason. Old.
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