Is Golden Beanbao reliable? Thank you!

Updated on Financial 2024-04-08
16 answers
  1. Anonymous users2024-02-07

    The interest of investing five thousand per day is 68,

  2. Anonymous users2024-02-06

    Why do you want to do all this financial management that no one else does?

  3. Anonymous users2024-02-05

    It is still the Yue Bao in Alipay that is good for financial management, safe and reliable. Switch in and out of shopping at any time. Earnings every day.

    In addition, there is no handling fee for bank card transfer to Yue Bao and Yue Bao back to bank card. Before financial management, buy it on Alipay. Personal account security insurance, 2 yuan a year.

    Alipay has been safe and reliable for many years, and it is in line with the wisdom of the sales law. The national unified loss report, consultation, customer ** is 95188Monday and Wednesday transfer-in earnings fast.

    Smartphones for improved security. Don't be gullible, click on any text message and link

  4. Anonymous users2024-02-04

    It is recommended to buy wealth management through the bank, if there is a China Merchants Bank in the city, you can learn about the wealth management products offered by China Merchants Bank, you can enter the homepage of Zhaodan Bank, click on the "wealth management products" - "personal financial products" page to view the difficult side, or you can classify the financial products you need through "search".

  5. Anonymous users2024-02-03

    Call the police directly. This is a crime of fraud. Alarm.

  6. Anonymous users2024-02-02

    Any financial product is risky, just the size of the product, whether you can bear it.

    Alipay is a third-party payment; The credibility of financial products depends on the product you are buying, which company it is, and if the company has high credibility, then there is no problem.

    1. Any wealth management product depends on the final use of funds; For example, the money of Yu Yu Bao seems to have been invested in Yu Yu Bao, but it is actually invested in the currency of Tianhong**, it seems to be invested in currency**, and it is actually invested in short-term assets such as short-term bonds, dismantling, etc., and only by judging the use of the lowest assets can the risk level of this product be judged.

    2. Any wealth management product depends on the repayment rate. For example, some wealth management products are invested in real estate development projects, so it is necessary to take into account the repayment ability of the real estate developer, as well as the sales ability of the house after the real estate development. For example, if there are some physical product inputs, ethics are bonds, then we have to consider this, the liquidity of the bond, and the rating of the bond.

    3. If the first repayment** is not enough to support the redemption of the product, then we should consider that the second repayment of the product** is generally the guarantee and mortgage.

  7. Anonymous users2024-02-01

    There are three main types of wealth management products in Alipay:

    Fixed-term wealth management products.

    Yue Bao. Buy ** products, but ** there are not many of them.

    As far as Alipay's regular wealth management is concerned, it is a fixed-term wealth management product like the bank's wealth management product.

    But there are two biggest differences with bank wealth management products:

    1) One is the issuer, Alipay's wealth management issuer has two main ones, one is the pension insurance institution, the other is the first company, and the bank's wealth management product issuer is mainly the bank itself; However, banking, insurance, and **, as the three top of the financial industry, no matter which one, the strength should not be underestimated, so the security is guaranteed.

    2) The second is the starting point: in Alipay's regular wealth management, the products issued by pension insurance have a low starting point, only 1,000 yuan, and the starting point of financial management issued by ** institutions is the same as that of banks, which is 50,000 yuan.

    Yue Bao: (belongs to currency**).

    Currency mainly invests in short-term currency instruments (with an average maturity of 120 days), such as treasury bonds, central bank bills, bank bills, bank time deposits, short-term bonds, corporate bonds (with higher credit ratings), interbank deposits, etc., all of which are extremely low-risk products, especially treasury bonds, central bank bills and bank deposits, which can basically be said to be risk-free. As shown in the figure below, more than 60% of Tianhong Yuebao's asset allocation funds are deposited in banks.

    Overall, the risk index of wealth management products in Alipay is low.

  8. Anonymous users2024-01-31

    At present, Yu'e Bao's wealth column has launched a total of 4 investment products, namely: Yu'e Bao, regular (wealth management), **and**. The first two types of products have a low degree of risk, and the latter two types have a relatively high degree of risk.

    What you said about CCB Pension Feiyuebao, China Life Super Yuebao, Yangtze River Pension Month, etc. are all regular financial management.

