What financial products are better in 2018?

1. Currency**. Currency ** has always been a more popular financial product, after a brief downturn in June, the currency ** broke out again in July, the scale of a single month increased by more than 900 billion, the total scale hit a record high. At present, the size of the currency has accounted for more than 60% of the total size, leaving other types of money far behind.

The reason why currency ** can be so popular is mainly because it has higher security and better liquidity, but in terms of income, currency ** does not have much advantage, and may be slightly stronger than bank deposits. Therefore, whether the currency is worth buying depends on what the purpose of investment and financial management is. If you just want to buy a safe financial product, and at the same time can take out money in time when you need it, and there are no big requirements for the level of income, then the currency ** is still worth buying.

2. Structured deposits. Structured deposits are also one of the most popular wealth management products this year. As of July, the structural deposits of the four major banks increased by 700 billion yuan compared with the end of last year, and during this period, the total deposits of the four major banks increased by one trillion yuan, and structural deposits accounted for 21% of them.

The explosion of structured deposits is related to changes in the external environment and its own characteristics. The external environment is mainly due to the implementation of the new regulations on asset management, which requires wealth management products to break the rigid payment, and wealth management products with guaranteed principal and income will gradually withdraw from the market, but structured deposits have not been affected by the new regulations on asset management. On the contrary, structured deposits, as a wealth management product with guaranteed principal and good returns, can be used as a substitute for the exit of capital-protected wealth management, so investors who used to like to buy capital-protected wealth management will also have some of them switch to structural deposits.

2. P2P financial management. P2P financial management is through Internet financial management, that is, person-to-person, also known as peer-to-peer online lending, which refers to the company as an intermediary to connect the borrower and the borrower to achieve their respective lending needs. The borrower can be an unsecured loan or a secured loan, and the intermediary generally charges a handling fee from both parties or one party for the purpose of profit or earns a certain interest rate difference for the purpose of profit.

P2P connects people directly and allows people to interact directly through the internet. It makes communication on the network easier, more direct sharing and interaction, truly eliminating middlemen, and providing greater convenience for enterprises and individuals.

It is very important to choose a formal platform for personal finance, so as to obtain peace of mind and better protect the safety of funds. Du Xiaoman financial management.

It is the original wealth management, Du Xiaoman Wealth Management is a professional wealth management platform under Du Xiaoman Finance (formerly Finance), providing diversified financial products such as investment, current wealth management and bank regular wealth management. Du Xiaoman Wealth Management helps users to achieve wealth growth with peace of mind, and users choose suitable financial products according to their liquidity preferences and risk preferences. At present, Du Xiaoman Wealth Management has been operating safely for nearly 5 years, and the previous products have also completed the redemption of principal and interest.

The answer to this article is provided by Youqianhua: Youqianhua is a credit service brand under Du Xiaoman Finance (formerly Finance), and you can borrow up to 200,000 yuan by clicking on the measurement.

Rich to spend big brands, reliable interest rates are low, the minimum daily interest rate of the full easy loan, the minimum interest rate of borrowing 10,000 yuan is 2 yuan per day, the interest fee is transparent, the fastest 30 seconds for approval, the fastest 3 minutes for disbursement, and early repayment is supported. Click below on the mobile phone to measure the amount immediately.

Welcome to CMB Personal Finance Management Product, you can choose according to your investment preference, risk tolerance, liquidity and other comprehensive considerations.

Both online banking and mobile banking of China Merchants Bank can view the local and foreign currency wealth management products on sale, pre-sale and past of China Merchants Bank. You can log in to mobile banking, select "All" and then click the funnel button through "My Wealth Management Products", and then click the funnel button to filter the products on sale in an advanced manner. Or at the top of the page, you can search for the product you want to know about by ** and name. (Tips:.)

Please read the product manual carefully before purchasing).

All kinds of financial products can be chosen at will, the security is almost OK, the income can not be too low, and the gold network is also OK now, you can take a look.