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Huaxia Life Insurance is okay, but Huaxia Life Insurance and Huaxia Bank are not the same, so Huaxia Life Insurance is not very famous alone, and you can choose Taikang or Ping An, which are relatively large companies. But to buy insurance for children mainly depends on whether it is necessary to buy insurance insurance, I do insurance, if it is for children to buy the case is recommended to be accident-based and life insurance, there is no need to save education for children**, because the insurance company's dividend income is very small, it is better to put it in the bank, but it is also necessary to note that children's insurance does not need to buy more, because in the scope of accident and life insurance, the child has the highest amount of compensation, mainly depends on what is the product recommended to you now, you can reply to me about the product, Check it out for you. Hope it helps!
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As a mother of two children, insurance for children has become a must every year, every insurance is placed on the love of children, so that the children's future life has an advance protection, the reason why I will choose Huaxia insurance, mainly because of good reputation, fast claims, and then the insurance plan is more suitable for our family Dabao and Erbao. All in all, it is necessary to choose the right insurance plan for your child, and be sure to consult a professional!
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There shouldn't be a big problem, they are all old brands, and it's important to choose one that suits you!
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I think it's better to choose the more well-known ones, such as Ping An Insurance, Sunshine Insurance, and Pacific Insurance.
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There are still a lot of insurance that China Life can buy for your children, mainly depending on which aspect you value more.
Nowadays, many parents have a good sense of insurance and will buy different types of insurance for their children as early as possible, and from the perspective of critical illness protection, the younger the age, the lower the premium.
The first recommended is Huaxia Evergain (Children's Preferred Edition) critical illness insurance, which can be purchased for the baby after 28 days of birth, the biggest feature of this insurance is double compensation for special diseases, and 25 kinds of high-incidence diseases for minors are selected from 100 kinds of critical illnesses as specific diseases. If you suffer from a specific illness for the first time, you will receive an additional basic sum assured when you receive the critical illness insurance benefit, i.e., you can get at least twice the basic sum assured. And the annual premium is only a few thousand yuan, which is very necessary for parents and children.
In addition, if you look at it from the perspective of Minchang and Xunku, who plan your life, Fulinmen, Fuguizhu, etc. are also okay. The growth of children not only needs the companionship and education of parents, but also the need for an insurance policy will be more reassuring
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Yes, Huaxia Life Insurance Company has children's critical illness insurance and accidental injury hidden chiropractic medical insurance that is specifically tailored for children. If you are not eligible, you can purchase hospitalization medical insurance in addition to the critical illness insurance and accident medical insurance mentioned above. Because newborns are relatively weak and more likely to be hospitalized, such as pneumonia, it is necessary to buy a reimbursement for hospitalization expenses.
China Life has extra spare money to make an education savings insurance (compulsory savings, special **, premium waiver, annual dividends, diversified investment, asset preservation, inheritance tax avoidance). China Life Insurance is the child's future savings fund, don't forget to add an exemption function (in the event of a risk, the insured can be exempted from paying premiums), so that the child's future education will not be affected by risks.
Xueba said that insurance stove infiltration helps you avoid all the pitfalls of buying insurance for your child! This year, the comparison table of 136 hot-selling children's critical illness insurance products has been updated. Click to get it now.
I believe it can help you. The question of how to buy insurance for their children has stumped many parents. Today, I will help you sort out how to buy insurance for your child, which is the most correct posture!
Keep these three points in mind: First, the country's medical insurance must be done! After the child is born, as long as the household registration is registered, you can immediately apply for neonatal medical insurance (medical insurance for urban and rural residents).
Regardless of whether it is a major or minor illness, basic medical insurance is particularly important, so it is necessary to apply for medical insurance for children. Second, on the premise of running medical insurance, we can start to consider commercial insurance, and critical illness insurance, medical insurance, and accident insurance need to be given priority. Let's start with critical illness insurance, which can provide coverage for as long as possible.
Secondly, critical illness insurance pays cash directly after illness, which can not only solve the problem of medical expenses, but also solve many additional expenses arising from illness, such as taking care of sick children and bringing financial losses to the family, which require a large amount of cash as compensation. Buying a pure insurance critical illness insurance can solve the following problems. What are the critical illness insurance for children worth knowing about this year?
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