Do you have to complete the surrender of the motor vehicle before you can surrender the insurance?

Whether the surrender of the motor vehicle should be transferred first depends on the specific insurance.

1. For compulsory traffic insurance, it can only be transferred first, and the insurance cannot be surrendered after the transfer. According to the Regulations on Compulsory Traffic Insurance, only when the insured motor vehicle is deregistered in accordance with the law, the insured motor vehicle is suspended, or the insured motor vehicle passes through the public security organ.

Only if it is confirmed that it is lost, it can be released from insurance.

2. For commercial auto insurance, the owner can choose to transfer the insurance first and then surrender the policy, or surrender the insurance first and then transfer the insurance. Commercial auto insurance is generally recommended to surrender the policy first due to the transfer of ownership of the vehicle.

In the future, I will sell it to the other party along with the insurance. If the commercial car insurance needs to be surrendered, if the insurance and the vehicle have not been transferred, the ID card shall be presented.

The license can be surrendered directly at the front desk of the insurance company, and you can consult the insurance company for details.

The official website shall prevail.

Hello, commercial insurance surrender, as long as the policyholder applies and returns the original documents such as the insurance company's policy, invoice, etc., it can be surrendered.

Your request is not very clear, so I'll talk about it in general terms.

If you are a new car owner, when you buy a second-hand car, the original owner gives you the insurance with the car, and you want to surrender the policy, you must first go through the insurance transfer, otherwise the money can only be paid to the person with the original policy. Only after the transfer of the policy can the money be credited to your account.

If the insurance is in your name, you can simply surrender the policy.

This varies from person to person and can be surrendered, but the costs involved will be more.

It is not necessary to complete the account to surrender the policy.

It is recommended that when selling, you can go through the way of insurance transfer.

Now it's also convenient to buy insurance online. You can go to Qunar to check online, it's quite convenient, just enter the license plate number and you can quickly **, it's as easy as buying a ticket.

1. Vehicle insurance is a commercial insurance insurance, which is freely chosen by the owner, so surrender is also the owner's own free will.

2. If you need to surrender the policy, you can go to the insurance company to fill in the insurance change application form and surrender the policy.

3. Unless it is necessary to transfer the insurance to the new car owner, it is necessary to apply for change to the insurance company after the transfer.

It depends on what insurance you need to surrender.

1. Compulsory traffic insurance, compulsory traffic insurance belongs to the national compulsory insurance, that is, the vehicle cannot be surrendered if it has not been completely damaged or scrapped.

2. Commercial insurance, commercial insurance is commercial insurance, which is a voluntary act of individuals, if you need to surrender the insurance, in the case of insurance and vehicle ownership, you can directly handle the surrender at the front desk of the insurance company with your ID card and driving license.

Commercial insurance does not need to be surrendered at any time, but the stronger insurance cannot be surrendered and can only be transferred to the new owner.

En. If you don't have an insured car, you can't get over.

If you are buying a used car, you can ask the previous owner to surrender the policy. You can also apply for a surrender at your insurance company!

Whether the second-hand car is transferred first or surrendered first depends on the actual bridge sales situation.

Auto insurance is divided into compulsory traffic insurance and commercial auto insurance.

Compulsory traffic insurance can be transferred to the car first and then to the insurance; Commercial auto insurance can be surrendered first and then transferred to the used car, or it can be transferred to the used car first and then surrendered. The following are the following points to note for insurance

1. Don't re-insure:

2. When applying for insurance, it is necessary to avoid repeated insurance, even if the owner repeatedly insures a type of insurance, it will not get excess compensation when it comes to compensation;

3. Do not over-insure or under-insured, and the over- or under-insured amount cannot be effectively protected, and the insurance amount shall be in accordance with the relevant provisions of the law.

The insured value shall not be exceeded, and the excess value shall be invalid. If the insured amount is lower than the insured value, the insurer shall be liable for compensation in accordance with the proportion of the insured amount to the insured value, unless otherwise agreed in the contract; To carefully review the insurance documents, it is necessary to check whether the third copy is printed on white carbonless carbon paper and printed with a light brown anti-counterfeiting shading, and whether the upper corner of the left old front is printed with the China Insurance Regulatory Commission.

Producer lettering.

You can transfer the ownership first, and then return the insurance with the transfer procedures, as long as the owner's information is changed, the other remains unchanged, and the two parties can negotiate the unfulfilled insurance costs. However, the general transfer of ownership of the vehicle is connected with the insurance and slid back to the buyer.

Legal Analysis: If the vehicle has already been transferred, you can request a refund of the insurance premium.

In the case of the transfer of the subject matter of insurance, the insured or the transferee shall notify the insurer in a timely manner, except for the cargo transportation insurance contract and the contract otherwise agreed.

If the degree of danger increases significantly due to the transfer of the subject matter of insurance, the insurer may, within 30 days from the date of receipt of the notice provided for in the preceding paragraph, increase the insurance premium or terminate the contract in accordance with the contract. If the insurer terminates the contract, it shall refund the insurance premiums that have been collected to the policyholder after deducting the part receivable from the date of commencement of the insurance liability to the date of termination of the contract in accordance with the contract.

If the insured or the transferee fails to perform the notification obligation provided for in the second paragraph of this article, the insurer shall not be liable for compensation for the insurance money in case of an insured accident that occurs due to a significant increase in the risk of the insured object due to the transfer.

If the insurance before the transfer of ownership of the car is surrendered by the new owner, will the premium be returned to the new owner or the old owner?

Hello, honored with your question! The reason for the owner of the old belt is as follows: after the vehicle is sold.

It is commercial insurance that can be surrendered. Commercial insurance is calculated on a daily basis. Here's an example:

The car insurance was sold just after 30 days. At this time, there are still 11 months of insurance that can be refunded. However, if you want to surrender the car insurance, you must be the policyholder on the car insurance policy, and you can surrender the policy by yourself.

No one else can surrender the policy. Therefore, at this time, the benefit of surrender must be returned to the original owner.

If the ownership of the vehicle is transferred to someone else, the car insurance can be surrendered. However, it should be reminded that if the car insurance has been bought for three months, the surrender of the policy now will suffer a certain amount of economic loss, especially if the policy is surrendered informally, the risk of loss will be greater. Recommendations:

At the same time as the transfer of ownership of the vehicle to someone else, you can also transfer the car insurance to the buyer, so that the buyer can pay a certain amount of insurance premium.

The process of surrendering the insurance after the transfer of ownership of the vehicle:

1. Go to the business hall in person. The materials include: surrender application, ID card of the policyholder, copy of bank card, insurance policy and insurance premium invoice.

2. Entrust the salesman to the business hall to handle it. Materials include: surrender application, power of attorney, ID card of the policyholder, copy of bank card, insurance policy and insurance premium invoice.