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I've had the same experience as you, and the situation is very similar, except that I'm a graduate now, and the damage level is 4 figures higher than yours. It can be said that it didn't take long for the freshman year to start, and at most there were as many as 5 or 6 people who borrowed money, all of which were borrowed-passed-borrowed, so as soon as they were in difficulty, they came to speak, and the amount was not much, and you were embarrassed to push it back. In this way, the loan is repaid.,Finally, when I graduated, I finally controlled 2 people.,Alas, they can be but they are also the masters who have no money.,It's not easy to make money.,Now it's still dragging it, then I can only drag it.。
Therefore, warn those students who have such signs, if people can't do it, they will resolutely refuse, and if the relationship is hard enough, if the style is decent enough, you can appropriately help tide over the difficulties, of course, you must also explain your situation and some requirements, and your brother will settle the account. Also, if the borrower Todd doesn't respond for too long, you have to tell it from time to time, otherwise you will be in trouble when you graduate, except if you give up. In short, you should be cautious when borrowing money, otherwise it will be a headache in the future.
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Uh, it's hard to say, I owe my classmates 400 yuan for two years, and I haven't paid it back yet!
We had a good relationship, so he didn't ask me for it, and once I mentioned it to him, he said it's okay if you don't have to!
It's not that you don't pay back the debt, but that you haven't paid it back yet, and when you have the money to pay it back, you have a place to use the money, so it's a cruel contradiction!
If you really have extra money, he will definitely pay you back, sooner or later! (Relative to that, it's up to some people, hehe!) )
If you think that the student who borrowed money from you is the type of student who borrows money and does not pay it back, no matter how many people are not ruthless, you should spend money to buy a lesson!!
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I don't want to go to it, let me tell you, there are two ways: 1 Know what kind of person he is, don't want the money, learn a lesson, and beware of this kind of person in the future. 2 He asks you to borrow money, and you are embarrassed to ask for it because of the face of your classmates, what about him?
Did he save your face? He doesn't even want to lose face, so why do you care so much?
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If, you really care about that money.
There is an effective way, and that is to be a little more bapo.
Let the other friends know until he owes you money, and then let him know that someone is talking behind your back.
That way, he should know it's time to pay it back.
To put it simply, it is to indirectly tell him to repay his debts.
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This thing is more troublesome, you can say that you have been tight recently, ask him if it is convenient, pay you back or something, and then say that the Mid-Autumn Festival is coming, you are the man and the woman, you can say that you want to buy a gift for a female (boyfriend) friend or something, hehe,
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You can just ask for it. You say you want money to live your life too. I'm not rich myself. Please give me back the money.
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Paying off debts is a matter of course! If you don't pay it back, sue him!
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He's better than that, someone borrowed me for 20,000 and didn't pay it back for 3 years, and he was a fellow person.
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Legal analysis: 1. If you do not repay the money owed, it is a civil dispute and will not be investigated for criminal responsibility and imprisoned. 2. After the creditor files a lawsuit with the court and wins, if the debtor fails to perform the court judgment within the performance period, the creditor may apply to the court for enforcement.
3. When the court accepts the compulsory enforcement, it will inquire about the real estate, vehicles, ** and deposits in the name of the debtor in accordance with the law. 4. In addition, if the debtor has no property in his name that can be used for enforcement and he refuses to perform the effective judgment of the court, there will be negative information such as overdue repayment recorded in the personal credit report, and he will be restricted from high consumption and entry and exit, and may even be subject to judicial detention. 5. In cases where there is the ability to refuse to enforce the judgment, it is suspected of the crime of refusing to enforce the judgment or ruling.
Legal basis: Article 3 of the Civil Procedure Law of the People's Republic of China: The provisions of this Law apply to people's courts accepting civil lawsuits brought by citizens, legal persons, and other organizations, as well as between them on the basis of property and personal relationships.
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Summary. 1。In the case of another person borrowing money and not repaying it, the borrower may first negotiate with the borrower, or file a civil lawsuit with the court to require the other party to perform the repayment obligation, and if the other party still fails to perform the repayment obligation after winning the lawsuit, it may apply to the people's court for compulsory enforcement.
Others owe money and don't pay it back.