    Manage your money regularly. At present, the fixed term wealth management is composed of about 10 products (products with different maturities will be issued at different times); These fixed-term wealth management products can be simply divided into two categories according to the issuer: one is the wealth management products issued by insurance institutions (Chinese Life, Yangtze River Pension Insurance, etc.); the other is the wealth management products issued by ** companies (Guangzhou**, Haitong**, etc.); Looking at the issuer alone, there is no doubt that the strength of the insurance institution is stronger, but the background of the first institution is actually good, and in general, the security and reliability of the two types of issuers are trustworthy.

    As the saying goes, high risk and high return, we can see from the above table that the yield of products issued by institutions is significantly higher than that of insurance institutions, which is the reason for the minimum purchase amount (the minimum purchase amount issued by insurance institutions is 1000 yuan, and the minimum purchase amount issued by ** institutions is the same as that of banks, which is 50,000 yuan, and the higher the starting amount, the higher the general return); On the other hand, the risk level of investment products is different, and the products invested by insurance institutions are mainly liquid assets (bank deposits, bills, ** resale, etc.), fixed income assets (bonds), and the risk is relatively low; The wealth management products issued by ** institutions will participate in the ** pledge repurchase, and some even subscribe for new shares, and the risk level is higher than that of pension insurance products.

    Reliable or not? It should be said that Alipay's requirements for product access on the platform are still quite high, so these products are reliable, but if it is safe, no one dares to pack tickets, including bank financial management, and will always remind you: "Financial management is risky, investment needs to be cautious", after all, the market is unpredictable. On the whole, I believe that Alipay's regular wealth management risk level corresponds to the R2-R3 level of the bank's wealth management products, and the products within this level can generally redeem the principal and income on time if there is no major accident in the market.

    To sum up, Alipay's several regular wealth management products are not bad, especially several products issued by insurance institutions, with a low minimum purchase amount and acceptable yield, which is a good investment product.

  9. Anonymous users2024-01-30

    Investment is risky, and there are many uncertainties and risks in the investment market, so the wealth management products we buy are all risky, but the risk level is high and low. Wealth management products are mainly exposed to redemption risks, policy risks, man-made risks and force majeure risks. In addition, force majeure factors such as natural disasters and wars may also seriously affect the normal operation of wealth management products.

  10. Anonymous users2024-01-29

    This equates to two issues, one is security and one is revenue. In terms of security, those wealth management products are homogeneous with Yu'e Bao, so if you put Yu'e Bao and don't worry, then buy other financial products as well.

    In terms of income, it depends on what kind of money is done, if it is also a currency**, it is similar to Yu Bao. If you buy gold treasure, the price of gold will fall if it falls. Security doesn't mean you won't lose, and being unsafe doesn't mean you won't earn.

    Note: Don't put the money in one basket, just put a part of the balance treasure. Some of the funds can be bought with the bank's capital protection**, so that the risk of hedging is low.

    Note: 1, Yue Bao is a service launched by Alipay for individual users to pay through the balance. Transferring funds to Yu'e Bao is to purchase corresponding financial products from ** companies and other institutions. The first phase of Yu'e Bao supports Tianhong**"Yu'e Bao" currency**.

    2. Currency ** is mainly used to invest in treasury bonds, bank deposits and other high-security, stable income of the price**, in 2012 the domestic currency ** 7-day annualized rate of return on average about. Overall, as a kind of product, there is a possibility of loss in theory, but from the historical data, the risk of stable income is very small.

    3. Zhaocaibao platform is a financial information service platform independently operated by Shanghai Zhaocaibao Financial Information Service. All kinds of financial institutions, such as banks, insurance companies, ** companies, etc., can issue fixed terms established and managed by them in accordance with the law through the Zhaocaibao platform.

    4. Low-risk wealth management products with stable income, users can get simple, fast, safe and secure regular financial management services in Zhaocaibao. At present, the products on the platform mainly include three categories: SME loans, ** products, and insurance products.

  11. Anonymous users2024-01-28

    Alipay's Ant Financial is only a consignment channel, and it does not involve the design and investment management of products, so it depends on whether you can do portfolio management.

    What do you think?

