Is Ping An Insurance Treasure Treasure Reliable, and how about Ping An Wealth Treasure Annuity Insur

Ping An Jucai Bao (2021) Whole Life Insurance (Universal) is reliable.

This product is set up with a death benefit, and in addition, the premiums paid by the policyholder will be added to the policy account for top-up.

In other words, Ping An Jucai Bao (2021) Whole Life Insurance (Universal) can both protect and manage money.

As long as the insured meets the payment standards of this product, the insurance company will pay according to the corresponding proportion, and there will be no such thing as refusal, unless everyone triggers the exemption clause. At present, Ping An Life is selling a series of Jucaibao products: Jucaibao (2021) Whole Life Insurance (Universal), Jucaibao (2021) Pension Insurance (Universal), etc.

How about Ping An Life, what products are there, which ones are good, and what are the issues worthy of in-depth analysis?

Next, the senior sister will take Ping An Life's "Jucaibao (2021) Whole Life Insurance (Universal)" as an example to introduce the protection of this product! Without further ado, let's go straight to the picture above:

1.The responsibility for protection is not comprehensive.

According to the terms, the protection content of Jucaibao (2021) Whole Life Insurance (Universal Type) is only the death benefit, such as total disability insurance benefit or death benefit for accidental injury to specific vehicles, etc., which do not exist in this product.

It can be seen that Jucaibao (2021) whole life insurance (universal type) cannot allow the insured to enjoy more comprehensive protection, if you have a higher protection demand for this product, then the senior sister still recommends that you find another product.

How much money can I make by buying universal insurance? Don't be sold, it's a happy ......

2.Universal account has a low minimum guaranteed interest rate.

You can see from the product diagram given above by Senior Sister that the minimum guaranteed interest rate of Jucaibao (2021) Whole Life Insurance (Universal) comes with a universal account is.

You should know that at present, many universal accounts of the same type of products on the market have the lowest guaranteed interest rate, and this product is only!

In contrast, under the same conditions, Jucaibao (2021) Whole Life Insurance (Universal) cannot allow policyholders to obtain a higher guaranteed return.

Top 10 [Worth Buying] Universal Insurance Points!

Ping An Insurance is a regular large insurance company. Therefore, you can buy it with confidence, but you can't just listen to the introduction of the salesman, you must read the terms and conditions clearly and know it in your heart, and then decide whether to buy.

Ping An Wealth Treasure (20) Whole Life Insurance (Universal D) product provides death benefit and is a whole life insurance with universal account operating income. For more detailed information about the product, you can contact Ping An Life Insurance: 95511-1 for consultation.

Ping An Jucai Bao (2021) Whole Life Insurance (Universal) is reliable.

After taking out this product, the insured can enjoy the death benefit; At the same time, the premium paid will be automatically credited to the policy account for top-up.

It is worth noting that the guaranteed interest rate of this product is only, and the best level in the market is 3%.

Ping An Fortune Treasure Annuity Insurance is a wealth management protection product, which can apply for annuity after 5 years, receive maturity payment at maturity, and also provide death protection. Ping An Fortune Treasure Annuity Insurance is similar to the short-term annuity on the market, if you don't receive it halfway, then the income can still be seen, if you use the money halfway, the income calculation is estimated to have to start again.

For example, Mr. Jin insured his son Xiaojin at the age of 0 and purchased Ping An Fortune Treasure Annuity Insurance, with an insurance amount of 100,000 yuan, 10 years of payment, a monthly premium of 11,250 yuan, an annual premium of yuan, and a cumulative total premium of 1249875 yuan.

Survival Annuity Payment:

The 5th year of receiving dollars.

The 6th year of receiving the yuan.

The 7th year of the year.

The 8th year of the year.

The 9th year of the year.

The 10th year of receiving the yuan.

During the 20-year period, a total of 14 times were received, and the cumulative amount of yuan was received.

After 20 years of insurance, all premiums will be refunded at $1249875 for the 20th year.

The total cumulative ** principal + income is: yuan, and the income is more than 520,000.

Note: The above case demonstration is for the purpose of understanding the product, and the specific benefits of the insurance contract shall prevail.

Annuity insurance itself is still very complicated, and you need to do some homework before buying, at least have an understanding of some basic knowledge, and don't buy blindly. Mint Insurance has helped you sort out the purchase strategy of annuity insurance, and I hope it can help you. Annuity insurance purchase strategy sharing!

Don't jump into these pits anymore!

Consulting insurance business can find Mint Bao, which has an intelligent consultant matching system, an advisor ability map, and an intelligent insurance plan recommendation system to improve the efficiency of the whole process of service and let customers understand insurance better.