1。In the case of another person borrowing money and not repaying it, the borrower may first negotiate with the borrower, or file a civil lawsuit with the court to require the other party to perform the repayment obligation, and if the other party still fails to perform the repayment obligation after winning the lawsuit, it may apply to the people's court for compulsory enforcement.
Don't owe 50,000 yuan and never pay it back.
2 Direct alarm. Or file a lawsuit in court. Article 120 of the "Civil Procedure Law of the People's Republic of China" A complaint shall be submitted to the people's court for a lawsuit, and a copy shall be submitted in accordance with the number of defendants.
Where it is truly difficult to write a complaint, the complaint may be filed orally, and the people's court will record it in the record and inform the opposing party.
Hope mine is helpful to you.
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Consequences of not being able to repay the loan:
1.In accordance with the provisions of the loan contract and the guarantee contract (mortgage or pledge contract), the lender will file a lawsuit with the court, and the court will take measures such as property preservation, including freezing the deposits in all bank accounts of you and the loan guarantor, and seizing the property you have pledged.
After the judgment is handed down, the property (deducting deposits, auctioning off collateral, etc.) will be enforced in accordance with the law to pay off the bank's loan losses. Specifically, it includes: loan principal, loan interest, overdue interest and penalty interest, as well as all litigation costs arising therefrom, and related expenses incurred in the realization of the disposal of mortgages (pledges).
2.Your credit will be affected, and loans in your personal name will also be recorded as overdue loans in the national personal credit consultation system.
If the loan is not erased, you may not be able to borrow money from all banks in the future, which is the so-called blacklist, black account.
3.If you provide false information or false information when borrowing, the lender may sue you for fraud, and if the fraud is true, you may be sentenced for fraud.
The consequence of a person's bad credit record is that no bank can handle the loan business (including credit card).
As long as you prove that your credit card is fraudulently used by others, you can raise an objection at the applying bank, and the applicant bank can apply to change your credit record with the People's Bank of China.
If it is caused by you intentionally, you cannot cancel the card after you repay the money, and after 2 years of continued use, your bad record will be cancelled over time.
If you close your account, your bad record will only be cancelled after 7 years.
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Hello, now for you to answer, encounter someone else borrowed money and did not pay back, to the other party to send a reminder, the ruler of the negotiation does not return, you can prepare relevant evidence, to the court to file a lawsuit, the court to judge the other party to repay the money, after the judgment of the other party still does not pay, you can apply for enforcement, the other party has the ability to enforce the judgment but refuses to execute, suspected of a crime, to bear criminal responsibility.
Article 119 of the Civil Procedure Law stipulates that the following conditions must be met for the purpose of filing a lawsuit:
1) The plaintiff is a citizen, legal person, or other organization that has a direct interest in the case;
2) There is a clear defendant;
3) There are specific litigation claims, facts, and reasons;
4) It is within the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court receiving the lawsuit.
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If you don't pay back the money after being urged, prepare relevant materials and sue directly!
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The general content is as follows;
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I think people who want to owe money and don't pay it back will be punished accordingly, the best way is to use legal means, not only the borrower will get an education, but also your money can be returned faster, prosecution is a method, if you don't know how to sue, it is recommended to search for an IOU on WeChat, ask for litigation assistance.
The other party doesn't consider your feelings and doesn't pay you back, are you embarrassed to take care of his face? I think for those friends who owe money and don't pay it back, you can just show your attitude, today you still have to pay it back, just use this attitude to ask for money, there is no problem, because you can judge one thing when you treat friends who owe money and don't pay back, basically you can judge one thing, your money is likely to be gone, and your friends are not your friends anymore, this is not just empty of people and money, rather than empty of people and money, it is better for you to return your money, as for friends or something, let him go. >>>More
Legal analysis: If the relationship between friends is concerned, it is recommended to negotiate first, and if the negotiation fails, you can sue the court to claim the creditor's rights, and apply for enforcement after the judgment takes effect, and partially solve it through the real estate, vehicle, bank and other network inquiry and inspection and control systems. The Civil Procedure Law and other relevant provisions stipulate that compulsory measures such as detention, custodial summons, fines, inclusion in the list of dishonest people, and other compulsory measures may be taken against the person subject to enforcement, the purpose of which is to punish him for not performing the obligations of the effective documents of the people's court. >>>More