-
Anonymous users2024-02-07Yisheng Fortune Yueyuexin annual yield of 6%.
Which is the best short-term wealth management product for one month? In order to meet the needs of many short-term wealth managers, Yisheng Wealth (
Recently, the new "Yueyuexin" fixed-income wealth management product has been launched, with a minimum investment of 100,000 yuan, a closed period of 1 month, a fixed annualized rate of return of 6%, and a fixed monthly rate of return, and an annual income of 100,000 yuan of 6,000 yuan or more.
Mr. Yang is a white-collar worker in a company who has worked for 5 years and saved 300,000 yuan in bank fixed deposits, which expired last month. Since Mr. Yang plans to buy a house, he is still looking at the house, and he is not sure when he will use the money, and the bank fixed deposit is at least 3 months, so Mr. Yang is very worried about how to maintain and increase the value of the 300,000 yuan during this period to the greatest extent.
**？Not suitable for ordinary people, Mr. Yang has also speculated in stocks, but like 90% of shareholders, he has also lost a lot, so Mr. Yang does not plan to buy a house in the near future.
**？**？Foreign exchange? **？Mr. Yang hardly understands these things, and there are many cases of friends around him losing money, so Mr. Yang is not optimistic about this financial management method.
Trust products? The income is not bad, most of them are more than 8%, but the term is too long, 2 years or more, and the minimum investment is 1 million, which is not in line with Mr. Yang's current situation.
Bank wealth management products? After understanding, the bank's wealth management products either have a long term or low returns, and Mr. Yang has scruples about low returns.
Just when Mr. Yang was about to give up his financial plan for the 300,000 yuan of idle funds, a friend recommended Yisheng Wealth, a leading wealth management institution in China
Newly launched short-term fixed income wealth management products: Yueyuexin. It is understood that the investment of 100,000 yuan in Yueyuexin is reached, the fixed monthly rate of return is up to 6%, and the closed period is only 1 month.
In other words, even if Mr. Yang only invests for 1 month, he can get an annualized return of up to 6%.
In the end, Mr. Yang chose Yueyuexin of Yisheng Wealth, with an investment amount of 300,000 yuan, and after 1 month, Mr. Yang got a total of 301,500 yuan in principal and income, so that his idle funds increased in value within 1 month, which was much higher than the income of long-term financial products in the market, and he did not delay his payment for buying a house. Mr. Yang said that it was his luck to know the financial channel of Yisheng Wealth, and it was the financial gospel of ordinary personal and family financial management to have Yueyuexin, a short-term fixed-income wealth management product.
-
Anonymous users2024-02-06I don't understand, let's find a financial planner for you.
-
Anonymous users2024-02-05Whether it is safe or not depends on the risk. Let's take a look at the risks of CreditEase:
1. Credit risk. CreditEase's money is lent to the borrower, and the borrower does not repay the debt, which creates a credit risk. CreditEase sets up a pool of risk capital, which seems to be 2% of the principal.
That is to say, assuming that the total overdue rate of CreditEase does not exceed 2%, your funds are guaranteed. According to CreditEase, their previous overdue rate never exceeded 2%. Suppose one day Jinghe Tongji continues to deteriorate, and the overdue hunger increases significantly, your funds will receive a serious loss.
At the beginning of this year, I was particularly concerned about this.
2. Policy risk. CreditEase is on the fringes of policy. Last year, the China Banking Regulatory Commission issued an article saying that it is necessary to be wary of the risks of this kind of P2P loans. In case one day CreditEase is declared an illegal fundraiser, and CEO Tang Ning is arrested, it is not impossible for this possibility.
My advice is to never put all your money into CreditEase. One of the principles of investing is that you don't put all your eggs in the same basket.
You can invest part of CreditEase, **, **, bank wealth management products, and time deposits, and others should also invest a part to diversify investment.
The safest should be the currency**, it is not recommended to buy Yue Bao, you can find some other currencies with higher returns in Alipay**. The second is the bank's wealth management products, and there are also some in Alipay's wealth column, which you can take a look at. The others can be bonds, but the short-term returns are not very good, and the long-term is okay.
Treasury bonds and bank wealth management products.
All of them belong to the stable income financial management method, which belongs to the purchase of stable investors. First: From the point of view of the issuance time, treasury bonds are issued by the state in a specific period of time, which is a state-type financial management method, and its security is very high. >>>More
1. Currency**. Currency ** has always been a more popular financial product, after a brief downturn in June, the currency ** broke out again in July, the scale of a single month increased by more than 900 billion, the total scale hit a record high. At present, the size of the currency has accounted for more than 60% of the total size, leaving other types of money far behind. >>>More
Risk: No matter which financial product you choose, you must take into account the problem of risk, generally we will choose the stable type, to put it bluntly, it is to protect the capital, this is generally the choice of the bank's currency**. >>>More
This should be good, but investment and financial management should be cautious, the more popular choice is Tencent QQ wealth management includes stable financial management, insurance financial management and index ** financial management, its risk and return profile is as follows: >>>More