1.Not a lie. Jucaibao is the main brand of local and foreign currency wealth management products created by Ping An Bank, which has several types of products such as structured, capital guaranteed, non-capital guaranteed, bank-trust cooperation and portfolio products, respectively, to meet the different needs of customers for profitability and liquidity.

Jucaibao is a RMB wealth management product tailored by Ping An Bank for individual customers to meet the needs of customers for automatic appreciation of idle funds, with high profitability, strong liquidity, reliable security, simplicity of procedures and other characteristics.

2.What are the product highlights of Ping An Ju Caibao:

1) Credited funds are settled on a monthly basis: single premiums, additional premiums or transferred premiums can be entered into the Jucaibao 20 policy account and the settlement interest can be enjoyed on a monthly basis.

2) No upper limit on the settlement guarantee: If the settlement interest rate is higher than the guaranteed interest rate, the settlement will be paid according to the actual settlement interest rate, and there is no upper limit.

3) Flexible collection and worry-free emergency: The Jucai Bao 20 policy account has a flexible fund collection function, and the policyholder can apply for partial collection of the universal account value at any time after the policy hesitation period.

Extended Information:1Can Ping An Ju Cai Bao be bought alone:

Ping An Ju Cai Bao cannot be bought alone, because Ping An Ju Cai Bao is additional, and this account is only available under the premise of purchasing the main insurance. Ping An Jucai Bao is a RMB wealth management product tailored by Ping An Bank for individual customers to meet the needs of customers for automatic appreciation of idle funds, with high profitability, strong liquidity, reliable security, simplicity of procedures and other characteristics. Customers with or without investment experience can buy it, and it is a capital guaranteed wealth management product.

2.What is the income of Ping An Jucai Bao Annuity Insurance:

Annuity: The age and proportion of the annuity under the main insurance contract shall be agreed between you and the insurance company at the time of application, and shall be stated in the application form. During the period of the main insurance contract, you can apply to change the pension age and percentage.

If the main insurance contract is still alive after 5 years after it has been in force, the insurance company will pay the annuity on the policy anniversary date of each year according to the annuity payment ratio agreed between you and the insurance company multiplied by the insurance premium paid under the main insurance contract from the policy anniversary date of the receiving age agreed between you and the insurance company. The annuity payable in each policy year shall not exceed 20% of the premium paid and shall not exceed the policy account value of this principal contract. After the annuity is paid, the policy account value will be reduced by the same amount as the amount received.

Death Benefit: In the event of death, the insurance company will pay the death benefit at the greater of the following two values, and the main insurance contract will be terminated: (1) the policy account value of the main insurance contract at the time of death; (2) Insurance premiums paid - (cumulative partial payment + cumulative annuity payment).

The death benefit paid includes the account value of the policy at the time of death. The premium paid above refers to the sum of the premium transferred from the main insurance contract and the additional premium.

It may be a fraud or a little money to pull customers.

Financial management is risky, we must distinguish that financial management is not a deposit!

If you need it, and you don't want to take risks, then go to the bank for a fixed deposit, and you're good to go.

No, our Ping An Ju Cai Bao 2015 has been 5% until now, and it is compounded annually, if you need I can help you open an account.

Summary. Hello, I am a veteran of the financial industry for many years. Your question has been received and the answer is being collated, please wait for 2 minutes

Ping An insurance is reliable, how about Ping An Jucai Bao 17 universal insurance, this insurance is paid 15,000 per year for ten years, 15 years, which means that 15 is not this 150,000 and so on to buy this insurance, and then he will return year by year, 15 years can return a total of more than 160,000, which is equivalent to my 150,000 rebates can be rounded back so much, and then 150,000 can't get out of Tong Ying, which is equivalent to buying life insurance, which means that if the insured dies and loses money, The maximum payout is 100000000000000000000000000

Hello, I am a veteran of the financial industry for many years. Your question has been received and the answer is being collated, please wait for 2 minutes

If the family is not wealthy, don't buy insurance for this kind of insurance, financial insurance, the money it eventually gives is your own money, it may not be as good as saving money in the bank, and if you go to get it, you can't take the principal paid. Ping An Insurance Commissioners basically don't buy this kind of product.

That's how I feel, too.

Try not to buy it.

The was fooled by someone else and the Bills bought it, and I was a little skeptical, so I came to consult.

After fifteen years, I can't get out the 150,000 I paid, and I can return 160,000 to the Divine Hall, which is equivalent to 10,000 blind income in You Yin in 15 years, and then there is 15 years of death insurance compensation.