    First of all, be sure to remember! Past performance is not indicative of future performance, and caution should be exercised in investing. Therefore, you still need to have a certain knowledge base in the selection of bases, and do not blindly choose. The ** recommended by the homepage may not necessarily make a steady profit!

    Why are you always losing?

    Alipay is only a sales platform and does not participate in the operation and operation of Alipay, so the profit and loss of Alipay has no substantial relationship. There are many reasons for the loss, and the main reason is that the risk of the individual does not match, resulting in the inability to choose a good one, simply put, not picking a suitable one.

    A brief introduction**:

    It can be divided into**type**, bond**, index**, hybrid**, FOF**, QDII**.

    Type: As the name suggests, it is mainly used to invest in.

    Bond**: Similar to **type** investment method, more than 80% of the investment is invested in bonds**.

    Hybrid**:**, Bond Hybrid**.

    FOF type: also called **in**, is to invest in other **shares**.

    QDII**: It is a type of overseas investment by qualified domestic investors**.

    **Risk: Different types**, the risk level is different, so investors in the selection**, in addition to the return, look at the risk is also important, must choose the one they can afford**.

    How about Yue Bao?

    Features: high security, deposit and withdrawal, the income is also higher than the bank demand, the annualized rate of return in the last seven days is about 3%.

    Suggestion: Currencies like Yu Bao** can continue to be invested, after all, they are relatively stable, but they need to make some new investments and try new regular investment methods.

    However, the recent market environment is really average, and the cargo base seems to be unable to get up for a while, so you can try other stable financial management methods. After all, there is always something to be done to beat inflation.

  12. Anonymous users2024-01-27

    Alipay is a legal financial management, payment and city service electronic platform that has been very familiar to the city for many years, please be sure to purchase it first before use, account security insurance and perfect security settings. Especially the page unlocking feature. Yu'e Bao in the platform is a low-risk product (open-ended capital guaranteed floating income type).

    The starting point is low, and it can be consumed at any time. Other wealth management products. You need to choose according to your own risk tolerance.

    Wealth management products are authentic and reliable. Only qualified products that have been reviewed by the platform management can be launched. Alipay is a wealth management trading platform

    Please read carefully when ordering wealth management products, and it is recommended to refer to short-term wealth management products for conservative customers. And spread the purchase. Alipay is not responsible for your financial gains, losses and wins, but only for the safety of your account funds.

    Customer**95188

  13. Anonymous users2024-01-26

    Clockwise is off, counterclockwise is on The same as natural gas, the knob is open along the direction of the tube, and perpendicular to the direction of the tube is off. open--- open, shut--- closed. When the handle and the pipe are at the intersection of the positive, it is closed, and when it is the intersection of the up, it is open.

    Heating valve only refers to a kind of accessories of the radiator system, is a type of valve, the current heater system commonly used in the market valves are mainly divided into: gate valves, ball valves, safety valves, balance valves, globe valves, pressure stabilizing valves, pressure reducing valves, electropneumatic control valves, etc. The valves on the heating pipes should not be opened and closed at will.

    Adjust the valves of each riser to the appropriate position; Open the manual bleed valve of each radiator to expel the air trapped in the radiator, or open the exhaust valve of the gas collector installed on the top of the system until each radiator is warmed up. The commissioning is complete, and once the commissioning is complete, the valve should be fixed and cannot be opened and closed at will. When opening the valve, turn the handwheel clockwise, turn the handwheel counterclockwise when closing, and rotate in place according to the opening and closing indication marks.

    The radiator can not change the position arbitrarily, nor can it release water from the system at will, because if the hot water is lost, the water temperature in the pipe network will decrease rapidly, resulting in a decrease in indoor temperature. If the valve is found to be faulty, it should be stopped immediately, the cause should be found out and the fault should be removed.

  14. Anonymous users2024-01-25

    Is Yue Bao in Alipay safe?

  15. Anonymous users2024-01-24

    Alipay financial management is followed by ** ideas to try to let you fall into the pit, get out early, and worry about it early.

  16. Anonymous users2024-01-23

    Alipay is also divided into a variety of financial management, some are conservative, some are biased towards high returns, this is good for their own analysis, and no investment is 100% safe.

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