The wool comes out of the sheep.

That's probably what you understand, and it doesn't work.

Thank you for your reply.

You are welcome.

Participating insurance is a modern insurance product, which has both the protection function of general insurance products and the investment function. It collects premiums in the form of premiums and has certain profit dividends, which can meet the protection needs and investment needs of policyholders.

The reliability of participating insurance depends on the strength of the insurance company, and only the insurance company has sufficient strength to ensure the reliability of the participating insurance. Therefore, policyholders who buy participating insurance should first understand the strength of the insurance company, and only after careful research and comparison can the reliability of participating insurance be determined.

In addition, in order to ensure the reliability of participating insurance, policyholders should also pay attention to the following:

First, it is necessary to choose a regular insurance company and avoid choosing an unstable insurance company.

Second, it is necessary to understand the dividend policy of the insurance company and the reliability of the dividend of the insurance company.

Third, it is necessary to understand the financial status of the insurance company, as well as the operation of the insurance company, to ensure the strength of the insurance company.

Fourth, it is necessary to understand the dividend history of the insurance company to determine whether the dividend policy of the insurance company is stable.

Fifth, it is necessary to understand the investment management of the insurance company to ensure the investment income of the insurance company.

In general, the reliability of participating insurance depends on the strength of the insurance company, and the policyholder should carefully study the strength of the insurance company to ensure that the hidden participating insurance purchased is reliable.

Summary. Legal basis: Ping An Additional Jucai Bao Annuity Insurance is reliable.

The Social Insurance Law of the People's Republic of China was passed by the 17th Session of the Standing Committee of the Eleventh National People's Congress of the People's Republic of China on October 28, 2010, and is hereby promulgated to take effect on July 1, 2011. (Amended in accordance with the Decision of the Standing Committee of the National People's Congress on Amending the Social Insurance Law of the People's Republic of China adopted by the Seventh Session of the Standing Committee of the 13th National People's Congress on December 29, 2018) Table of Contents: Chapter 1, General Provisions, Chapter 2, Basic Pension Insurance, Chapter 3, Basic Medical Insurance, Chapter 4, Basic Medical Insurance, Chapter 4, Work-related Injury Insurance, Chapter 6, Unemployment Insurance, Chapter 7, Maternity Insurance, Chapter 8, Social Insurance**, Chapter 9, Social Insurance Administration, Chapter 10, Social Insurance Supervision, Chapter 11 Legal Responsibility Chapter 12 Supplementary Thank you for your trust in me, the above is mine, thank you

Ping An Additional Wealth Treasure Annuity Insurance is reliable.

According to national regulations: Ping An Additional Jucai Bao Annuity Insurance is reliable. Insurance Classification:

1. [Property insurance: enterprise property insurance, engineering insurance, car celebration insurance, liability insurance, ship insurance, freight insurance, home property insurance, credit insurance, guarantee insurance, agricultural insurance]; 2. [Life insurance: accident insurance, medical insurance, critical illness insurance, life insurance, children's education insurance, pension insurance, annuity insurance, group insurance]; 3. [The types of car insurance can be divided into compulsory insurance and commercial insurance according to their nature].

Legal basis: Ping An Additional Jucai Bao Annuity Insurance is reliable. The "Li Qing Social Insurance Law of the People's Republic of China" was passed by the 17th Session of the Standing Committee of the Eleventh Brother of the People's Republic of China on October 28, 2010, and is hereby promulgated to take effect on July 1, 2011.

In accordance with the Decision of the Standing Committee of the National People's Congress on Amending the Social Insurance Law of the People's Republic of China adopted at the Seventh Session of the Standing Committee of the 13th National People's Congress on December 29, 2018, the Table of Contents Chapter 1 General Provisions Chapter 2 Basic Pension Insurance Chapter 3 Basic Pension Insurance Chapter 4 Work-related Injury Insurance Chapter 5 Unemployment Insurance Chapter 6 Maternity Insurance Chapter 7 Social Insurance Premium Collection Chapter 8 Social Insurance ** Chapter 9 Social Insurance Handling Chapter 10 Social Insurance Supervision Chapter 11 Legal Responsibility Chapter 12 Supplementary Thank you for your trust in me, the above is mine, thank you

Is Ping An Accompanying Insurance Paragraph B both insurance reliable?

Reliable. Is there anything I need to pay attention to with these two insurances?

Just tell us the truth.

Whether the policy will be fulfilled at the time of maturity as promised.

Yes. Many people say that the insurance company is a pit, and the principal will not be fully recovered when it expires, will my two policies be the same?

Nothing. ***。